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Harbor Beach Light
Michigan›Huron County

Harbor BeachMI

A town of 1,556, settled in 1880.

Photo: Aaron Linville · CC BY-SA 4.0
Photo of Harbor Beach

Harbor Beach, MI · Photo: Aaron Linville · CC BY-SA 4.0 · Source ↗

Is Harbor Beach a good place to live?

The best of Harbor Beach’s subject grades are an A+ for cost of living and an A for walkability and the outdoors; the weakest is a D− for incomes. 33% of residents are 65 or older in Harbor Beach, above both Michigan’s towns (19%) and U.S. towns (18%). Only 23 of Michigan’s 1,279 towns score higher on cost of living. Harbor Beach’s trail density is 1.6 miles per square mile, above both Michigan’s towns (0.3) and U.S. towns (0.4). Only 75 of Michigan’s 1,279 towns score higher on the outdoors. Harbor Beach's civic life (library use, community groups, volunteering) is stronger than in 90% of U.S. towns. Harbor Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Harbor Beach stand out

Where Harbor Beach beats most towns.

How Harbor Beach grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Harbor Beach is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Frank Murphy Birthplace
Frank Murphy Birthplace · National Register of Historic Places
Harbor Beach’s story

146 years in pictures

Census counts: 534 in 1880, a peak of 2,349 in 1950, 1,604 in 2020. The archive holds 18 old photos and papers going back to 1858 and 2 maps from 1970 on.

2 places on the National Register of Historic Places.

  • 1880Harbor Beach is settled
Explore the history →
Getting set up

Moving to Harbor Beach: who provides what

Who provides power, water and the rest in Harbor Beach, and how to reach them.

The full setup list →
PowerDTE20.2¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Harbor Beach water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Harbor Beach’s trash rules yet
SchoolsHarbor Beach Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereHarbor Beach City ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4844148441 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Harbor Beach.

HealthC−

Harbor Beach is less healthy than 84% of U.S. towns

Harbor Beach beats the Michigan average on 0 of 32 CDC measures and trails it on 9. 17% of Harbor Beach adults report frequent physical distress.

16%healthier than U.S. townsC−Health Grade
Harbor BeachMichigan townsU.S. towns
Frequent physical distress (CDC PLACES)17%14%14%
High blood pressure (CDC PLACES)42%36%35%
Diabetes (CDC PLACES)15%12%12%
Get no exercise (CDC PLACES)30%25%25%
32 measures vs. Michigan
0 better23 too close to call9 worse
What stands outHarbor BeachMI
More older adults who have lost all their teeth16.5%10.2%
More adults with COPD11.6%8.1%
More adults with heart disease9.3%7%
Harbor Beach Community Hospital
0.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB−

On state tests, Harbor Beach’s schools trail 51% of Michigan districts

Its public schools are run by the Harbor Beach Community Schools. Two of its 5 schools are below, each with why it’s listed.

49%of MI districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Harbor Beach Elementary SchoolLargest public elementary schoolGrades K–5Grades K–5165C
Harbor Beach Community High SchoolLargest public high schoolGrades 9–12Grades 9–12218B+

NCES · EDFacts · graded within MI on state tests and graduation

Natural hazardsHazard risk grade A

Harbor Beach faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 87% of U.S. communities.

13risk score of 100
FEMA risk score
13Very low riskLowerHigher
Inland floodingCold wavesTornadoes

FEMA National Risk Index · OpenFEMA

HousingCost of living grade A+

Harbor Beach stands out in Michigan and nationally, with the median rent lower than most

The median rent in Harbor Beach is $554 a month. Typical home values rose 6.6% in the year to September 2026.

$201KZillow home value
Harbor BeachMichigan townsU.S. towns
Median rent$554 a month$1,046 a month$1,185 a month
Households that own their home76%84%73%

Typical home value

Harbor Beach$201K
Michigan$264K
+6.6%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Snowy winters and pleasant summers in Harbor Beach

Harbor Beach has chilly, snowy winters and pleasant summers. Harbor Beach’s July high is 77°F.

47″snow a winter

Typical low → high °F

Winter19–31°
Spring34–51°
Summer58–75°
Fall42–58°
Oct 24
typical first frost
May 2
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

63%of U.S. towns report more crimeBSafety Grade

Violent crime per 1,000 residents

Harbor Beach1.3
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

Harbor Beach7.7
Michigan13
U.S.15.5
63rd
percentile among U.S. towns we grade
2
violent crimes reported in 2025
12
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Work & commuteJobs & income grade D−

The median household income in Harbor Beach is lower than in most of Michigan or the rest of the country

16% of residents live below the poverty line in Harbor Beach. About one in 4 of Harbor Beach’s working residents works in town. The top destinations are Bad Axe (13%), Colfax Township (7%) and Sand Beach Township (5%).

23%work in town
Harbor BeachMichigan townsU.S. towns
Average trip to work15 minutes25 minutes25 minutes
Working residents who work in town23%5.9%8%
Median household income$41,000$77,000$80,000
Below the poverty line16%8.9%9.6%

Where working residents work

In Harbor Beach23%
Bad Axe13%
Colfax Township7%
Sand Beach Township5%
Verona Township2%
18 mi
median commute distance
740
jobs based in Harbor Beach
Balanced
jobs vs. working residents
A
Walkability grade: more walkable than 85% of U.S. towns

Census LEHD 2021 · ACS

OutdoorsA

Conserved land covers 7% of Harbor Beach

3.2 miles of trail in 6 parks and preserves. The biggest park or preserve is Thumb Area Underwater Preserve, at 212 acres.

7%conserved
7%
conserved · 92 of 1,307 acres
3.2 mi
of trails · 1.6 per sq mi
Biggest places to walkTrailsAcres
1. North Park2.2 mi98
2. Thumb Area Underwater Preserve—212
3. Waterworks Park0.2 mi40

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Harbor Beach

18pages on Harbor Beach
After high school

Colleges nearby

None within 15 miles of Harbor Beach; the nearest are

Landmarks

2 places in Harbor Beach on the National Register of Historic Places.

All landmarks →

Famous people from Harbor Beach

4 notable people were born in Harbor Beach.

See all 4 →

About Harbor Beach

City in Michigan, United States

Harbor Beach is a city in Huron County in the U.S. state of Michigan. The population was 1,604 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.1 sq mi
Elevation
600 ft
ZIP code
48441
Area code
989

Questions about Harbor Beach

Short answers, built from the data on this page.

Is Harbor Beach, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A+.

What is Harbor Beach, MI known for?

4 notable people were born here, including Frank Murphy and Dick Lange.