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Michigan›Cass County

Silver Creek TownshipMI

Trash & recycling

Is Silver Creek Township a good place to live?

Silver Creek Township gives you more for your money than most places: homes are within reach, about $255K for a typical one, or 3.8 years of the South Bend metro’s $67K median household income. It grades C overall, 516th of 697 graded towns in Michigan. The low prices come with trade-offs. CDC estimates put its residents' health behind 78% of the country. On the plus side, natural-hazard risk is low. The biggest park or preserve is Russom Park, at 35 acres. Most errands need a car: it is less walkable than 74% of U.S. towns.

What makes Silver Creek Township stand out

Where Silver Creek Township beats most towns.

A commuter town

95% of working residents leave Silver Creek Township for work

Where Silver Creek Township’s working residents go each day. Line width shows the share.

10% → Dowagiac Dowagiac 10% 5% → LaGrange Township LaGrange Township 5% 4% → Elkhart Elkhart 4% 4% → Keeler Township Keeler Township 4% 3% → Kalamazoo Kalamazoo 3% 3% → Portage Portage 3% Silver Creek Township · 5% stay
406jobs based in Silver Creek Township
5%of working residents work in town
23 mimedian commute distance

Census LEHD 2021

How Silver Creek Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Silver Creek Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Indian Lake Cemetery
Indian Lake Cemetery, 2017
Silver Creek Township’s story

188 years in pictures

Census counts: 3,491 in 2000, 3,051 in 2020. The archive holds 3 old photos and papers going back to 2017 and 3 maps from 1927 on.

  • 1838Silver Creek Township is settled
Explore the history →
Getting set up

Moving to Silver Creek Township: who provides what

Who provides power, water and the rest in Silver Creek Township, and how to reach them.

The full setup list →
PowerMidwest Energy Cooperative19.5¢/kWh · EIA 2025HIFLD · EIA
WaterDowagiac water systemNo health-based violations in 5 years · EPAEPA
Internet9 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsDowagiac Union SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSilver Creek Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49047, 4911149047 92% · 49111 8%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Silver Creek Township.

Silver Creek Township is a second-home town and gets more snow than nearly all U.S. towns, but it has little public open land.

HealthC−

Silver Creek Township earns a C− for health

16% of Silver Creek Township adults report frequent physical distress, against 14% in Michigan’s towns and 14% across U.S. towns. 28% of adults have been diagnosed with depression in Silver Creek Township. Silver Creek Township beats the Michigan average on 0 of 32 CDC measures and trails it on 11.

22%healthier than U.S. townsC−Health Grade
Silver Creek TownshipMichigan townsU.S. towns
Frequent physical distress (CDC PLACES)16%14%14%
Depression (CDC PLACES)28%27%23%
Smoke cigarettes (CDC PLACES)18%15%14%
Fair or poor health (CDC PLACES)23%19%19%
32 measures vs. Michigan
0 better21 too close to call11 worse
What stands outSilver Creek TownshipMI
More older adults who have lost all their teeth14.6%10.2%
More adults with COPD10.2%8.1%
More uninsured adults8.4%6.9%
Ascension Borgess Lee Hospital
4.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
17th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A−

Inland flooding leads a very low hazard risk in Silver Creek Township

Expected storm and flood damage is lower than in 81% of U.S. communities. Since 2015, 4 flood insurance claims have been paid out in Silver Creek Township.

19risk score of 100
FEMA risk score
19Very low riskLowerHigher
Inland floodingTornadoesCold waves
4
paid flood claims since 2015

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade B

With 0.4 jobs for every working resident, most of Silver Creek Township’s workers commute out

Most working residents leave Silver Creek Township for work: only 5% work in town. Silver Creek Township’s average trip to work is 21 minutes, below both the Michigan town median (25 minutes) and the median of U.S. towns (25 minutes). Jobs based in Silver Creek Township grew to 406 in 2021, 156 more than in 2011.

5%work in town
Silver Creek TownshipMichigan townsU.S. towns
Average trip to work21 minutes25 minutes25 minutes
Working residents who work in town5.1%5.9%8%
Below the poverty line8.1%8.9%9.6%

Where working residents work

In Silver Creek Township5%
Dowagiac10%
LaGrange Township5%
Elkhart4%
Keeler Township4%
23 mi
median commute distance
406
jobs based in Silver Creek Township
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 26% of U.S. towns

Census LEHD 2021 · ACS

Climate

Snowy winters and pleasant summers in Silver Creek Township

The Eau Claire 4 Ne weather station records that 87 inches of snow fall in a normal winter, more than in 96% of U.S. towns.

