Photo: Unknown photographer · Public domainStorms, floods and disasters in Brooklin
Brooklin isn’t graded for hazard risk: Brooklin has 869 residents; we grade towns of 1,000 or more.
What Brooklin faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Ice storms
Coastal flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Brooklin flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Brooklin. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Brooklin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hancock County.2 federal disasters brought FEMA money to Brooklin
Disasters that paid out in Brooklin itself (aid to households or repair grants to the Town of Brooklin), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding8 households applied for aid$300 aid approved
- 2007Severe Storms and Inland and Coastal Flooding$8K to the Town of Brooklin for repairs
Hancock County has had 18 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Brooklin after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Brooklin archive →Brooklin and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Sedgwick | A−less damage than 82% | hurricanes | 3 |
| Blue Hill | A−less damage than 76% | river and rain flooding | 1 |
| Deer Isle | B+less damage than 69% | hurricanes | 1 |
| Tremont | Bless damage than 64% | hurricanes | 2 |
| Frenchboro | — | 30 residents; we grade 1,000+ | |
| Swans Island | — | 438 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Brooklin faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Brooklin
Is Brooklin in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hancock County, 13% of homes in mapped flood zones carry federal flood insurance, and 1.0% of all homes do.
How much is flood insurance in Brooklin?
FEMA’s Community Rating System list shows no discount for Brooklin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Brooklin?
By FEMA money that reached Brooklin, Severe Storms and Inland and Coastal Flooding (2007): $8K to the Town of Brooklin for repairs.
Storm stories
Memories, warnings and help from neighbors in Brooklin.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brooklin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.