Guest, Sign inJoin

Post to Torch Lake Township

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Michigan's Torch Lake
Michigan›Antrim County

Torch Lake TownshipMI

A town of 1,270, settled in 1866.

5 bordering townsMap →
Photo: Hgjudd · CC BY-SA 3.0
Photo of Torch Lake Township

Torch Lake Township, MI · Photo: Hgjudd · CC BY-SA 3.0 · Source ↗

Is Torch Lake Township a good place to live?

Torch Lake Township’s best subject grade is an A− for schools; its weakest is a D for cost of living. Torch Lake Township’s median age is 62.5 years, against 42.5 years in Michigan’s towns and 40.5 years across U.S. towns. Only 8 of Michigan’s 1,279 towns score lower on cost of living. Most errands need a car: it is less walkable than 85% of U.S. towns. Barnes County Park, at 162 acres with 2.7 miles of trail, is the biggest park or preserve. Torch Lake Township has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Torch Lake Township stand out

Where Torch Lake Township beats most towns.

Small town

1,270 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
EastportForest Home TownshipCentral Lake TownshipMilton TownshipBanks TownshipEastportForest Home TownshipCentral Lake TownshipMilton TownshipBanks TownshipTorch Lake Township

How Torch Lake Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Torch Lake Township is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Torch Lake Township: who provides what

Who provides power, water and the rest in Torch Lake Township, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterMaplewood Ridge Condominiums water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers90% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Torch Lake Township’s trash rules yet
SchoolsElk Rapids SchoolsCentral Lake Public Schools2 districts serve Torch Lake Township; which school depends on your address and gradeNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereTorch Lake Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49648, 49627, 4962249648 83% · 49627 13% · 49622 4%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Torch Lake Township.

Natural hazardsHazard risk grade A

Very low risk in Torch Lake Township, with inland flooding at the top

Expected storm and flood damage is lower than in 90% of U.S. communities.

10risk score of 100
FEMA risk score
10Very low riskLowerHigher
Inland floodingCold waves

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C

Torch Lake Township has 0.3 jobs for every working resident, so most commute out

Most working residents leave Torch Lake Township for work: only 3% work in town. 15% of residents live below the poverty line in Torch Lake Township, where Michigan’s towns sit at 8.9% and U.S. towns at 9.6%. Torch Lake Township’s average trip to work is 29 minutes.

3%work in town
Torch Lake TownshipMichigan townsU.S. towns
Work from home18%10%11%
Below the poverty line15%8.9%9.6%
Average trip to work29 minutes25 minutes25 minutes
Working residents who work in town2.5%5.9%8%

Where working residents work

In Torch Lake Township3%
Traverse City12%
Banks Township9%
Charlevoix8%
Elk Rapids Township7%
21 mi
median commute distance
131
jobs based in Torch Lake Township
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 15% of U.S. towns

Census LEHD 2021 · ACS

HealthB+

Fewer of Torch Lake Township’s adults feel lonely than in the typical Michigan or U.S. town

27% of adults feel lonely in Torch Lake Township. Torch Lake Township beats the Michigan average on 13 of 32 CDC measures and trails it on 4. 14% of adults report frequent mental distress in Torch Lake Township.

72%healthier than U.S. townsB+Health Grade
Torch Lake TownshipMichigan townsU.S. towns
Frequent mental distress (CDC PLACES)14%18%17%
Feel lonely (CDC PLACES)27%32%33%
Yearly checkup (CDC PLACES)84%80%79%
Binge drink (CDC PLACES)14%17%16%
32 measures vs. Michigan
13 better15 too close to call4 worse
What stands outTorch Lake TownshipMI
Fewer adults facing food insecurity8.4%15.4%
Fewer adults facing housing insecurity6.5%11.9%
More adults who have had cancer13.6%8.9%
Charlevoix Area Hospital
17.1 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Torch Lake Township has snowy winters and pleasant summers

Torch Lake Township has chilly, snowy winters and pleasant summers. The July high in Torch Lake Township is 78°F.

91″snow a winter

Typical low → high °F

Winter19–31°
Spring32–51°
Summer57–76°
Fall42–57°
Oct 19
typical first frost
May 13
typical last frost
+2.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB

Conserved land covers 2.9% of Torch Lake Township

7.7 miles of trail in 4 parks and preserves.

2.9%conserved
Torch Lake TownshipMichigan townsU.S. towns
Conserved land2.9%4.4%4.3%
Miles of trail per square mile0.4 miles per square mile0.30.4
2.9%
conserved · 396 of 13,417 acres
7.7 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Barnes County Park2.7 mi162
2. Torch Bay Beach0.6 mi38
3. Grand Traverse Bay Underwater Preserve—17

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Torch Lake Township

18pages on Torch Lake Township
After high school

Colleges nearby

None within 15 miles of Torch Lake Township; the nearest are

A commuter town

97% of working residents leave Torch Lake Township for work

Where Torch Lake Township’s working residents go each day. Line width shows the share.

12% → Traverse City Traverse City 12% 9% → Banks Township Banks Township 9% 8% → Charlevoix Charlevoix 8% 7% → Elk Rapids Township Elk Rapids Township 7% 4% → Garfield Township Garfield Township 4% 4% → Petoskey Petoskey 4% Torch Lake Township · 3% stay
131jobs based in Torch Lake Township
3%of working residents work in town
21 mimedian commute distance

Census LEHD 2021

About Torch Lake Township

Civil township in Michigan, United States

Torch Lake Township is a civil township of Antrim County in the U.S. state of Michigan. Located in the Northern Lower Peninsula, the township comprises an isthmus between the eponymous Torch Lake and Grand Traverse Bay, a bay of Lake Michigan. As of the 2020 census, the township population was 1,212, a slight increase from 1,194 at the 2010 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
21 sq mi
Elevation
673 ft

Questions about Torch Lake Township

Short answers, built from the data on this page.

Is Torch Lake Township, MI expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.