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Owings
Maryland›Calvert County

OwingsMD

A town of 2,643, settled in 1902.

1 bordering townMap →
Maidstone · Photo: Karlwhittington · CC BY-SA 3.0
Photo of Owings

Owings, MD · Maidstone · Photo: Karlwhittington · CC BY-SA 3.0

Why does Owings grade so well?

Because it does well by almost any measure. Owings earns an A+, 3rd among Maryland's 259 graded towns. The median household earns $176K, it is healthier than 88% of U.S. towns, and its schools outperform 80% of the state's. Its lowest mark, a B−, is in cost of living. Owings’ median household income is $176,000, above both Maryland’s towns ($113,000) and U.S. towns ($80,000). Maidstone and Joseph D. Lyons House is on the National Register of Historic Places. Only 6 of the 261 Maryland towns we compare have a lower share of residents below the poverty line than Owings.

What makes Owings stand out

Where Owings beats most towns.

A commuter town

98% of working residents leave Owings for work

Where Owings’s working residents go each day. Line width shows the share.

7% → Washington Washington 7% 7% → Prince Frederick Prince Frederick 7% 3% → Lake Arbor Lake Arbor 3% 3% → Dunkirk Dunkirk 3% 3% → Baltimore Baltimore 3% 2% → California California 2% Owings · 2% stay
378jobs based in Owings
2%of working residents work in town
20 mimedian commute distance

Census LEHD 2023

How Owings grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Owings is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Maidstone
Maidstone · National Register of Historic Places
Owings’s story

124 years in pictures

The archive holds 6 old photos and papers going back to 2016 and 6 maps from 1892 on.

1 place on the National Register of Historic Places.

  • 1902Owings is settled
Explore the history →
Nearby attractions

White House and 261 more within 40 miles

Museums, parks, gardens and other places to visit around Owings. Close and well known come first.

All 305 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

White House: This image or media was taken or created by Matt H. Wade. To see his entire port, CC BY-SA 3.0 · Washington Monument: Oren Rozen, CC BY-SA 4.0 · Arlington National Cemetery: Protoant, Public domain · United States Triumphal Arch: Hstoops, CC0 · Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Northwest Stadium: Maryland GovPics, CC BY 2.0

Getting set up

Moving to Owings: who provides what

Owings is unincorporated, so Calvert County and regional agencies provide most services.

PowerSouthern Maryland Elec Coop16.4¢/kWh · EIA 2025HIFLD · EIA
WaterCross Point Subdivision water systemNo health-based violations in 5 years · EPAEPA
Internet3 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesCalvert CountyCalvert County provides services here
SchoolsCalvert County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereCalvert County Board of ElectionsCalvert County; contacts on the Handbook page.FVAP, Jul 2023
ZIP code2073620736 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Owings.

Owings has less food insecurity than most of Maryland and has household incomes well above the Maryland norm.

HealthA

Owings earns an A for health

Its widest gap with Maryland is food insecurity: 8.6% of its 1,629 adults worry about having enough food, against 15.4% statewide. Against the 1,480 U.S. towns with household incomes like Owings’s, it is less healthy than 74%: its national edge comes with its incomes.

17% of Owings adults get no exercise outside work. Owings beats the Maryland average on 13 of 32 CDC measures and trails it on 2. 8.6% of Owings adults worry about having enough food.

88%healthier than U.S. townsAHealth Grade
OwingsMaryland townsU.S. towns
Get no exercise (CDC PLACES)17%23%25%
Binge drink (CDC PLACES)17%14%16%
Food insecurity (CDC PLACES)8.6%14%14%
Fair or poor health (CDC PLACES)14%17%19%
32 measures vs. Maryland
13 better17 too close to call2 worse
What stands outOwingsMD
Fewer adults facing food insecurity8.6%15.4%
Fewer adults facing a utility shut-off5.1%8.4%
More binge drinkers17%14.1%
Calverthealth Medical Center
10.5 mi away · emergency room
1 of 3
care shortages: mental health
76th
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade A

Inland flooding leads a very low hazard risk in Owings

Expected storm and flood damage is lower than in 91% of U.S. communities.

