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Michigan›Bay County

Monitor TownshipMI

A town of 10,597, settled in 1894.

Trash & recycling

Is Monitor Township a good place to live?

Monitor Township is a solid, middle-of-the-road choice. It grades C+ overall, 504th of 697 graded towns in Michigan, with no subject far below average. Its best mark is incomes: the median household earns $77K. A typical home there costs about $240K, 3.9 years of the Bay City metro’s $62K median household income. 28% of residents are 65 or older in Monitor Township, above both the Michigan town median (19%) and the median of U.S. towns (18%). Only 121 of Michigan’s 1,279 towns score lower on the outdoors. Most errands need a car: it is less walkable than 77% of U.S. towns.

How Monitor Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Monitor Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

USS Edson and 11 more within 40 miles

Museums, parks, gardens and other places to visit around Monitor Township. Close and well known come first.

All 15 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

USS Edson: U.S. Navy, Public domain · Dow Gardens: Chris.Schiemann, CC BY-SA 4.0 · Saginaw Valley Naval Ship Museum: John McCullough, CC BY-SA 2.5 · Chippewa Nature Center: Christian Collins, CC BY-SA 2.0 · Temple Theatre: Ian Poellet, CC BY-SA 4.0

Getting set up

Moving to Monitor Township: who provides what

Who provides power, water and the rest in Monitor Township, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterBangor-Monitor Metro DistrictNo health-based violations in 5 years · EPAEPA
Internet4 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsBay City School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereMonitor Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48706, 4863148706 96% · 48631 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Monitor Township.

Monitor Township trades workers with Bay City and other neighbors, but it has little public open land.

Who lives here

Fewer young adults than Michigan overall

Monitor Township’s median age is 50.3 years. 28% of adults 25 and older have a bachelor’s degree or more, vs 32% across Michigan.

50.3median age · MI 40.2
Monitor TownshipMichigan townsU.S. towns
Median age50.3 years42.5 years40.5 years
Under 1822%21%22%
Monitor TownshipMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school31%
Some college23%
Associate’s14%
Bachelor’s17%
Graduate10%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±2.5 points. Across Michigan, 50.4% of residents are women.

Ages and education in Monitor Township
Monitor TownshipMIU.S.
Under 107.9%11.2%11.6%
10 to 1714%10.1%10.3%
18 to 245.6%9.2%9.1%
25 to 346.9%13.2%13.7%
35 to 448.9%12.2%13.2%
45 to 5413.1%12%12.2%
55 to 6415.6%13.6%12.7%
65 to 7415.5%11.2%10.2%
75 and older12.5%7.4%7%
No diploma4.8%7.9%10.4%
High school30.9%28%26%
Some college22.5%21.9%19.1%
Associate’s14%9.8%8.8%
Bachelor’s17.4%19.7%21.6%
Graduate10.4%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

SchoolsB−

On state tests, Monitor Township’s schools trail 54% of Michigan districts

Its public schools are run by the Bay City School District. Three of its 5 schools are below, each with why it’s listed.

46%of MI districts it outscoresB−School Grade
SchoolLevelStudentsLetter
McAlearSawden Elem SchoolLargest public elementary schoolGrades PK–5Grades PK–5378C+
ISDLocal ProgramsLargest public high schoolGrades PK–12Grades PK–1292D
Mackensen Elementary SchoolTop results in townGrades PK–5Grades PK–5265A−

NCES · EDFacts · graded within MI on state tests and graduation

Climate

In Monitor Township, expect snowy winters and pleasant summers

Monitor Township has chilly, snowy winters and pleasant summers. July afternoons reach 82°, January nights drop to 16° and about 49 inches of snow falls in a winter.

49″snow a winter

Typical low → high °F

Winter19–33°
Spring35–56°
Summer59–80°
Fall41–60°
Oct 17
typical first frost
Apr 26
typical last frost
+1.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

Most working residents commute out of Monitor Township

Monitor Township has about as many jobs (4,302) as working residents, but only 260 people both live and work here.

