On FEMA’s figures, Walton Township faces less hazard damage per building than 69% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Walton Township gets a B+ for hazard risk: lower expected damage per building than 69% of U.S. towns. Most of that expected damage is river and rain flooding (66%), then tornadoes (17%). Flood insurance has paid 1 claim here since 2008.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Walton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Walton Township’s grade
River and rain flooding is 66% of the building damage FEMA expects in Walton Township, and Walton Township’s rate of river and rain flooding damage is lower than 64% of U.S. census tracts. Tornadoes add 17%, at a rate in the top 10% of U.S. census tracts.
B+ lower expected damage per building than 69% of U.S. towns (21,298).
All of Walton Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $492K a year in losses across Walton Township: $361K to buildings, the rest to people and crops.
Does Walton Township flood? Rarely: 1 flood claim since 2008
Every paid claim on a federal flood insurance policy in Walton Township, from FEMA’s records: 1.3 per 1,000 homes, fewer than 71% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ike1 claim · $5K
Walton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Eaton County.The storms Walton Township remembers
None of the 10 disasters declared for Eaton County shows FEMA aid or repair money reaching Walton Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20081 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Eaton County
Eaton County has had 10 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Walton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Walton Township archive →Walton Township and its neighbors
Walton Township is 4th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Carmel Township | B+less damage than 70% | river and rain flooding | 1 |
| Eaton Township | B+less damage than 70% | river and rain flooding | — |
| Brookfield Township | B+less damage than 69% | river and rain flooding | — |
| Walton Township | B+less damage than 69% | river and rain flooding | 1 |
| Bellevue Township | Bless damage than 61% | river and rain flooding | — |
| Lee Township | Bless damage than 61% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Walton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Walton Township
Is Walton Township at risk for natural disasters?
On FEMA’s National Risk Index, Walton Township has lower expected damage per building than 69% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (66%) and tornadoes (17%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Walton Township flood?
Flood insurance has paid 1 claim in Walton Township since 2008, $5K in all, or 1.3 per 1,000 homes, fewer than 71% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ike (1).
Is Walton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Eaton County, 21% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Walton Township?
FEMA’s Community Rating System list shows no discount for Walton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Walton Township?
By flood claims, Hurricane Ike: 1 paid, $5K.
Is Walton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (66%), and Walton Township’s rate for it is lower than 64% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Walton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Walton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.