Greetings from Coldwater, Mich. Chicago Avenue, 1908
Coldwater Township’s story
Coldwater Township in pictures
The archive holds 3 old photos and papers going back to 1908 and 2 maps from 1959 on.
Explore the history →Coldwater TownshipMI
A town of 820.
Population
820
2025 Census estimate · +2.4% since 2020
Median home value
$158K
Census ACS
Household income
$60K
median
Median age
39.9
years
Jobs based here
14
A commuter town
Is Coldwater Township a good place to live?
32% of residents live below the poverty line in Coldwater Township, above both Michigan’s towns (8.9%) and U.S. towns (9.6%). Only 2 of the 702 Michigan towns we compare have a lower share of working residents who work in town than Coldwater Township. The biggest park or preserve is Coldwater Township Park, at 36 acres. Coldwater Township has fewer than 1,000 residents, too few for fair grades; the figures below are still real.
Small town
820 people, and everyone knows the way
In a town this size, neighbors are the best guide. Ask them anything.
Nearby towns
Gilmore TownshipFork TownshipSherman TownshipGarfield TownshipColdwater Township
Getting set up
The full setup list →Moving to Coldwater Township: who provides what
Who provides power, water and the rest in Coldwater Township, and how to reach them.
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Coldwater Township’s trash rules yet
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.govWho runs elections hereColdwater Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48632, 49305, 4889348632 78% · 49305 17% · 48893 5%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Coldwater Township.
Natural hazards
Very low risk in Coldwater Township, with inland flooding at the top
Expected storm and flood damage is lower than in 86% of U.S. communities.
14risk score of 100
FEMA risk score
Inland floodingCold wavesTornadoes
FEMA National Risk Index · OpenFEMA
Work & commute
With 0.0 jobs for every working resident, most of Coldwater Township’s workers commute out
Most working residents leave Coldwater Township for work: only 1% work in town. Coldwater Township’s average trip to work is 37 minutes, above both the Michigan town median (25 minutes) and the median of U.S. towns (25 minutes). The median household income in Coldwater Township is $60,000.
1%work in town
| Coldwater Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 37 minutes | 25 minutes | 25 minutes |
| Median household income | $60,000 | $77,000 | $80,000 |
Where working residents work
In Coldwater Township1%
Mount Pleasant13%
Clare9%
Union Township5%
Grant Township4%
20 mi
median commute distance
14
jobs based in Coldwater Township
A commuter town
jobs vs. working residents
Census LEHD 2021 · ACS
Climate
In Coldwater Township, expect snowy winters and pleasant summers
Coldwater Township has cold, snowy winters and pleasant summers. Coldwater Township’s July high is 82°F.
61″snow a winter
Typical low → high °F
Winter16–31°
Spring32–55°
Summer55–80°
Fall38–58°
Oct 2
typical first frost
May 13
typical last frost
+1.7°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Health
How healthy Coldwater Township is
Coldwater Township beats the Michigan average on 1 of 32 CDC measures and trails it on 14. 44% of adults have high blood pressure in Coldwater Township.
| Coldwater Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 44% | 36% | 35% |
| Frequent physical distress (CDC PLACES) | 17% | 14% | 14% |
| Diabetes (CDC PLACES) | 15% | 12% | 12% |
| Smoke cigarettes (CDC PLACES) | 18% | 15% | 14% |
32 measures vs. Michigan
1 better17 too close to call14 worse
| What stands out | Coldwater Township | MI |
|---|---|---|
| More adults treating high blood pressure | 81% | 77.6% |
| More older adults who have lost all their teeth | 15% | 10.2% |
Mclaren Central Michigan
17.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
1.6%conserved
| Coldwater Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.1 miles per square mile | 0.3 | 0.4 |
| Conserved land | 1.6% | 4.4% | 4.3% |
1.6%
conserved · 368 of 22,920 acres
1.7 mi
of trails · 0 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Coldwater Township Park | — | 36 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Keep exploring
Everything we know about Coldwater Township
17pages on Coldwater Township
The big questions
Out and about
Day to day
After high school
Colleges nearby
None within 15 miles of Coldwater Township; the nearest are
Central Michigan UniversityUniversity or college · Public · Mount Pleasant17.5 mi$14,760 in-state tuitionSaginaw Chippewa Tribal CollegeCommunity college · Public · Mount Pleasant18.2 mi$2,730 in-state tuition
About 1 of every 100 Coldwater Township residents are enrolled in college, against 6 across Michigan.
A commuter town
99% of working residents leave Coldwater Township for work
Where Coldwater Township’s working residents go each day. Line width shows the share.
14jobs based in Coldwater Township
1%of working residents work in town
20 mimedian commute distance
Census LEHD 2021
About Coldwater Township
Civil township in Michigan, United States
Coldwater Township is a civil township of Isabella County in the U.S. state of Michigan. The population was 801 at the 2020 census, making it the least-populated township in the county.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 36 sq mi
- Elevation
- 1,056 ft
Questions about Coldwater Township
Short answers, built from the data on this page.
Is Coldwater Township, MI a good place to live?
Coldwater Township has fewer than 1,000 residents, too few for fair grades; the figures below are still real.