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James Noble Sherwood HouseJames Noble Sherwood House · Photo: rossograph · CC BY-SA 3.0
A−Cost of living
Cost of living in Gun Plain Township

Measured against area pay, Gun Plain Township costs less to live in than 79% of U.S. towns

It ranks #74 of 701 in Michigan for affordability. Up 3.1% in a year, 23% above the Michigan typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Holland, MI micro area ($83K). How TownRatings grades cost of living

Typical home value
$323K
▲ 3.1% in a year · MI $264K
Zillow
2-bedroom rent
$1,170
a month, utilities in · HUD
Median tax bill
$2,771
MI $2,904
Area income (the grade’s yardstick)
$83K
Holland-area median
Why Gun Plain Township gets an A−

The grade compares costs with what households across the Holland-area micro earn ($83K, Census 2020–24). The typical home costs 3.2 years of area income, and 46% of renters pay 30% or more of income for housing.

In dollars

  • $323Ktypical home, 23% above the Michigan typical homeZillow, September 2026
  • $1,170a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 3.2 yrsof area income buys the typical home; the typical U.S. town: 3.3$83K, Holland-area income
  • 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 14%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

The short version on homes in Gun Plain Township

Nearly every household owns

92% of Gun Plain Township households own their home, against 73% across Michigan. There are only 186 renter households, so rentals are scarce. Property taxes ↓

The priciest town in its area

Gun Plain Township tops the three neighboring towns with a Zillow value. The next most expensive is Cooper Township at $276K; the least, Plainwell at $237K. Vs. neighbors ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Gun Plain Township’s grade

Measured against what households in the area earn, Gun Plain Township is more affordable than 79% of U.S. towns, #74 of 701 in Michigan. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.

All U.S. towns we grade (21,243)More affordable than 79%
CostlierMore affordable
Michigan towns we grade (701)More affordable than 90%

Prices here have kept pace with Michigan: up 26.3% in five years, against 24.4% statewide (Zillow).

How sure. Gun Plain Township’s Census figures cover about 2,339 households. At the ends of the Census margins (area income ±$2,480, owners paying 30%+ ±5.4 points), Gun Plain Township could be anywhere from B+ to A.

How TownRatings grades cost of living →

Price trend

Up 26.3% in five years

About the same pace as Michigan (24.4%).

Gun Plain TownshipMichigan
$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryGun Plain TownshipMichigan
2017$179,000$142,000
2018$193,000$153,000
2019$192,000$164,000
2020$204,000$173,000
2021$233,000$192,000
2022$259,000$215,000
2023$269,000$228,000
2024$284,000$238,000
2025$304,000$250,000
2026$320,000$259,000
September 2026$323,000$264,000
Then & now

A typical Gun Plain Township home worth $176K in October 2016 is worth about $323K today.

+$148K
+3.1%
past year
+26.3%
past 5 years
+84.1%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A year’s rent takes 14% of area income

The calculator starts from the area income the grade uses. Switch to Gun Plain Township’s own median, or type yours.

Household income a year
$
Holland-area median household income, as in the grade
You could afford about
$317,000
Typical Gun Plain Township home $323K

That’s $7K short of a typical Gun Plain Township home.

The typical home, each month
$1,980
Loan $1,600Tax $280Insurance $90

A two-bedroom rents for about $1,170 a month here, $810 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Gun Plain Township’s typical property tax (1.05% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,170

Renters already here pay a median of $988, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$880
1 bedroom$900
2 bedrooms$1,170
3 bedrooms$1,480
4 bedrooms$1,650
8%
of households rent · MI 27%
186
renter households
46%
of renters spend 30%+ of income on rent · MI 50%
16%
of the median income, for a two-bedroom
$988
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Barry County, MI HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

3 new homes permitted in 2025

Builders were permitted 3 new homes in Gun Plain Township in 2025, all single-family houses, worth about $1 million to build. That's 0.5 per 1,000 residents, slower than across Michigan (2.3). Over the past 10 years, Gun Plain Township has permitted 92 homes in all.

Single-family
0204060200020052010201520202025
3
new homes permitted in 2025
10
2026 so far (Jan–Aug)
0.5
per 1,000 residents · MI 2.3
92
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+253
New homes+84

Between the 2010 and 2020 censuses, Gun Plain Township gained 253 residents while 84 new homes were permitted: about 3 new residents per new home, more than across Michigan (1.2): growth outpaced building.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)10100$3.3 million
2025330$1 million
202411110$3.8 million
2023440$1.2 million
202218180$4 million
2021880$2.1 million
2020770$1.7 million
201917170$4.2 million
201810100$2.4 million
2017770$1.5 million
2016770$1.5 million
201513130$2.8 million
2014880$2.4 million
2013550$1.2 million
2012550$894,000
2011550$954,000
2010770$1.2 million
200923230$2.1 million
200828280$2.6 million
200738380$3.5 million
200650500$4.7 million
200556560$5.2 million
200459590$5.5 million
200358580$5.4 million
200254540$5 million
200153530$4.9 million
200053530$4.9 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs below the Michigan norm

The median bill is $2,771 (Michigan: $2,904), 1.05% of a home’s value a year, against 1.25% statewide.

$2,771
median bill a year · MI $2,904
1.05%
of a home’s value a year · MI 1.25%
$280
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Gun Plain Township

Only figures published free for the whole country, each labeled with the area it covers: Michigan, or Michigan. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Electricity
cents per kWh, homes
23.1¢U.S. 18.3¢stateEIA, July 2026

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Gun Plain Township vs. its neighbors

Of the 4 towns here with a Zillow value, Gun Plain Township has the 4th-lowest. Prairieville Township and Otsego Township have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
Gun Plain TownshipA−$323K$264K1.05%$1,170
PlainwellB$237K$221K1.42%$1,170
Otsego TownshipB−—$265K1.07%$1,380
Prairieville TownshipC—$407K0.88%$1,260
Martin TownshipA−$246K$206K1.24%$1,260
Cooper TownshipC+$276K$237K1.20%$1,200

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Gun Plain Township

Is Gun Plain Township expensive to live in?

Measured against what households in the area earn, Gun Plain Township costs less than 79% of U.S. towns: an A− for cost of living, #74 of 701 in Michigan. The typical home costs 3.2 years of the median household income of the Holland, MI micro area ($83K).

How much does a house cost in Gun Plain Township?

About $323K, Zillow’s typical value for September 2026, up 3.1% in a year. The Michigan typical home is $264K.

What salary do you need to live in Gun Plain Township?

To buy the typical home with 20% down at 6.3%, about $85,000 a year, keeping the payment (about $1,980 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $47,000.

How much is rent in Gun Plain Township?

HUD puts a two-bedroom at about $1,170 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $988 (Census 2020–24).

What are property taxes in Gun Plain Township?

The median bill is $2,771 a year, 1.05% of the median home value (Michigan: $2,904, 1.25%), from the Census 2020–24.

Are home prices in Gun Plain Township going up?

Yes: up 3.1% in the past year and 26.3% in five years, against 24.4% across Michigan (Zillow).

Neighbors talk housing

What Gun Plain Township buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.