American Woolen Company Foxcroft Mill · Photo: Magicpiano · CC BY-SA 3.0Dover-Foxcroft’s building-damage rate from ice storms is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Dover-Foxcroft gets a C+ for hazard risk: higher expected damage per building than 59% of U.S. towns, #131 of 143 in Maine. Most of that expected damage is river and rain flooding (57%), then ice storms (22%). Flood insurance has paid 11 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Dover-Foxcroft faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Dover-Foxcroft’s grade
River and rain flooding is 57% of the building damage FEMA expects in Dover-Foxcroft, and Dover-Foxcroft’s rate of river and rain flooding damage is lower than 51% of U.S. census tracts. Ice storms add 22%, at a rate in the top 1% of U.S. census tracts.
C+ #131 of 143 in Maine; higher expected damage per building than 59% of U.S. towns (21,298).
All of Dover-Foxcroft’s residents live in one census tract; the figures are that tract’s.
The typical Maine town has lower expected damage than 70% of U.S. towns; within the state, Dover-Foxcroft has more expected damage per building than 92% of Maine towns.
In dollars, FEMA expects about $3.7M a year in losses across Dover-Foxcroft: $1.4M to buildings, the rest to people and crops.
Does Dover-Foxcroft flood? Sometimes: 11 flood claims since 1979
Every paid claim on a federal flood insurance policy in Dover-Foxcroft, from FEMA’s records: 4.3 per 1,000 homes, more than 56% of the 13,809 U.S. towns with a flood insurance record.
- The December nor’easter1 claim · $15K
Dover-Foxcroft is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Piscataquis County.10 federal disasters brought FEMA money to Dover-Foxcroft
Disasters that paid out in Dover-Foxcroft itself (aid to households or repair grants to the Town of Dover-Foxcroft), newest first, with that year’s flood claims.
- 2023Severe Storm and Flooding$312K to the Town of Dover-Foxcroft for repairs1 flood claim paid that year
- 2010Severe Storms and Flooding$18K to the Town of Dover-Foxcroft for repairs
- 2008Severe Storms and Flooding$51K to the Town of Dover-Foxcroft for repairs1 flood claim paid that year
- 2005Severe Storms, Flooding, Snow Melt, and Ice Jams$37K to the Town of Dover-Foxcroft for repairs
- 2005Snow$13K to the Town of Dover-Foxcroft for repairs
- 2005Record And/or Near Record Snow$12K to the Town of Dover-Foxcroft for repairs
Show all 10
- 2003Snow$7K to the Town of Dover-Foxcroft for repairs
- 2003Severe Storms, Flooding, Snow Melt and Ice Jams$11K to the Town of Dover-Foxcroft for repairs
- 2003Snow$11K to the Town of Dover-Foxcroft for repairs
- 2000Severe Storms, Flooding, and Ice Jams$6K to the Town of Dover-Foxcroft for repairs
Piscataquis County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods.
Old photos of Dover-Foxcroft after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dover-Foxcroft archive →Dover-Foxcroft and its neighbors
Dover-Foxcroft is 2nd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Garland | B+less damage than 75% | river and rain flooding | — |
| Dover-Foxcroft | C+more damage than 59% | river and rain flooding | 11 |
| Sangerville | Cmore damage than 69% | river and rain flooding | 1 |
| Guilford | Cmore damage than 69% | river and rain flooding | 47 |
| Bowerbank | — | 211 residents; we grade 1,000+ | |
| Sebec | — | 547 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Dover-Foxcroft faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
- Dover-Foxcroft residents get 05% off flood insurance.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dover-Foxcroft
Is Dover-Foxcroft at risk for natural disasters?
On FEMA’s National Risk Index, Dover-Foxcroft has higher expected damage per building than 59% of U.S. towns: C+ for hazard risk, #131 of 143 in Maine. Most of the expected damage is river and rain flooding (57%) and ice storms (22%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Dover-Foxcroft flood?
Flood insurance has paid 11 claims in Dover-Foxcroft since 1979, $73K in all, or 4.3 per 1,000 homes, more than 56% of U.S. towns with a flood insurance record. 1 properties have flooded more than once. The most claims came from December Nor'easter (1).
Is Dover-Foxcroft in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Piscataquis County, 0.4% of all homes carry federal flood insurance.
How much is flood insurance in Dover-Foxcroft?
Dover-Foxcroft is in FEMA’s Community Rating System (class 9), which takes 05% off federal flood insurance policies for its flood-proofing work. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dover-Foxcroft?
By FEMA money that reached Dover-Foxcroft, Severe Storm and Flooding (2023): $312K to the Town of Dover-Foxcroft for repairs. By flood claims, December Nor'easter: 1 paid, $15K.
Is Dover-Foxcroft at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (57%), and Dover-Foxcroft’s rate for it is lower than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Dover-Foxcroft.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dover-Foxcroft’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.