FEMA expects less hazard damage per building in Tilden Township than in 78% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Tilden Township gets an A− for hazard risk: lower expected damage per building than 78% of U.S. towns. Most of that expected damage is river and rain flooding (59%), then hail (30%). Flood insurance has paid 1 claim here since 2023.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tilden Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tilden Township’s grade
River and rain flooding is 59% of the building damage FEMA expects in Tilden Township, and Tilden Township’s rate of river and rain flooding damage is lower than 79% of U.S. census tracts. Hail adds 30%, at a rate in the top 3% of U.S. census tracts.
A− lower expected damage per building than 78% of U.S. towns (21,298).
Tilden Township’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $435K a year in losses across Tilden Township: $199K to buildings, the rest to people and crops.
Does Tilden Township flood? Rarely: 1 flood claim since 2023
Every paid claim on a federal flood insurance policy in Tilden Township, from FEMA’s records: 1.7 per 1,000 homes, fewer than 65% of the 13,809 U.S. towns with a flood insurance record.
Tilden Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Marquette County.The storms Tilden Township remembers
None of the 7 disasters declared for Marquette County shows FEMA aid or repair money reaching Tilden Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20231 flood claims paidNo declaration for the county that year
Marquette County has had 7 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Marquette County, 1999–1999.
Old photos of Tilden Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tilden Township archive →Tilden Township and its neighbors
Tilden Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Ishpeming Township | Aless damage than 92% | river and rain flooding | — |
| Ishpeming | A−less damage than 80% | river and rain flooding | — |
| Tilden Township | A−less damage than 78% | river and rain flooding | 1 |
| Ely Township | B+less damage than 74% | river and rain flooding | 1 |
| Forsyth Township | B+less damage than 66% | river and rain flooding | — |
| Richmond Township | — | 724 residents; we grade 1,000+ | |
| West Branch Township | — | 49 residents; we grade 1,000+ | |
| West Ishpeming | — | a Census area inside a town; graded with the town | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tilden Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tilden Township
Is Tilden Township at risk for natural disasters?
On FEMA’s National Risk Index, Tilden Township has lower expected damage per building than 78% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (59%) and hail (30%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tilden Township flood?
Flood insurance has paid 1 claim in Tilden Township since 2023, $23K in all, or 1.7 per 1,000 homes, fewer than 65% of U.S. towns with a flood insurance record.
Is Tilden Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Marquette County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Tilden Township?
FEMA’s Community Rating System list shows no discount for Tilden Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Tilden Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (59%), and Tilden Township’s rate for it is lower than 79% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tilden Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tilden Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.