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Chicagon Mine Road-Chicagon Creek BridgeChicagon Mine Road-Chicagon Creek Bridge · Photo: rossograph · CC BY-SA 4.0
–Not graded
Natural hazards in Bates Township · FEMA

Storms, floods and disasters in Bates Township

Bates Township isn’t graded for hazard risk: Bates Township has 927 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 4 declared for Iron County
By hazard

What Bates Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
About average · lower than 51% of U.S. census tracts
Recorded about once every 2 years in the area

Hail

14%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Wildfire Strong wind Ice storms Lightning Winter storms Earthquakes Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 73% of Bates Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Bates Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Bates Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Bates Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iron County.
Disasters

1 federal disaster brought FEMA money to Bates Township

Disasters that paid out in Bates Township itself (aid to households or repair grants to Bates Township), newest first, with that year’s flood claims.

  1. 2002Flooding$4K to Bates Township for repairs
Disasters declared, by decade
Paid out in Bates TownshipIron County only

Iron County has had 4 natural disasters declared by the President since 1953, most often floods, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Bates Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Bates Township archive →
Next door

Bates Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Iron RiverAless damage than 91%river and rain flooding—
Iron River TownshipAless damage than 86%river and rain flooding—
Stambaugh TownshipA−less damage than 82%river and rain flooding—
Crystal Falls TownshipB+less damage than 74%river and rain flooding—
Hematite Township—292 residents; we grade 1,000+
Amasa—253 residents; we grade 1,000+
Duncan Township—203 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Bates Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hail
  • Park in a garage or under cover when storms are forecast.
  • Stay away from windows while it falls.
  • Photograph roof and car damage for your insurer.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Bates Township

Is Bates Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Iron County, 0.0% of all homes carry federal flood insurance.

How much is flood insurance in Bates Township?

FEMA’s Community Rating System list shows no discount for Bates Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Bates Township?

By FEMA money that reached Bates Township, Flooding (2002): $4K to Bates Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Bates Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bates Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.