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Ocean City
Maryland›Worcester County

Ocean CityMD

A town of 6,840, settled in 1875.

Captain Robert S. Craig Cottage · Photo: Linda Roy Walls · CC BY-SA 4.0
Photo of Ocean City

Ocean City, MD · Captain Robert S. Craig Cottage · Photo: Linda Roy Walls · CC BY-SA 4.0

Is Ocean City a good place to live?

For most people who can afford it, yes. Ocean City grades B overall, 141st among Maryland's 259 graded towns. It is more walkable than 98% of U.S. towns. Its schools rank ahead of 96% of Maryland towns. The catch is cost: the typical home is worth about $445K, 5.4 years of the Ocean Pines area’s $82K median household income. 39% of working residents work locally in Ocean City, where Maryland’s towns sit at 3.1% and U.S. towns at 8%. On hazard risk, just 5 of Maryland’s 329 towns do worse. Ocean City has 2 places on the National Register of Historic Places, among them St. Paul's by-the-sea Protestant Episcopal Church and Captain Robert S. Craig Cottage.

What makes Ocean City stand out

Where Ocean City beats most towns.

By the sea

Ocean City lives by the ocean

Coastal flooding makes up 31% of the storm damage FEMA expects here.

83.1% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

31%of expected storm damage is coastal flooding
99thpercentile for coastal flood risk nationally
1,022paid flood-insurance claims since 1978
4storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Ocean City grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Ocean City is from typical.

How grading works

Its grades run from A+ for walkability (better than 98% of comparable towns) to D for cost of living (better than 11%), so the B overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St. Paul's by-the-sea Protestant Episcopal Church
St. Paul's by-the-sea Protestant Episcopal Church · National Register of Historic Places
Ocean City’s story

151 years in pictures

Census counts: 49 in 1880, 6,844 in 2020. The archive holds 24 old photos and papers going back to 1905 and 5 maps from 1901 on.

2 places on the National Register of Historic Places.

  • 1875Ocean City is settled
Explore the history →
Nearby attractions

Jolly Roger Amusement Park and 12 more within 40 miles

Museums, parks, gardens and other places to visit around Ocean City. Close and well known come first.

All 24 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Assateague Island National Seashore: Fritz Geller-Grimm, CC BY-SA 2.5 · Trimper's Rides: Mttbme, CC BY-SA 3.0 · USCGC Tamaroa: Unknown USCG member, Public domain · Fort Miles: Unknown, Public domain · Funland (Rehoboth Beach, Delaware): Tsole, CC BY-SA 4.0

Getting set up

Moving to Ocean City: who provides what

Who provides power, water and the rest in Ocean City, and how to reach them.

The full setup list →
PowerDelmarva Power21.8¢/kWh · EIA 2025HIFLD · EIA
WaterTown of Ocean City water system1 health-based violation in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Ocean City’s trash rules yet
SchoolsWorcester County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereWorcester County Board of ElectionsWorcester County; contacts on the Handbook page.FVAP, Jul 2021
ZIP code2184221842 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Ocean City.

Ocean City has milder winter nights than almost anywhere else in Maryland and draws workers from Ocean Pines and beyond, but it carries more natural-hazard risk than most of Maryland (mostly hurricanes).

OutdoorsA−

Ocean City has set aside 2.6% of its land for conservation

12 miles of trail in 11 parks and preserves. The trail density in Ocean City is 1.3 miles per square mile. The biggest park or preserve is Devil Island Area, at 47 acres.

#50for trails in MD
Ocean CityMaryland townsU.S. towns
Miles of trail per square mile1.3 miles per square mile0.60.4
Conserved land2.6%9.5%4.3%
2.6%
conserved · 158 of 6,071 acres
12 mi
of trails · 1.3 per sq mi
Biggest places to walkTrailsAcres
1. Ocean City Beach Erosion Control District0.4 mi10
2. Devil Island Area—47
3. Northside Park0.1 mi32

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Work & commuteJobs & income grade C+

About one in three working residents works right in Ocean City

6,510 jobs are based in Ocean City, 2.2 for every working resident, so most of the people who work here commute in. The average commute takes 19.6 minutes, against 31.1 across Maryland.

About one in 3 of Ocean City’s working residents works in town. Ocean City’s average trip to work is 20 minutes. Jobs based in Ocean City grew to 6,510 in 2023, 663 more than in 2013.

39%work in town
Ocean CityMaryland townsU.S. towns
Average trip to work20 minutes32 minutes25 minutes
Median household income$78,000$113,000$80,000
Below the poverty line11%7%9.6%
Work from home17%18%11%

Where working residents work

In Ocean City39%
Salisbury6%
West Ocean City5%
Berlin3%
Baltimore2%
8 mi
median commute distance
6,510
jobs based in Ocean City
A job hub
jobs vs. working residents
A+
Walkability grade: more walkable than 98% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Ocean City stands out in Maryland and nationally: a larger share of its residents are 65 or older

31% of Ocean City residents are 65 or older. Only 2 of the 261 Maryland towns we compare have a higher median age than Ocean City. 9.4% of Ocean City residents are under 18.

55.6median age · MD 39.4
Ocean CityMaryland townsU.S. towns
Under 189.4%23%22%
Median age55.6 years39.4 years40.5 years
Aged 65 or older31%16%18%
Bachelor’s degree or more, 25+42%42%29%
Ocean CityMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma5%
High school25%
Some college21%
Associate’s8%
Bachelor’s25%
Graduate16%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±3.1 points. Across Maryland, 51.3% of residents are women.

