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Michigan›Montcalm County

Cato TownshipMI

A town of 3,002, settled in 1857.

Is Cato Township a good place to live?

Cato Township gives you more for your money than most places: a typical home costs about $174K, 2.1 years of the Grand Rapids metro’s $83K median household income. It grades B− overall, ranked 430th of 697 in Michigan. The low prices come with trade-offs. The median household income is $68K, and 17% of residents live below the poverty line, and CDC estimates put its residents' health behind 81% of the country. On the plus side, natural-hazard risk is low. Cato Township’s average trip to work is 31 minutes, above both the Michigan town median (25 minutes) and the median of U.S. towns (25 minutes). Cato Township's civic life (library use, community groups, volunteering) is stronger than in 90% of U.S. towns.

What makes Cato Township stand out

Where Cato Township beats most towns.

How Cato Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Cato Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Cato Township: who provides what

Who provides power, water and the rest in Cato Township, and how to reach them.

The full setup list →
PowerDTE20.2¢/kWh · EIA 2025HIFLD · EIA
WaterLakeview water systemNo health-based violations in 5 years · EPAEPA
Internet8 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cato Township’s trash rules yet
SchoolsLakeview Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereCato Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48850, 4888648850 93% · 48886 7%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Cato Township.

Natural hazardsHazard risk grade A

Cato Township faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 92% of U.S. communities.

8risk score of 100
FEMA risk score
8Very low riskLowerHigher
Inland floodingTornadoesStrong wind

FEMA National Risk Index · OpenFEMA

SchoolsB

Cato Township’s public schools outperform 56% of Michigan districts

Its public schools are run by the Lakeview Community Schools. Its three schools are below. The largest public high school is Lakeview High School, with 368 students.

56%of MI districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Lakeview Middle SchoolLargest public middle schoolGrades 4–7Grades 4–7329C+
Lakeview High SchoolLargest public high schoolGrades 8–12Grades 8–12368B−
Lakeview Elementary SchoolTop results in townGrades PK–3Grades PK–3306A

NCES · EDFacts · graded within MI on state tests and graduation

HealthC−

Cato Township earns a C− for health

18% of Cato Township adults smoke cigarettes. Cato Township beats the Michigan average on 0 of 32 CDC measures and trails it on 9. 16% of Cato Township adults report frequent physical distress.

19%healthier than U.S. townsC−Health Grade
Cato TownshipMichigan townsU.S. towns
Smoke cigarettes (CDC PLACES)18%15%14%
Frequent physical distress (CDC PLACES)16%14%14%
Obesity (CDC PLACES)41%37%35%
Depression (CDC PLACES)28%27%23%
32 measures vs. Michigan
0 better23 too close to call9 worse
What stands outCato TownshipMI
More older adults who have lost all their teeth15%10.2%
More adults with COPD10.5%8.1%
More smokers18.4%14.6%
Sheridan Community Hospital
17.2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
14th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In Cato Township, expect snowy winters and pleasant summers

Cato Township has cold, snowy winters and pleasant summers. Cato Township’s July high is 82°F.

73″snow a winter

Typical low → high °F

Winter16–32°
Spring33–56°
Summer55–80°
Fall38–59°
Sep 28
typical first frost
May 18
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade D

About one in eight working residents works right in Cato Township

Cato Township has about as many jobs (953) as working residents, but only 132 people both live and work here. The average commute takes 31.2 minutes, against 24.2 across Michigan.

Most working residents leave Cato Township for work: only 12% work in town. Since 2011, Cato Township has added 363 jobs, to 953 in 2021. The top destinations are Grand Rapids (11%), Greenville (5%) and Lansing (3%).

12%work in town
Cato TownshipMichigan townsU.S. towns
Working residents who work in town12%5.9%8%
Median household income$68,000$77,000$80,000
Work from home9.4%10%11%

Where working residents work

In Cato Township12%
Grand Rapids11%
Greenville5%
Lansing3%
Cascade Township2%
34 mi
median commute distance
953
jobs based in Cato Township
Balanced
jobs vs. working residents
B−
Walkability grade: more walkable than 51% of U.S. towns

Census LEHD 2021 · ACS

OutdoorsC−

Cato Township has set aside 0.2% of its land for conservation

1.6 miles of trail in 2 parks and preserves.

#565for trails in MI
0.2%
conserved · 46 of 22,905 acres
1.6 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Lakeside Park—3
2. Tamarack Lake Public Access—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Cato Township

18pages on Cato Township
After high school

Colleges nearby

1 within 15 miles of the center of Cato Township

About Cato Township

Township in Michigan, United States

Cato Township is a civil township of Montcalm County in the U.S. state of Michigan. The population was 2,898 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
36 sq mi
Elevation
955 ft

Cato Township’s neighbors

4 towns share a border with Cato Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Cato Township#430B−A—BC−
Belvidere Township——A—B−C−
Hinton Township——A−—BC−
Pine Township——A−—BC−
Winfield Township——B—B−C

Belvidere Township, Hinton Township, Pine Township and Winfield Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Cato Township, Belvidere Township, Hinton Township, Pine Township and Winfield Township report no FBI crime data of their own. Compare Cato Township with a neighbor →

Questions about Cato Township

Short answers, built from the data on this page.

Is Cato Township, MI a good place to live?

Cato Township grades B− overall, better than 46% of U.S. towns and #430 of 697 in Michigan. It grades C− for health and B for schools. Jobs & income is its weak spot, with a D.

Is Cato Township, MI expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A.