9risk score of 100
FEMA risk score
9Very low riskLowerHigher
Inland floodingHurricanesHeat waves
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

HousingCost of living grade B−

Owings’ typical home value is about $612K

The typical Owings home is worth about $612,000, about the same as a year ago, 44% above the Maryland typical home. 95% of households own their home in Owings.

$612KZillow home value

Typical home value

Owings$612K
Maryland$425K
+0.1%
value change, 1 year
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade A+

With 0.5 jobs for every working resident, most of Owings’ workers commute out

Most working residents leave Owings for work: only 2% work in town. Owings’ average trip to work is 34 minutes. Since 2013, Owings has added 101 jobs, to 378 in 2023.

2%work in town
OwingsMaryland townsU.S. towns
Average trip to work34 minutes32 minutes25 minutes
Working residents who work in town1.5%3.2%8%

Where working residents work

In Owings2%
Washington7%
Prince Frederick7%
Lake Arbor3%
Dunkirk3%
20 mi
median commute distance
378
jobs based in Owings
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 64% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

More middle-aged adults than Maryland overall

The median household earns $176,378, against $103,678 across Maryland, one input to its A+ for jobs and income.

Adults 35 to 64 are 51% of residents (40% statewide); adults 18 to 34 are 14% of residents (22% statewide). The median age in Owings is 45.5 years. 51% of adults 25 and older have a bachelor’s degree or more, vs 44% across Maryland.

45.5median age · MD 39.4
OwingsMaryland townsU.S. towns
Bachelor’s degree or more, 25+51%42%29%
Median age45.5 years39.4 years40.5 years
Aged 65 or older13%16%18%
OwingsMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma9%
High school15%
Some college14%
Associate’s12%
Bachelor’s35%
Graduate15%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±5.8 points. Across Maryland, 51.3% of residents are women.

Ages and education in Owings
OwingsMDU.S.
Under 1010.3%11.9%11.6%
10 to 1712.6%10.3%10.3%
18 to 243.5%8.5%9.1%
25 to 3410.7%13.2%13.7%
35 to 4412%13.6%13.2%
45 to 5414.8%12.6%12.2%
55 to 6423.7%13.3%12.7%
65 to 747%9.9%10.2%
75 and older5.5%6.8%7%
No diploma9%8.9%10.4%
High school14.9%23.4%26%
Some college13.7%17.4%19.1%
Associate’s11.6%6.8%8.8%
Bachelor’s35.3%22.7%21.6%
Graduate15.4%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 2,600, single groups can be off by several points

Climate

Four seasons and pleasant summers in Owings

Owings has chilly winters and warm summers. July afternoons reach 88°, January nights drop to 27° and about 16 inches of snow falls in a winter.

16″snow a winter

Typical low → high °F

Winter29–47°
Spring45–66°
Summer66–86°
Fall49–68°
Oct 29
typical first frost
Apr 9
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsC

Conserved land covers 8.3% of Owings

0.5 miles of trail in 1 park or preserve.

8.3%conserved
OwingsMaryland townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.60.4
Conserved land8.3%9.5%4.3%
8.3%
conserved · 209 of 2,516 acres
0.5 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Cross Point Homeowners recreation area—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Owings

17pages on Owings
After high school

Colleges nearby

None within 15 miles of Owings; the nearest are

About Owings

Census-designated place in Maryland, United States

Owings is a town center and much larger census-designated place (CDP) in northern Calvert County, Maryland, United States. The population was 2,149 at the 2010 census, up from 1,325 in 2000. In 2025 the county proposed doubling the size of the town center.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.0 sq mi
Elevation
89 ft
ZIP code
20736

Owings’s neighbors

One town shares a border with Owings.

Explore the map →
FriendshipFriendshipOwings
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Owings#3A+B−—A−A
Friendship——————

Owings reports no FBI crime data of its own. Friendship isn’t graded (fewer than 1,000 residents, or not enough data). Compare Owings with a neighbor →

Questions about Owings

Short answers, built from the data on this page.

Is Owings, MD a good place to live?

Yes, by almost any measure. Owings grades A+ overall, among the top 2% of U.S. towns and #3 of 259 in Maryland. It grades A for health and A− for schools.

Is Owings, MD expensive?

That is 4.8 years of the area's median household income ($126,256 across the Lexington Park, MD metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.