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Michigan›Manistee County

Bear Lake TownshipMI

A town of 1,806, settled in 1865.

Is Bear Lake Township a good place to live?

Bear Lake Township’s best subject grade is an A for civic life; its weakest is a C for walkability. Bear Lake Township has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Bear Lake Township stand out

Where Bear Lake Township beats most towns.

A commuter town

95% of working residents leave Bear Lake Township for work

Where Bear Lake Township’s working residents go each day. Line width shows the share.

13% → Manistee Township Manistee Township 13% 6% → Onekama Township Onekama Township 6% 5% → Arcadia Township Arcadia Township 5% 5% → Manistee Manistee 5% 4% → Traverse City Traverse City 4% 3% → Weldon Township Weldon Township 3% Bear Lake Township · 5% stay
285jobs based in Bear Lake Township
5%of working residents work in town
16 mimedian commute distance

Census LEHD 2021

How Bear Lake Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Bear Lake Township is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

MIMap-doton-BearLake
MIMap-doton-BearLake, 2005
Bear Lake Township’s story

161 years in pictures

Census counts: 236 in 1880, a peak of 504 in 1910, 342 in 2020. The archive holds 1 old photo or paper going back to 2005 and a map from 1956 on.

  • 1865Bear Lake Township is settled
Explore the history →
Getting set up

Moving to Bear Lake Township: who provides what

Who provides power, water and the rest in Bear Lake Township, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterVillage of Bear Lake water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers77% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Bear Lake Township’s trash rules yet
SchoolsBear Lake School DistrictOnekama Consolidated Schools2 districts serve Bear Lake Township; which school depends on your address and gradeNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereBear Lake Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes49614, 49645, 4961949614 79% · 49645 19% · 49619 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Bear Lake Township.

Natural hazardsHazard risk grade A

Top of a very low hazard risk in Bear Lake Township: inland flooding

8 flood insurance claims have been paid in Bear Lake Township since 1986. FEMA expects less storm and flood damage locally than in 88% of U.S. communities. Just over three fifths of the town’s expected losses from natural hazards come from inland flooding, followed by cold waves at 22%.

12risk score of 100
FEMA risk score
12Very low riskLowerHigher
Inland floodingCold wavesLightning
8
paid flood claims since 1986

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB−

Public schools in Bear Lake Township beat 54% of Michigan districts

Public schools: the Bear Lake Schools. Two of the 3 schools are below, and why each made the list. 2 public schools serve Bear Lake Township, with 280 students in all.

54%of MI districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Bear Lake Elementary SchoolLargest public elementary schoolGrades PK–6Grades PK–6147C
Bear Lake High SchoolLargest public high schoolGrades 7–12Grades 7–12133C

NCES · EDFacts · graded within MI on state tests and graduation

Work & commuteJobs & income grade C+

Bear Lake Township has 0.5 jobs per working resident, so most workers leave town for work

Employers in Bear Lake Township shed 109 jobs between 2011 and 2021, to 285. In Bear Lake Township, 4.5% of residents live below the poverty line, where Michigan’s towns sit at 8.9% and U.S. towns at 9.6%. For Bear Lake Township, the average trip to work is 22 minutes. Half the trips to work are shorter than 16 miles.

5%work in town
Bear Lake TownshipMichigan townsU.S. towns
Below the poverty line4.5%8.9%9.6%
Average trip to work22 minutes25 minutes25 minutes
Work from home8.9%10%11%
Median household income$73,000$77,000$80,000

Where working residents work

In Bear Lake Township5%
Manistee Township13%
Onekama Township6%
Arcadia Township5%
Manistee5%
16 mi
median commute distance
285
jobs based in Bear Lake Township
A commuter town
jobs vs. working residents
C
Walkability grade: more walkable than 31% of U.S. towns

Census LEHD 2021 · ACS

Who lives here

A older population than Michigan as a whole

People 65 and older are 29% of residents (19% statewide); children under 18 are 15% of residents (21% statewide). For Bear Lake Township, the age of the median resident is 50 years. Four-year graduates: 28% of adults 25 and older here, 32% across Michigan.

50median age · MI 40.2
Bear Lake TownshipMichigan townsU.S. towns
Aged 65 or older29%19%18%
Under 1815%21%22%
Median age50 years42.5 years40.5 years
Bear Lake TownshipMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma6%
High school35%
Some college19%
Associate’s12%
Bachelor’s19%
Graduate9%

Women and men · all residents

55% women, 45% men

That’s an even split within the survey’s margin of ±5.3 points. Across Michigan, 50.4% of residents are women.

