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–Not graded
Natural hazards in Orient Township · FEMA

Storms, floods and disasters in Orient Township

Orient Township isn’t graded for hazard risk: Orient Township has 632 residents; we grade towns of 1,000 or more. Flood insurance has paid 9 claims here since 2014.

Flood claims
9
paid since 2014 · $422K
Disasters paid out here
0
of 11 declared for Osceola County
By hazard

What Orient Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

79%of expected building damage
Above average · higher than 62% of U.S. census tracts
Recorded about once every 3 years in the area

Strong wind

12%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

5%of expected building damage
About average · higher than 59% of U.S. census tracts
Smaller shares here
 Hail Earthquakes Ice storms Hurricanes Wildfire Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 11% of Orient Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Orient Township flood? Rarely: 9 flood claims since 2014

Every paid claim on a federal flood insurance policy in Orient Township, from FEMA’s records.

Paid flood claims, by year
2014: 3 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 6 claims20142026
20142026
Biggest named events
  • The 2026-04-Flooding6 claims · $300K
9
paid claims since 2014
$422K
paid to owners
0
homes flooded more than once
$47K
average claim
of all homes are insured
No community discount

Orient Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Osceola County.
Disasters

The storms Orient Township remembers

None of the 11 disasters declared for Osceola County shows FEMA aid or repair money reaching Orient Township itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20266 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Osceola County
  2. 20143 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in Orient TownshipOsceola County only

Osceola County has had 11 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Orient Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Orient Township archive →
Next door

Orient Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Garfield TownshipAless damage than 86%river and rain flooding32
Sylvan TownshipBless damage than 64%river and rain flooding18
Evart TownshipC+more damage than 62%river and rain flooding16
Fork TownshipC−more damage than 82%river and rain flooding11

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Orient Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Orient Township

Does Orient Township flood?

Flood insurance has paid 9 claims in Orient Township since 2014, $422K in all. The most claims came from 2026-04-Flooding (6).

Is Orient Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Osceola County, 0.4% of all homes carry federal flood insurance.

How much is flood insurance in Orient Township?

FEMA’s Community Rating System list shows no discount for Orient Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Orient Township?

By flood claims, 2026-04-Flooding: 6 paid, $300K.

Storm stories

Memories, warnings and help from neighbors in Orient Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Orient Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.