Less hazard damage per building is expected in Augusta Township than in 79% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Augusta Township gets an A− for hazard risk: lower expected damage per building than 79% of U.S. towns, #323 of 701 in Michigan. Most of that expected damage is river and rain flooding (72%), then tornadoes (16%). Flood insurance has paid 1 claim here since 2019.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Augusta Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Augusta Township’s grade
River and rain flooding is 72% of the building damage FEMA expects in Augusta Township, and Augusta Township’s rate of river and rain flooding damage is lower than 65% of U.S. census tracts. Strong wind adds 6%, at a rate in the top 9% of U.S. census tracts.
A− #323 of 701 in Michigan; lower expected damage per building than 79% of U.S. towns (21,298).
Augusta Township’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Michigan town has lower expected damage than 77% of U.S. towns; within the state, Augusta Township has less expected damage per building than 54% of Michigan towns.
In dollars, FEMA expects about $1.7M a year in losses across Augusta Township: $1.2M to buildings, the rest to people and crops.
Does Augusta Township flood? Rarely: 1 flood claim since 2019
Every paid claim on a federal flood insurance policy in Augusta Township, from FEMA’s records: 0.4 per 1,000 homes, fewer than 93% of the 13,809 U.S. towns with a flood insurance record.
Augusta Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washtenaw County.The storms Augusta Township remembers
None of the 8 disasters declared for Washtenaw County shows FEMA aid or repair money reaching Augusta Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20191 flood claims paidNo declaration for the county that year
Washtenaw County has had 8 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Augusta Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Augusta Township archive →Augusta Township and its neighbors
Augusta Township is 3rd of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sumpter Township | A−less damage than 82% | river and rain flooding | 4 |
| York Township | A−less damage than 79% | river and rain flooding | — |
| Augusta Township | A−less damage than 79% | river and rain flooding | 1 |
| Ypsilanti Township | B+less damage than 74% | river and rain flooding | 2 |
| London Township | B+less damage than 69% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Augusta Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Augusta Township
Is Augusta Township at risk for natural disasters?
On FEMA’s National Risk Index, Augusta Township has lower expected damage per building than 79% of U.S. towns: A− for hazard risk, #323 of 701 in Michigan. Most of the expected damage is river and rain flooding (72%) and tornadoes (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Augusta Township flood?
Flood insurance has paid 1 claim in Augusta Township since 2019, $77K in all, or 0.4 per 1,000 homes, fewer than 93% of U.S. towns with a flood insurance record.
Is Augusta Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washtenaw County, 25% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Augusta Township?
FEMA’s Community Rating System list shows no discount for Augusta Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Augusta Township at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (72%), and Augusta Township’s rate for it is lower than 65% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Augusta Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Augusta Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.