Jeddo Road-South Branch Mill Creek Drain Bridge · Photo: Notorious4life · CC BY-SA 3.0FEMA expects about as much hazard damage per building in Brockway Township as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Brockway Township gets a B for hazard risk: lower expected damage per building than 58% of U.S. towns. Most of that expected damage is river and rain flooding (84%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Brockway Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Brockway Township’s grade
River and rain flooding is 84% of the building damage FEMA expects in Brockway Township, and Brockway Township’s rate of river and rain flooding damage is higher than 63% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 7% of U.S. census tracts.
B lower expected damage per building than 58% of U.S. towns (21,298).
All of Brockway Township’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $603K a year in losses across Brockway Township: $423K to buildings, the rest to people and crops.
Does Brockway Township flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Brockway Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Brockway Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: St. Clair County.1 federal disaster brought FEMA money to Brockway Township
Disasters that paid out in Brockway Township itself (aid to households or repair grants to Brockway Township), newest first, with that year’s flood claims.
- 2004Severe Storms, Tornadoes, and Flooding3 households applied for aid$2K aid approved
St. Clair County has had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Brockway Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Brockway Township archive →Brockway Township and its neighbors
Brockway Township is 5th of the 6 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Greenwood Township | B+less damage than 75% | river and rain flooding | — |
| Emmett Township | Bless damage than 64% | river and rain flooding | — |
| Maple Valley Township | Bless damage than 62% | river and rain flooding | — |
| Lynn Township | Bless damage than 58% | river and rain flooding | — |
| Brockway Township | Bless damage than 58% | river and rain flooding | 0 |
| Speaker Township | Bless damage than 57% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Brockway Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Brockway Township
Is Brockway Township at risk for natural disasters?
On FEMA’s National Risk Index, Brockway Township has lower expected damage per building than 58% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (84%) and tornadoes (7%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Brockway Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Clair County, 18% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.
How much is flood insurance in Brockway Township?
FEMA’s Community Rating System list shows no discount for Brockway Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Brockway Township?
By FEMA money that reached Brockway Township, Severe Storms, Tornadoes, and Flooding (2004): 3 households applied for aid, $2K approved.
Is Brockway Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (84%), and Brockway Township’s rate for it is higher than 63% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Brockway Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brockway Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.