Photo: Matt Krajenke · Public domain62 homes sold in Utica in the last year, at a typical $232K
Houses and condos split the market almost evenly. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Utica homes are listed.
Every place Utica homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Utica.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Half of Utica’s sales are condos, at $146K less than a house
29 houses and 33 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.
typical sale · 29 sold in 12 months
- Per square foot
- $197MI $172
- Days to sell
- 32
- Sold over asking
- 34%
- Listings with a price cut
- 52%
typical sale · 33 sold in 12 months
- Per square foot
- $132MI $190
- Days to sell
- 69
- Sold over asking
- 9%
- Listings with a price cut
- 29%
Fewer homes sell than a decade ago, at 1.5 times the 2016 price
62 sales in the last year, against 104 in 2012 and a low of 54 in 2025. The typical sale went from $154K in 2016 to $232K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $250K buys in Utica
Check a listing against what Utica homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Utica are back to pre-pandemic levels, with about as many homes for sale
We read every month of Utica’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 62 sales.
If you’re buying in Utica
- Shop in August. It brings about 8 new listings a month, close to the busiest month, with fewer bidding wars (33% over asking).
- Some room to negotiate. 34% of listings cut their price, about as many as before the pandemic.
- Offer under asking. Buyers paid 97.4% of the list price on average; 21% paid over.
- You’ll usually have time. Only 42% of homes go under contract within two weeks; the typical one takes 46 days.
Summer brings the homes; spring brings the bidding wars
July has the most new listings (about 10 a month), but May is the most competitive: 52% of May sales close over asking. February has the least competition (13%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Michigan
| Utica now | 2017–19 | 2021 peak | MI now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 21% | 19% | 55% | 31% |
| Gone within two weeksShare of homes under contract within 14 days | 42% | 36% | 55% | 43% |
| Listings with a price cutShare of homes for sale that cut their price | 34% | 37% | 31% | 28% |
| Price paid vs. askingAverage sale price ÷ list price | 97.4% | 97.1% | 99.9% | 98.4% |
| Days to sellMedian days from listing to contract | 46 | 31 | 17 | 33 |
12 homes for sale on a typical day
That’s 2.3 times the 2023 low (5), about the 2017–19 level and well under 2014’s 29.
1 in 3 listings has cut its price
34% in the last year, against 37% in 2017–19 and 28% across Michigan.
Since 2019, houses are up 50%, condos 42%
A house typically sold for $308K in the last year (29 sales), a condo for $161K (33).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Utica ranks 176th of 194 busy Michigan markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Utica is one of the state’s calmer markets.
Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Utica home costs about $1,489 a month
Price: Utica’s typical sale, last 12 months. Property tax at Utica’s 1.4% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Utica is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 4.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $232K home, about $3,350 a year.
Taxes vs. neighborsSchools
The schools grade for Utica, from test results, graduation and how much students grow.
Schools in UticaCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Fraser and Mount Clemens sell for less a square foot; Rochester and Troy for far more
The busier markets within 25 miles of Utica, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Sterling Heights | 1,374 | $315K | $182 | 39% | 21 |
| Troy | 868 | $439K | $217 | 39% | 22 |
| Rochester Hills | 798 | $456K | $205 | 38% | 22 |
| Mount Clemens | 188 | $183K | $128 | 36% | 33 |
| Fraser | 157 | $240K | $154 | 38% | 23 |
| Rochester | 154 | $548K | $238 | 38% | 24 |
| Utica | 62 | $232K | $166 | 21% | 46 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Utica, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Utica. People who follow the town see it, and so do people comparing Utica with their own town. No commission, no listing fee.
Questions about buying a home in Utica
What do homes sell for in Utica, MI?
62 homes sold in the year to May 2026 at a typical $232K, $166 a square foot. Houses sold for about $308K, condos for about $161K.
Is Utica a buyer’s or seller’s market?
A seller’s market: 14 homes were for sale in May 2026 and 9 sold, about 1.6 months of supply. Buyers paid 97.4% of asking on average, and 34% of listings cut their price.
When is the best time to buy in Utica?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Utica?
About 1.4% of a home’s value a year. On a $232K home that’s near $3,350.
Where can I see homes for sale in Utica?
Zillow, Redfin, Realtor.com and Homes.com all carry Utica’s MLS listings; the search links above open each one filtered to Utica.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).