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–Not graded
Natural hazards in Sauble Township · FEMA

Storms, floods and disasters in Sauble Township

Sauble Township isn’t graded for hazard risk: Sauble Township has 404 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 1986.

Flood claims
1
paid since 1986 · $16K
Disasters paid out here
0
of 6 declared for Lake County
By hazard

What Sauble Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

76%of expected building damage
About average · lower than 51% of U.S. census tracts
Recorded about once every 3 years in the area

Strong wind

19%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Wildfire Hail Ice storms Hurricanes Earthquakes Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sauble Township flood? Rarely: 1 flood claim since 1986

Every paid claim on a federal flood insurance policy in Sauble Township, from FEMA’s records.

Paid flood claims, by year
1986: 1 claim1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1986
19862026
1
paid claims since 1986
$16K
paid to owners
0
homes flooded more than once
$16K
average claim
of all homes are insured
No community discount

Sauble Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.
Disasters

The storms Sauble Township remembers

None of the 6 disasters declared for Lake County shows FEMA aid or repair money reaching Sauble Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 19861 flood claims paidThe year of Severe Storms and Flooding, declared for Lake County
Disasters declared, by decade
Paid out in Sauble TownshipLake County only

Lake County has had 6 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Sauble Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Sauble Township archive →
Next door

Sauble Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Sheridan TownshipA−less damage than 83%river and rain flooding—
Branch TownshipA−less damage than 76%river and rain flooding—
Elk TownshipB+less damage than 67%river and rain flooding—
Webber TownshipBless damage than 61%river and rain flooding5
Peacock Township—418 residents; we grade 1,000+
Sweetwater Township—201 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Sauble Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Sauble Township

Does Sauble Township flood?

Flood insurance has paid 1 claim in Sauble Township since 1986, $16K in all.

Is Sauble Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lake County, 0.1% of all homes carry federal flood insurance.

How much is flood insurance in Sauble Township?

FEMA’s Community Rating System list shows no discount for Sauble Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Sauble Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sauble Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.