Photo: Unknown authorUnknown author · Public domainFEMA expects less hazard damage per building in Nadeau Township than in 85% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Nadeau Township gets an A for hazard risk: lower expected damage per building than 85% of U.S. towns. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Nadeau Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Nadeau Township’s grade
River and rain flooding is 88% of the building damage FEMA expects in Nadeau Township, and Nadeau Township’s rate of river and rain flooding damage is lower than 59% of U.S. census tracts. Next is hail at 7% (higher than 84% of U.S. census tracts).
A lower expected damage per building than 85% of U.S. towns (21,298).
Nadeau Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $529K a year in losses across Nadeau Township: $254K to buildings, the rest to people and crops.
Does Nadeau Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Nadeau Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Nadeau Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Menominee County.The storms Nadeau Township remembers
None of the 5 disasters declared for Menominee County shows FEMA aid or repair money reaching Nadeau Township itself in FEMA’s records, so these are its biggest flood-claim years.
Menominee County has had 5 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Nadeau Township and its neighbors
Nadeau Township is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Spalding Township | Aless damage than 92% | river and rain flooding | 1 |
| Nadeau Township | Aless damage than 85% | river and rain flooding | 0 |
| Faithorn Township | — | 263 residents; we grade 1,000+ | |
| Holmes Township | — | 262 residents; we grade 1,000+ | |
| Daggett Township | — | 575 residents; we grade 1,000+ | |
| Gourley Township | — | 436 residents; we grade 1,000+ | |
| Meyer Township | — | not graded yet | |
| Cedarville Township | — | 233 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Nadeau Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Nadeau Township
Is Nadeau Township at risk for natural disasters?
On FEMA’s National Risk Index, Nadeau Township has lower expected damage per building than 85% of U.S. towns: A for hazard risk. Most of the expected damage is river and rain flooding (88%) and hail (7%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Nadeau Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Menominee County, 4% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Nadeau Township?
FEMA’s Community Rating System list shows no discount for Nadeau Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Nadeau Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Nadeau Township’s rate for it is lower than 59% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Nadeau Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Nadeau Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.