Most working residents leave Monitor Township for work: only 6% work in town. Since 2011, Monitor Township has added 884 jobs, to 4,302 in 2021. 5.9% of residents live below the poverty line in Monitor Township.

6%work in town
Monitor TownshipMichigan townsU.S. towns
Below the poverty line5.9%8.9%9.6%
Working residents who work in town6.4%5.9%8%

Where working residents work

In Monitor Township6%
Bay City16%
Midland10%
Saginaw9%
Saginaw Township6%
12 mi
median commute distance
4,302
jobs based in Monitor Township
Balanced
jobs vs. working residents
C−
Walkability grade: more walkable than 23% of U.S. towns

Census LEHD 2021 · ACS

HousingCost of living grade C+

For cost of living, Monitor Township earns a C+

91% of Monitor Township households own their home. Typical home values rose 5.2% in the year to September 2026. The median rent in Monitor Township is $901 a month.

$240KZillow home value
Monitor TownshipMichigan townsU.S. towns
Households that own their home91%84%73%
Median rent$901 a month$1,047 a month$1,185 a month

Typical home value

Monitor Township$240K
Michigan$264K
+5.2%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthC+

On CDC estimates, Monitor Township is less healthy than 56% of U.S. towns

Monitor Township beats the Michigan average on 2 of 32 CDC measures and trails it on 3.

44%healthier than U.S. townsC+Health Grade
Monitor TownshipMichigan townsU.S. towns
Depression (CDC PLACES)27%27%23%
High blood pressure (CDC PLACES)38%36%35%
Binge drink (CDC PLACES)16%17%16%
Feel lonely (CDC PLACES)31%32%33%
32 measures vs. Michigan
2 better27 too close to call3 worse
What stands outMonitor TownshipMI
Fewer adults facing housing insecurity10%11.9%
Fewer adults facing a utility shut-off7.5%8.7%
More adults who have had cancer10.6%8.9%
Mclaren Bay Region
6.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
45th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsD

Conserved land covers 0.6% of Monitor Township

Just 135 of its 23,514 acres are conserved, so there is little public open land in Monitor Township itself; its outdoors grade is D.

1.4 miles of trail in 2 parks and preserves.

#565for trails in MI
0.6%
conserved · 135 of 23,514 acres
1.4 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Valley Center Park0.6 mi11
2. Monitor Township Park—18

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Natural hazardsHazard risk grade B−

Inland flooding leads a moderate hazard risk in Monitor Township

Expected storm and flood damage is lower than in 53% of U.S. communities. Since 1996, 11 flood insurance claims have been paid out in Monitor Township.

47risk score of 100
FEMA risk score
47Moderate riskLowerHigher
Inland floodingCold wavesTornadoes
11
paid flood claims since 1996

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Monitor Township

18pages on Monitor Township
After high school

Colleges nearby

3 within 15 miles of the center of Monitor Township

About Monitor Township

Charter township in Michigan, United States

Monitor Charter Township is a charter township of Bay County in the U.S. state of Michigan, organized in 1869. The township's population was 10,687 as of the 2020 census and is included in the Bay City Metropolitan Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
37 sq mi
Elevation
600 ft

Monitor Township’s neighbors

5 towns share a border with Monitor Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Monitor Township#504C+C+—B−C+
Kawkawlin Township#319BB+—B−B
Frankenlust Township#496C+C+—B−B−
Bangor Township#531CB−—B−C+
Williams Township#329BC+—B−B+
Bay City#586C−A−C−B−C−

Monitor Township, Kawkawlin Township, Frankenlust Township, Bangor Township and Williams Township report no FBI crime data of their own. Compare Monitor Township with a neighbor →

Questions about Monitor Township

Short answers, built from the data on this page.

Is Monitor Township, MI a good place to live?

Monitor Township grades C+ overall, better than 37% of U.S. towns and #504 of 697 in Michigan. It grades C+ for health and B− for schools. Walkability is its weak spot, with a C−.

Is Monitor Township, MI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.