Ages and education in Bear Lake Township
Bear Lake TownshipMIU.S.
Under 107.6%11.2%11.6%
10 to 177.1%10.1%10.3%
18 to 248.1%9.2%9.1%
25 to 3411.9%13.2%13.7%
35 to 4410.8%12.2%13.2%
45 to 5410.4%12%12.2%
55 to 6415.4%13.6%12.7%
65 to 7416.5%11.2%10.2%
75 and older12.1%7.4%7%
No diploma5.7%7.9%10.4%
High school35.4%28%26%
Some college19.2%21.9%19.1%
Associate’s11.7%9.8%8.8%
Bachelor’s18.6%19.7%21.6%
Graduate9.4%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,800, single groups can be off by several points

Climate

The climate in Bear Lake Township brings snowy winters and pleasant summers

In Bear Lake Township, the peak summer temperature is 79°F.

92″snow a winter

Typical low → high °F

Winter17–30°
Spring32–53°
Summer56–77°
Fall40–57°
Oct 20
typical first frost
May 7
typical last frost
+2.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B−

Homes in Bear Lake Township are worth about $318K, by Zillow’s estimate

Typical home values rose 10% in the year to September 2026. 93% of households live in a home they own in Bear Lake Township. Its rent at the middle of the market is $1,100 a month, near the Michigan town median ($1,046 a month) and below the median of U.S. towns ($1,185 a month).

$318KZillow home value
Bear Lake TownshipMichigan townsU.S. towns
Households that own their home93%84%73%
Median rent$1,100 a month$1,046 a month$1,185 a month

Typical home value

Bear Lake Township$318K
Michigan$264K
+10.4%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthC+

Residents of Bear Lake Township are less healthy than 64% of U.S. towns

CDC measures, 32 in all: Bear Lake Township beats Michigan on 5 and trails on 6. For adults locally, the share who report frequent physical distress is 16%.

36%healthier than U.S. townsC+Health Grade
Bear Lake TownshipMichigan townsU.S. towns
High blood pressure (CDC PLACES)41%36%35%
Diabetes (CDC PLACES)14%12%12%
Frequent physical distress (CDC PLACES)16%14%14%
Sleep under 7 hours (CDC PLACES)32%34%36%
32 measures vs. Michigan
5 better21 too close to call6 worse
What stands outBear Lake TownshipMI
Fewer adults facing housing insecurity9.6%11.9%
Fewer adults facing a utility shut-off7.2%8.7%
More adults who have had cancer11.7%8.9%
Munson Healthcare Manistee Hospital
10.3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC−

Bear Lake Township has set aside 0.9% of its land for conservation

7.1 miles of trail wind through 1 park or preserve. Bear Lake Township’s density of trails stands at 0.2 miles per square mile. Parks and preserves locally: one, of 3 acres.

0.9%conserved
Bear Lake TownshipMichigan townsU.S. towns
Conserved land0.9%4.4%4.3%
Miles of trail per square mile0.2 miles per square mile0.30.4
0.9%
conserved · 215 of 22,939 acres
7.1 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Hopkins Park—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

Sleeping Bear Dunes National Lakeshore and 4 more within 40 miles

Museums, parks, gardens and other places to visit around Bear Lake Township. Close and well known come first.

All 7 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Sleeping Bear Dunes National Lakeshore: en:User:Grod028, Public domain · Manistee National Forest: RomanKahler, CC BY-SA 4.0 · Ramsdell Theatre: Doug Coldwell, CC BY-SA 4.0

Keep exploring

Everything we know about Bear Lake Township

18pages on Bear Lake Township
After high school

Colleges nearby

None within 15 miles of Bear Lake Township; the nearest are

About Bear Lake Township

Village in Michigan, United States

Bear Lake is a village in Manistee County in the U.S. state of Michigan. The population was 342 at the 2020 census. The village is located within Bear Lake Township.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Bear Lake Township’s neighbors

4 towns share a border with Bear Lake Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Bear Lake Township——B−—B−C+
Maple Grove Township——A−—CC−
Brown Township——————
Onekama Township——C−—BB
Pleasanton Township——————

Bear Lake Township, Maple Grove Township and Onekama Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Bear Lake Township, Maple Grove Township and Onekama Township report no FBI crime data of their own. Brown Township and Pleasanton Township aren’t graded (fewer than 1,000 residents, or not enough data). Compare Bear Lake Township with a neighbor →

Questions about Bear Lake Township

Short answers, built from the data on this page.

Is Bear Lake Township, MI expensive?

That is 5 years of the area's median household income ($63,516 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.