Silver Creek Township has chilly, snowy winters and pleasant summers. July afternoons reach 83° and January nights drop to 18°.

87″snow a winter

Typical low → high °F

Winter20–35°
Spring37–58°
Summer59–81°
Fall42–61°
Oct 11
typical first frost
May 4
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than Michigan overall

39.3% of homes are seasonal or vacation homes, against 5.5% statewide, which helps explain the older median age.

Adults 35 to 64 are 45% of residents (38% statewide); children under 18 are 14% of residents (21% statewide). The median age in Silver Creek Township is 46.6 years. 24% of adults 25 and older have a bachelor’s degree or more, vs 32% across Michigan.

46.6median age · MI 40.2
Silver Creek TownshipMichigan townsU.S. towns
Under 1814%21%22%
Median age46.6 years42.5 years40.5 years
Aged 65 or older22%19%18%
Bachelor’s degree or more, 25+24%26%29%
Silver Creek TownshipMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school31%
Some college29%
Associate’s11%
Bachelor’s16%
Graduate8%

Women and men · all residents

43% women, 57% men

About 134 men for every 100 women (the survey’s margin: ±4.4 points). Across Michigan, 50.4% of residents are women. Among residents 35 to 44, 77% are men (MI 50%).

Ages and education in Silver Creek Township
Silver Creek TownshipMIU.S.
Under 104.8%11.2%11.6%
10 to 179.5%10.1%10.3%
18 to 246.4%9.2%9.1%
25 to 3411.8%13.2%13.7%
35 to 4411.6%12.2%13.2%
45 to 5416.3%12%12.2%
55 to 6417.3%13.6%12.7%
65 to 7413.4%11.2%10.2%
75 and older8.8%7.4%7%
No diploma4.7%7.9%10.4%
High school31.2%28%26%
Some college28.8%21.9%19.1%
Associate’s11.2%9.8%8.8%
Bachelor’s16.1%19.7%21.6%
Graduate8.1%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,000, single groups can be off by several points

OutdoorsC−

Silver Creek Township has set aside 0.4% of its land for conservation

Just 95 of its 21,781 acres are conserved, so there is little public open land in Silver Creek Township itself; its outdoors grade is C−.

1.4 miles of trail in 3 parks and preserves.

#565for trails in MI
0.4%
conserved · 95 of 21,781 acres
1.4 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Russom Park0.6 mi35
2. Magician Lake Public Access—2
3. Dewey Lake Public Access—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Notre Dame Stadium and 15 more within 40 miles

Museums, parks, gardens and other places to visit around Silver Creek Township. Close and well known come first.

All 26 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Notre Dame Stadium: Tysto, Public domain · Grotto of Our Lady of Lourdes, Notre Dame: Know1one1, CC BY-SA 3.0 · Air Zoo: User:my name, CC BY-SA 3.0 · Fort St. Joseph: Chris Light (talk), CC BY-SA 3.0 · Warren Dunes State Park: hakkun, CC BY-SA 3.0 · Studebaker National Museum: Unknown, Public domain

Keep exploring

Everything we know about Silver Creek Township

19pages on Silver Creek Township
After high school

Colleges nearby

3 within 15 miles of the center of Silver Creek Township

About Silver Creek Township

Civil township in Michigan, United States

Silver Creek Township is a civil township of Cass County in the U.S. state of Michigan. The population was 3,051 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
34 sq mi
Elevation
801 ft

Silver Creek Township’s neighbors

4 towns share a border with Silver Creek Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Silver Creek Township#516CB+—CC−
Dowagiac#628C−A−DCD
Keeler Township——B+—CD
Pokagon Township——B+—CC−
Pipestone Township——B+—C−C

Keeler Township, Pokagon Township and Pipestone Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Silver Creek Township, Keeler Township, Pokagon Township and Pipestone Township report no FBI crime data of their own. Compare Silver Creek Township with a neighbor →

Questions about Silver Creek Township

Short answers, built from the data on this page.

Is Silver Creek Township, MI a good place to live?

Silver Creek Township grades C overall, better than 34% of U.S. towns and #516 of 697 in Michigan. It grades C− for health and C for schools. Health is its weak spot, with a C−.

Is Silver Creek Township, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.