Watrous General Store · Photo: kennethaw88 · CC BY 4.0On FEMA’s figures, Juniata Township faces more hazard damage per building than 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Juniata Township gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns. Most of that expected damage is river and rain flooding (83%). Flood insurance has paid 1 claim here since 1996.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Juniata Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Juniata Township’s grade
River and rain flooding is 83% of the building damage FEMA expects in Juniata Township, and Juniata Township’s rate of river and rain flooding damage is higher than 84% of U.S. census tracts. Strong wind adds 7%, at a rate in the top 2% of U.S. census tracts.
C− higher expected damage per building than 76% of U.S. towns (21,298).
All of Juniata Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $882K a year in losses across Juniata Township: $648K to buildings, the rest to people and crops.
Does Juniata Township flood? Rarely: 1 flood claim since 1996
Every paid claim on a federal flood insurance policy in Juniata Township, from FEMA’s records: 1.4 per 1,000 homes, fewer than 70% of the 13,809 U.S. towns with a flood insurance record.
Juniata Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Tuscola County.The storms Juniata Township remembers
None of the 9 disasters declared for Tuscola County shows FEMA aid or repair money reaching Juniata Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 19961 flood claims paidThe year of Severe Storms and Flooding, declared for Tuscola County
Tuscola County has had 9 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Juniata Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Juniata Township archive →Juniata Township and its neighbors
Juniata Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fairgrove Township | B+less damage than 70% | river and rain flooding | — |
| Denmark Township | Cmore damage than 67% | river and rain flooding | — |
| Juniata Township | C−more damage than 76% | river and rain flooding | 1 |
| Vassar Township | C−more damage than 78% | river and rain flooding | 1 |
| Indianfields Township | C−more damage than 78% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Juniata Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Juniata Township
Is Juniata Township at risk for natural disasters?
On FEMA’s National Risk Index, Juniata Township has higher expected damage per building than 76% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (83%) and strong wind (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Juniata Township flood?
Flood insurance has paid 1 claim in Juniata Township since 1996, $6K in all, or 1.4 per 1,000 homes, fewer than 70% of U.S. towns with a flood insurance record.
Is Juniata Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Tuscola County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Juniata Township?
FEMA’s Community Rating System list shows no discount for Juniata Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Juniata Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (83%), and Juniata Township’s rate for it is higher than 84% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Juniata Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Juniata Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.