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–Not graded
Natural hazards in New Limerick · FEMA

Storms, floods and disasters in New Limerick

New Limerick isn’t graded for hazard risk: New Limerick has 372 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2011.

Flood claims
1
paid since 2011 · $5K
Disasters paid out here
1
of 20 declared for Aroostook County
By hazard

What New Limerick faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

81%of expected building damage
About average · higher than 60% of U.S. census tracts
Recorded about 3 times a year in the area

Hurricanes

13%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 18 years in the area
Smaller shares here
 Winter storms top 0% Earthquakes Strong wind Hail Tornadoes Wildfire Ice storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 32% of New Limerick’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Limerick flood? Rarely: 1 flood claim since 2011

Every paid claim on a federal flood insurance policy in New Limerick, from FEMA’s records.

Paid flood claims, by year
2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims2011
20112026
Biggest named events
  • Hurricane Irene1 claim · $5K
1
paid claims since 2011
$5K
paid to owners
0
homes flooded more than once
$5K
average claim
of all homes are insured
No community discount

New Limerick isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.
Disasters

1 federal disaster brought FEMA money to New Limerick

Disasters that paid out in New Limerick itself (aid to households or repair grants to the Town of New Limerick), newest first, with that year’s flood claims.

  1. 2008Severe Storms and Flooding1 households applied for aid$5K aid approved
Disasters declared, by decade
Paid out in New LimerickAroostook County only

Aroostook County has had 20 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of New Limerick after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the New Limerick archive →
Next door

New Limerick and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
HoultonB+less damage than 67%river and rain flooding3
Ludlow—444 residents; we grade 1,000+
Linneus—not graded yet
Smyrna—380 residents; we grade 1,000+
Oakfield—629 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what New Limerick faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in New Limerick

Does New Limerick flood?

Flood insurance has paid 1 claim in New Limerick since 2011, $5K in all. The most claims came from Hurricane Irene (1).

Is New Limerick in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Aroostook County, 0.3% of all homes carry federal flood insurance.

How much is flood insurance in New Limerick?

FEMA’s Community Rating System list shows no discount for New Limerick’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in New Limerick?

By FEMA money that reached New Limerick, Severe Storms and Flooding (2008): 1 households applied for aid, $5K approved. By flood claims, Hurricane Irene: 1 paid, $5K.

Storm stories

Memories, warnings and help from neighbors in New Limerick.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where New Limerick’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.