Storms, floods and disasters in Sauble Township
Sauble Township isn’t graded for hazard risk: Sauble Township has 404 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1986.
What Sauble Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Sauble Township flood? Rarely: 1 flood claim since 1986
Every paid claim on a federal flood insurance policy in Sauble Township, from FEMA’s records.
Sauble Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lake County.The storms Sauble Township remembers
None of the 6 disasters declared for Lake County shows FEMA aid or repair money reaching Sauble Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19861 flood claims paidThe year of Severe Storms and Flooding, declared for Lake County
Lake County has had 6 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Sauble Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Sauble Township archive →Sauble Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sheridan Township | A−less damage than 83% | river and rain flooding | — |
| Branch Township | A−less damage than 76% | river and rain flooding | — |
| Elk Township | B+less damage than 67% | river and rain flooding | — |
| Webber Township | Bless damage than 61% | river and rain flooding | 5 |
| Peacock Township | — | 418 residents; we grade 1,000+ | |
| Sweetwater Township | — | 201 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Sauble Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Sauble Township
Does Sauble Township flood?
Flood insurance has paid 1 claim in Sauble Township since 1986, $16K in all.
Is Sauble Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lake County, 0.1% of all homes carry federal flood insurance.
How much is flood insurance in Sauble Township?
FEMA’s Community Rating System list shows no discount for Sauble Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Sauble Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sauble Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.