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B+Cost of living
Cost of living in Sagola Township

Measured against area pay, Sagola Township costs less to live in than 73% of U.S. towns

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Iron Mountain, MI-WI micro area ($65K). How TownRatings grades cost of living

Typical home value
$164K
MI $232K
Estimate
2-bedroom rent
$1,020
a month, utilities in · HUD
Median tax bill
$1,588
MI $2,904
Area income (the grade’s yardstick)
$65K
Iron Mountain-area median
Why Sagola Township gets a B+

The grade compares costs with what households across the Iron Mountain-area micro earn ($65K, Census 2020–24). The typical home costs 2.5 years of area income, and 0% of renters pay 30% or more of income for housing.

In dollars

  • $1,020a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 2.5 yrsof area income buys the typical home; the typical U.S. town: 3.3$65K, Iron Mountain-area income
  • 23%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 8%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Sagola Township’s housing numbers say

About half of Sagola Township’s homes are second homes

46% of Sagola Township’s homes are seasonal or vacation homes, empty for much of the year. Year-round rentals are scarce: there are 23 renter households. Property taxes ↓

Nearly every household owns

90% of Sagola Township households own their home, against 73% across Michigan. There are only 23 renter households, so rentals are scarce. Property taxes ↓

Written from the data on this page. There’s no Zillow index for Sagola Township, so the typical value is the Census median; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Sagola Township’s grade

Measured against what households in the area earn, Sagola Township is more affordable than 73% of U.S. towns. Rent pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 73%
CostlierMore affordable
How sure. Sagola Township’s Census figures cover about 410 households. At the ends of the Census margins (area income ±$3,662, owners paying 30%+ ±5.3 points), Sagola Township could be anywhere from B to A−.

How TownRatings grades cost of living →

Affordability

A year’s rent takes 23% of area income

The calculator starts from the area income the grade uses. Switch to Sagola Township’s own median, or type yours.

Household income a year
$
Iron Mountain-area median household income, as in the grade
You could afford about
$251,000
Typical Sagola Township home $164K

That covers a typical Sagola Township home, with $87K to spare.

The typical home, each month
$990
Loan $810Tax $130Insurance $50

A two-bedroom rents for about $1,020 a month here, $30 more than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Sagola Township’s typical property tax (0.97% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,020

Renters already here pay a median of $1,260.

Fair Market Rent a month, utilities included

Studio$720
1 bedroom$860
2 bedrooms$1,020
3 bedrooms$1,230
4 bedrooms$1,560
10%
of households rent · MI 27%
23
renter households
$1,260
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Dickinson County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Property taxes

Property tax runs below the Michigan norm

The median bill is $1,588 (Michigan: $2,904), 0.97% of a home’s value a year, against 1.25% statewide.

$1,588
median bill a year · MI $2,904
0.97%
of a home’s value a year · MI 1.25%

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Sagola Township

Only figures published free for the whole country, each labeled with the area it covers: Michigan, or Michigan. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Electricity
cents per kWh, homes
23.1¢U.S. 18.3¢stateEIA, July 2026

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Sagola Township vs. its neighbors

Zillow publishes no value for Sagola Township. Norway Township and Ely Township and Breitung Township and Mastodon Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, latest
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Sagola TownshipB+—$164K0.97%$1,020
Felch Township–$175K$121K1.08%$1,010
Norway TownshipB+—$216K1.12%$1,000
Mastodon Township–—$124K1.36%$1,100
Mansfield Township–—$221K0.83%$1,100
Republic TownshipA−$173K$107K1.21%$1,090
Breitung TownshipB—$175K1.09%$980
Ely TownshipA—$196K0.76%$980

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).

Questions about the cost of living in Sagola Township

Is Sagola Township expensive to live in?

Measured against what households in the area earn, Sagola Township costs less than 73% of U.S. towns: a B+ for cost of living. The typical home costs 2.5 years of the median household income of the Iron Mountain, MI-WI micro area ($65K).

How much is rent in Sagola Township?

HUD puts a two-bedroom at about $1,020 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,260 (Census 2020–24).

What are property taxes in Sagola Township?

The median bill is $1,588 a year, 0.97% of the median home value (Michigan: $2,904, 1.25%), from the Census 2020–24.

Neighbors talk housing

What Sagola Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.