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BHazard risk
Natural hazards in Brady Township · FEMA

On FEMA’s figures, Brady Township faces less hazard damage per building than 61% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Brady Township gets a B for hazard risk: lower expected damage per building than 61% of U.S. towns, #558 of 701 in Michigan. Most of that expected damage is river and rain flooding (72%), then tornadoes (13%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 72%Tornadoes 13%Hail 10%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 61%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#558 of 701 in Michigan
Hazard risk
B#558 of 701
in Michigan · lower than 61% of U.S. towns
Main hazard
River and rain flooding
72% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 8 declared for Kalamazoo County
By hazard

What Brady Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

72%of expected building damage
About average · lower than 50% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

13%of expected building damage
Well above average · higher than 83% of U.S. census tracts

Hail

10%of expected building damage
Well above average · in the top 9% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Strong wind Earthquakes Ice storms Hurricanes Winter storms Lightning Wildfire Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Brady Township’s grade

River and rain flooding is 72% of the building damage FEMA expects in Brady Township, and Brady Township’s rate of river and rain flooding damage is lower than 50% of U.S. census tracts. Hail adds 10%, at a rate in the top 9% of U.S. census tracts.

Where Brady Township sits
Brady Township
Least damageMiddleMost damage

B #558 of 701 in Michigan; lower expected damage per building than 61% of U.S. towns (21,298).

All of Brady Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding72%Tornadoes13%Hail10%Everything else6%

The typical Michigan town has lower expected damage than 77% of U.S. towns; within the state, Brady Township has more expected damage per building than 80% of Michigan towns.

In dollars, FEMA expects about $1.2M a year in losses across Brady Township: $1.0M to buildings, the rest to people and crops.

Shared tract.All of Brady Township’s 4,445 residents (2020 census) live in one census tract. FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Brady Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Brady Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Brady Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kalamazoo County.
Disasters

The storms Brady Township remembers

None of the 8 disasters declared for Kalamazoo County shows FEMA aid or repair money reaching Brady Township itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Brady TownshipKalamazoo County only

Kalamazoo County has had 8 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Next door

Brady Township and its neighbors

Brady Township is 5th of the 7 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Schoolcraft Township: hazard risk B+Wakeshma Township: hazard risk B+Mendon Township: hazard risk C+Pavilion Township: hazard risk B+Leonidas Township: hazard risk C+Vicksburg: hazard risk B+Schoolcraft TownshipWakeshma TownshipMendon TownshipPavilion TownshipLeonidas TownshipVicksburgBrady Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Wakeshma TownshipB+less damage than 72%river and rain flooding—
Schoolcraft TownshipB+less damage than 72%river and rain flooding—
VicksburgB+less damage than 66%river and rain flooding—
Pavilion TownshipB+less damage than 65%river and rain flooding—
Brady TownshipBless damage than 61%river and rain flooding0
Mendon TownshipC+more damage than 57%river and rain flooding2
Leonidas TownshipC+more damage than 58%river and rain flooding4

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Brady Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Brady Township

Is Brady Township at risk for natural disasters?

On FEMA’s National Risk Index, Brady Township has lower expected damage per building than 61% of U.S. towns: B for hazard risk, #558 of 701 in Michigan. Most of the expected damage is river and rain flooding (72%) and tornadoes (13%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Brady Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kalamazoo County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.

How much is flood insurance in Brady Township?

FEMA’s Community Rating System list shows no discount for Brady Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Brady Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (72%), and Brady Township’s rate for it is lower than 50% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Brady Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brady Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.