Storms, floods and disasters in Marion
Marion isn’t graded for hazard risk: Marion has 581 residents; we grade towns of 1,000 or more. Flood insurance has paid 3 claims here since 1989.
What Marion faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Marion flood? Rarely: 3 flood claims since 1989
Every paid claim on a federal flood insurance policy in Marion, from FEMA’s records.
Marion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Osceola County.2 federal disasters brought FEMA money to Marion
Disasters that paid out in Marion itself (aid to households or repair grants to the Village of Marion), newest first, with that year’s flood claims.
- 2026Severe Storms, Tornadoes, and Flooding3 households applied for aid$1K aid approved$10K to the Village of Marion for repairs
- 1999Mi - Severe Weather 1/2 /99$954 to the Village of Marion for repairs
Osceola County has had 11 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Marion after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Marion archive →Get ready for what Marion faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Marion
Does Marion flood?
Flood insurance has paid 3 claims in Marion since 1989, $51K in all. 1 properties have flooded more than once.
Is Marion in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Osceola County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Marion?
FEMA’s Community Rating System list shows no discount for Marion’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Marion?
By FEMA money that reached Marion, Severe Storms, Tornadoes, and Flooding (2026): 3 households applied for aid, $1K approved, and $10K to the Village of Marion for repairs.
Storm stories
Memories, warnings and help from neighbors in Marion.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Marion’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.