FEMA puts Bridgeton Township’s expected hazard damage per building below that of 72% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Bridgeton Township gets a B+ for hazard risk: lower expected damage per building than 72% of U.S. towns. Most of that expected damage is river and rain flooding (85%). Flood insurance has paid 44 claims here since 1985.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Bridgeton Township’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Bridgeton Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Bridgeton Township’s grade
River and rain flooding is 85% of the building damage FEMA expects in Bridgeton Township, and Bridgeton Township’s rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Strong wind adds 9%, at a rate in the top 4% of U.S. census tracts.
B+ lower expected damage per building than 72% of U.S. towns (21,298).
Bridgeton Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $564K a year in losses across Bridgeton Township: $409K to buildings, the rest to people and crops.
Does Bridgeton Township flood? Sometimes: 44 flood claims since 1985
Every paid claim on a federal flood insurance policy in Bridgeton Township, from FEMA’s records: 43.4 per 1,000 homes, more than 91% of the 13,809 U.S. towns with a flood insurance record.
- The 2026-04-Flooding13 claims · $629K
Bridgeton Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Newaygo County.The storms Bridgeton Township remembers
None of the 10 disasters declared for Newaygo County shows FEMA aid or repair money reaching Bridgeton Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 202613 flood claims paidThe year of Severe Storms, Tornadoes, and Flooding, declared for Newaygo County
- 201412 flood claims paidNo declaration for the county that year
- 20137 flood claims paidThe year of Flooding, declared for Newaygo County
Newaygo County has had 10 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bridgeton Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bridgeton Township archive →Bridgeton Township and its neighbors
Bridgeton Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Cedar Creek Township | Aless damage than 92% | river and rain flooding | 1 |
| Moorland Township | A−less damage than 84% | river and rain flooding | — |
| Sheridan Township | A−less damage than 78% | river and rain flooding | 2 |
| Bridgeton Township | B+less damage than 72% | river and rain flooding | 44 |
| Ashland Township | B+less damage than 70% | river and rain flooding | 25 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bridgeton Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bridgeton Township
Is Bridgeton Township at risk for natural disasters?
On FEMA’s National Risk Index, Bridgeton Township has lower expected damage per building than 72% of U.S. towns: B+ for hazard risk. Most of the expected damage is river and rain flooding (85%) and strong wind (9%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Bridgeton Township flood?
Flood insurance has paid 44 claims in Bridgeton Township since 1985, $1.4M in all, or 43.4 per 1,000 homes, more than 91% of U.S. towns with a flood insurance record. 8 properties have flooded more than once. The most claims came from 2026-04-Flooding (13).
Is Bridgeton Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Newaygo County, 22% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Bridgeton Township?
FEMA’s Community Rating System list shows no discount for Bridgeton Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bridgeton Township?
By flood claims, 2026-04-Flooding: 13 paid, $629K.
Is Bridgeton Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (85%), and Bridgeton Township’s rate for it is higher than 52% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Bridgeton Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bridgeton Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.