FEMA puts Mayfield Township’s expected hazard damage per building below that of 98% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Mayfield Township gets an A+ for hazard risk: lower expected damage per building than 98% of U.S. towns. Most of that expected damage is river and rain flooding (84%). Flood insurance has paid 1 claim here since 2001.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Mayfield Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mayfield Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Mayfield Township, and Mayfield Township’s rate of river and rain flooding damage is lower than 83% of U.S. census tracts. Next is strong wind at 6% (higher than 87% of U.S. census tracts).
A+ lower expected damage per building than 98% of U.S. towns (21,298).
Mayfield Township’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $644K a year in losses across Mayfield Township: $200K to buildings, the rest to people and crops.
Does Mayfield Township flood? Rarely: 1 flood claim since 2001
Every paid claim on a federal flood insurance policy in Mayfield Township, from FEMA’s records: 1.3 per 1,000 homes, fewer than 71% of the 13,809 U.S. towns with a flood insurance record.
Mayfield Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grand Traverse County.The storms Mayfield Township remembers
None of the 3 disasters declared for Grand Traverse County shows FEMA aid or repair money reaching Mayfield Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20011 flood claims paidNo declaration for the county that year
Grand Traverse County has had 3 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mayfield Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mayfield Township archive →Mayfield Township and its neighbors
Mayfield Township has the lowest expected damage per building of the 5 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mayfield Township | A+less damage than 98% | river and rain flooding | 1 |
| Grant Township | A+less damage than 97% | river and rain flooding | — |
| Paradise Township | Aless damage than 92% | river and rain flooding | 1 |
| Hanover Township | Aless damage than 87% | river and rain flooding | 3 |
| Blair Township | A−less damage than 85% | river and rain flooding | 7 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mayfield Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mayfield Township
Is Mayfield Township at risk for natural disasters?
On FEMA’s National Risk Index, Mayfield Township has lower expected damage per building than 98% of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (84%) and strong wind (6%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mayfield Township flood?
Flood insurance has paid 1 claim in Mayfield Township since 2001, $4K in all, or 1.3 per 1,000 homes, fewer than 71% of U.S. towns with a flood insurance record.
Is Mayfield Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Grand Traverse County, 23% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Mayfield Township?
FEMA’s Community Rating System list shows no discount for Mayfield Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Mayfield Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Mayfield Township’s rate for it is lower than 83% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mayfield Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mayfield Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.