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Urbana
Maryland›Frederick County

UrbanaMD

A town of 14,260, settled in 1833.

1 bordering townMap →
Stancioff House · Photo: Acroterion · CC BY-SA 4.0
Photo of Urbana

Urbana, MD · Stancioff House · Photo: Acroterion · CC BY-SA 4.0

Is Urbana a good place to live?

For most people who can afford it, yes. Urbana grades A overall, 42nd among Maryland's 259 graded towns. Natural-hazard risk is low. It is healthier than 96% of U.S. towns and the median household earns $182K. The catch is cost: homes are expensive, about $640K for a typical one and 5.1 times the Washington metro’s $127K median household income. Urbana’s median rent is $2,649 a month, above both the Maryland town median ($1,809 a month) and the median of U.S. towns ($1,185 a month). Urbana has 3 places on the National Register of Historic Places, among them Stancioff House and Fat Oxen. Only 1 of the 261 Maryland towns we compare have a higher share of children under 18 than Urbana.

What makes Urbana stand out

Where Urbana beats most towns.

A growing town

Urbana has grown 45% from 2010 to 2020

9,175 counted in 2010 and 13,304 in 2020.

9,1752010
13,3042020

U.S. Census 2010 & 2020 counts

How Urbana grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Urbana is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Stancioff House
Stancioff House · National Register of Historic Places
Urbana’s story

193 years in pictures

The archive holds 12 old photos and papers going back to 2006 and 5 maps from 1908 on.

3 places on the National Register of Historic Places.

  • 1833Urbana is settled
Explore the history →
Nearby attractions

White House and 277 more within 40 miles

Museums, parks, gardens and other places to visit around Urbana. Close and well known come first.

All 322 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Raven Rock Mountain Complex: US Government, Public domain

Getting set up

Moving to Urbana: who provides what

Urbana is unincorporated, so Frederick County and regional agencies provide most services.

PowerPotomac Edison15.4¢/kWh · EIA 2025HIFLD · EIA
WaterNew Design - Frederick County water systemNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesFrederick CountyFrederick County provides services here
SchoolsFrederick County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereFrederick County Board of ElectionsFrederick County; contacts on the Handbook page.FVAP, Jul 2023
ZIP codes21704, 2175421704 97% · 21754 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Urbana.

Urbana has less tooth loss than most of Maryland and has household incomes well above the Maryland norm, but it has property taxes 1.7 times the Maryland norm.

HealthA+

Compared with most of Maryland and the rest of the country, fewer of Urbana’s adults report frequent physical distress

Its widest gap with Maryland is tooth loss: 4.7% of those 65+ have lost all their teeth, against 9.9% statewide. Against the 1,290 U.S. towns with household incomes like Urbana’s, it is healthier than 66%, a smaller edge than it has nationally: part of it comes with its incomes.

8.3% of Urbana adults report frequent physical distress. Among 261 Maryland towns, just 9 have a lower share of adults who say their health is fair or poor than Urbana. 13% of Urbana adults report frequent mental distress.

97%healthier than U.S. townsA+Health Grade
UrbanaMaryland townsU.S. towns
Frequent physical distress (CDC PLACES)8.3%12%14%
Smoke cigarettes (CDC PLACES)7%11%14%
Fair or poor health (CDC PLACES)11%17%19%
Get no exercise (CDC PLACES)17%23%25%
32 measures vs. Maryland
22 better8 too close to call2 worse
What stands outUrbanaMD
Fewer older adults who have lost all their teeth4.7%9.9%
Fewer adults facing food insecurity8.2%15.4%
Fewer adults screened for colon cancer61.7%68.2%
Frederick Health Hospital
7.8 mi away · emergency room
2 of 3
care shortages: primary care, mental health
92nd
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsA−

Public schools in Urbana beat 76% of Maryland districts

Its public schools are run by the Frederick County Public Schools. Three of its 5 schools are below, each with why it’s listed. The largest public high school is Urbana High, with 1,989 students.

