Bremen Town Hall, Former · Photo: User:Magicpiano · CC BY-SA 4.0Storms, floods and disasters in Bremen
Bremen isn’t graded for hazard risk: Bremen has 917 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2005.
What Bremen faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Coastal flooding
Ice storms
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Bremen flood? Rarely: 1 flood claim since 2005
Every paid claim on a federal flood insurance policy in Bremen, from FEMA’s records.
Bremen isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.8 federal disasters brought FEMA money to Bremen
Disasters that paid out in Bremen itself (aid to households or repair grants to the Town of Bremen), newest first, with that year’s flood claims.
- 2024Severe Storms and Flooding3 households applied for aid$300 aid approved
- 2017Severe Storm and Flooding$6K to the Town of Bremen for repairs
- 2010Severe Winter Storm$12K to the Town of Bremen for repairs
- 2008Severe Winter Storm and Flooding$8K to the Town of Bremen for repairs
- 2008Severe Storms and Flooding$8K to the Town of Bremen for repairs
- 2007Severe Storms and Inland and Coastal Flooding3 households applied for aid$2K aid approved$24K to the Town of Bremen for repairs
Show all 8
- 2007Flooding$915 to the Town of Bremen for repairs
- 2005Severe Storms, Flooding, Snow Melt, and Ice Jams$4K to the Town of Bremen for repairs1 flood claim paid that year
Lincoln County has had 24 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Bremen after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bremen archive →Bremen and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Friendship | B+less damage than 66% | hurricanes | — |
| Waldoboro | B+less damage than 65% | river and rain flooding | — |
| Damariscotta | Bless damage than 64% | river and rain flooding | 7 |
| Bristol | Bless damage than 61% | river and rain flooding | 22 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bremen faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Know your evacuation zone and the way off the coast.
- Storm surge comes fast: leave when you’re told, not when the water arrives.
- Move cars to high ground before king tides and nor’easters.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bremen
Does Bremen flood?
Flood insurance has paid 1 claim in Bremen since 2005, $619 in all.
Is Bremen in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lincoln County, 40% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.
How much is flood insurance in Bremen?
FEMA’s Community Rating System list shows no discount for Bremen’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bremen?
By FEMA money that reached Bremen, Severe Storms and Inland and Coastal Flooding (2007): 3 households applied for aid, $2K approved, and $24K to the Town of Bremen for repairs.
Storm stories
Memories, warnings and help from neighbors in Bremen.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bremen’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.