76%of MD districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Urbana MiddleLargest public middle schoolGrades 6–8Grades 6–81,090A
Urbana HighLargest public high schoolGrades 9–12Grades 9–121,989A+
Urbana ElementaryTop results in townGrades PK–5Grades PK–5736A

NCES · EDFacts · graded within MD on state tests and graduation

Natural hazardsHazard risk grade A+

Urbana faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 98% of U.S. communities. One flood insurance claim has been paid in Urbana since 2025.

2risk score of 100
FEMA risk score
2Very low riskLowerHigher
Inland floodingTornadoesHeat waves
1
paid flood claims since 2025

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Urbana, expect four seasons and pleasant summers

Urbana has chilly, snowy winters and warm summers. July afternoons reach 87°, January nights drop to 25° and about 33 inches of snow falls in a winter.

33″snow a winter

Typical low → high °F

Winter27–44°
Spring43–64°
Summer64–85°
Fall46–67°
Oct 29
typical first frost
Apr 14
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade A

Fewer of Urbana’s residents live below the poverty line than in the typical Maryland or U.S. town

Jobs based here grew from 2,716 in 2013 to 5,282. 30.6% of workers work from home, against 19.3% across Maryland.

1.2% of residents live below the poverty line in Urbana. Since 2013, Urbana has added 2,566 jobs, to 5,282 in 2023. 31% of workers work from home in Urbana.

5%work in town
UrbanaMaryland townsU.S. towns
Median household income$183,000$113,000$80,000
Work from home31%18%11%
Below the poverty line1.2%7%9.6%
Average trip to work33 minutes32 minutes25 minutes

Where working residents work

In Urbana5%
Frederick11%
Rockville8%
Gaithersburg8%
Ballenger Creek5%
20 mi
median commute distance
5,282
jobs based in Urbana
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 64% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB+

Conserved land covers 4.6% of Urbana

2.0 miles of trail in 10 parks and preserves. The biggest park or preserve is Urbana District Park, at 94 acres.

#177for trails in MD
UrbanaMaryland townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.60.4
Conserved land4.6%9.5%4.3%
4.6%
conserved · 227 of 4,956 acres
2.0 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Urbana District Park0.6 mi94
2. Urbana Community Park—19
3. Stone Barn Community Center—3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

A home in Urbana sells for about $850K at the median

The median property tax bill is $6,942, against $4,093 across Maryland, another input to its cost-of-living grade.

$850Kmedian sale price
Market temperature
BalancedA seller's marketBuyer’sSeller’s
41
days on market
100.9%
sale-to-list price
13
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Urbana

18pages on Urbana
After high school

Colleges nearby

2 within 15 miles of the center of Urbana

Landmarks

3 places in Urbana on the National Register of Historic Places.

All landmarks →

About Urbana

Census-designated place in Maryland, United States

Urbana ( ər-BAN-ə) is a suburban census-designated place located in Frederick County, Maryland, United States. It lies at the I-270/MD 80 interchange, approximately 7.5 miles (12.1 km) south-east of Frederick and about 37 miles (60 km) north-west of Washington, D.C. Urbana started to develop circa 1999 and, as of the 2010 census, had a population of 9,175. It is part of the Washington metropolitan area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
6.6 sq mi
Elevation
581 ft

Urbana’s neighbors

One town shares a border with Urbana.

Explore the map →
Green ValleyGreen ValleyUrbana
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Urbana#42AC−—A−A+
Green Valley#60AC—A−A

Urbana and Green Valley report no FBI crime data of their own. Compare Urbana with a neighbor →

Questions about Urbana

Short answers, built from the data on this page.

Is Urbana, MD a good place to live?

For most people who can afford it, yes. Urbana grades A overall, better than 92% of U.S. towns and #42 of 259 in Maryland. It grades A+ for health and A− for schools. Cost of living is its weak spot, with a C−.

Is Urbana, MD expensive?

Yes. The typical home is worth about $640,000, 51% above the Maryland typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.