Ages and education in Ocean City
Ocean CityMDU.S.
Under 106.3%11.9%11.6%
10 to 173.1%10.3%10.3%
18 to 249.6%8.5%9.1%
25 to 3411.8%13.2%13.7%
35 to 446.4%13.6%13.2%
45 to 5411.7%12.6%12.2%
55 to 6419.8%13.3%12.7%
65 to 7419%9.9%10.2%
75 and older12.2%6.8%7%
No diploma5%8.9%10.4%
High school24.5%23.4%26%
Some college20.7%17.4%19.1%
Associate’s8%6.8%8.8%
Bachelor’s25.3%22.7%21.6%
Graduate16.4%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Climate

In Ocean City, expect four seasons and pleasant summers

January nights average 29.8°, the #2 highest of 536 Maryland places with climate records; July afternoons average 85.7°.

Ocean City has mild winters and warm summers. Only 1 of the 261 Maryland towns we compare have a higher January low than Ocean City. About 10 inches of snow falls in a winter.

10″snow a winter
Ocean CityMaryland townsU.S. towns
January low30°F26°F22°F
July high86°F88°F85°F

Typical low → high °F

Winter31–48°
Spring46–62°
Summer67–84°
Fall52–69°
Nov 2
typical first frost
Apr 7
typical last frost
+1.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthB+

Compared with most of Maryland and the rest of the country, more of Ocean City’s adults had a checkup this year

Within Maryland it is less healthy than 61% of the 261 graded towns: Maryland sets a high bar.

83% of adults had a checkup this year in Ocean City. Ocean City beats the Maryland average on 12 of 32 CDC measures and trails it on 8. 29% of adults sleep under 7 hours in Ocean City.

65%healthier than U.S. townsB+Health Grade
Ocean CityMaryland townsU.S. towns
Sleep under 7 hours (CDC PLACES)29%38%36%
Feel lonely (CDC PLACES)29%34%33%
High blood pressure (CDC PLACES)42%35%35%
Yearly checkup (CDC PLACES)83%79%79%
32 measures vs. Maryland
12 better12 too close to call8 worse
What stands outOcean CityMD
Fewer adults facing housing insecurity8.5%13.5%
Fewer adults facing food insecurity10.2%15.4%
More adults who have had cancer12.4%7.6%
Atlantic General Hospital
9.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
39th
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Safety

Crime reported in Ocean City

Ocean City's reported crime rate is well above Maryland's. No town among the 56 in Maryland we compare has a higher property crime rate than Ocean City. Most reported incidents are property crimes, mainly thefts.

Ocean CityMaryland townsU.S. towns
Violent crimes per 1,000 (2024)9.8 per 1,000 residents3.51.7
Property crimes per 1,000 (2024)88.1 per 1,000 residents18.511.5

Violent crime per 1,000 residents

Ocean City9.8
Maryland4.3
U.S.3.6

Property crime per 1,000 residents

Ocean City88.1
Maryland20.8
U.S.17.7
68
violent crimes reported in 2024
611
property crimes reported in 2024

FBI crime data, 2024 · crimes reported to police

$445KZillow home value

Typical home value

Ocean City$445K
Maryland$425K
−0.5%
value change, 1 year

Zillow Home Value Index · Redfin Data Center

Natural hazardsHazard risk grade C+

Moderate risk in Ocean City, with hurricanes at the top

FEMA rates its natural-hazard risk higher than 98% of Maryland towns, with expected losses of about $1,225 per resident a year; that rating is what its C+ for hazard risk is built on. 1,022 flood insurance claims have been filed here, and 37 properties have flooded more than once.

Since 1978, 1,022 flood insurance claims have been paid out in Ocean City. Only 5 of the 261 Maryland towns we compare have a higher FEMA risk score than Ocean City.

52risk score of 100
FEMA risk score
52Moderate riskLowerHigher
HurricanesCoastal floodingInland flooding
1,022
paid flood claims since 1978
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Ocean City

20pages on Ocean City
After high school

Colleges nearby

None within 15 miles of Ocean City; the nearest are

A job hub

Every workday, about 5,384 people come to Ocean City for work

Where Ocean City’s working residents go each day. Line width shows the share.

6% → Salisbury Salisbury 6% 5% → West Ocean City West Ocean City 5% 3% → Berlin Berlin 3% 2% → Baltimore Baltimore 2% 1% → Selbyville Selbyville 1% 1% → Lewes Lewes 1% Ocean City · 39% stay
6,510jobs based in Ocean City
39%of working residents work in town
8 mimedian commute distance

Census LEHD 2023

Landmarks

2 places in Ocean City on the National Register of Historic Places.

All landmarks →

About Ocean City

City in Maryland, United States

Official town website ↗

Ocean City, officially the Town of Ocean City, is an Atlantic resort city in Worcester County, Maryland, along the East Coast of the United States. The population was 6,844 in the 2020 U.S. census, although during summer weekends the city hosts between 320,000 and 345,000 vacationers, and up to eight million visitors annually. During the summer, Ocean City becomes the second most populated municipality in Maryland, after Baltimore. It is part of the Salisbury metropolitan area as defined by the United States Census Bureau. During peak vacation season, the city gains over 1,000 seasonal police officers, along with additional firefighters and other workers. Numerous events take place within t…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1875
Area
9.4 sq mi
Elevation
7 ft
ZIP code
21842, 21843
Area code
410, 443, 667

Questions about Ocean City

Short answers, built from the data on this page.

Is Ocean City, MD a good place to live?

For most people who can afford it, yes. Ocean City grades B overall, better than 60% of U.S. towns and #141 of 259 in Maryland. It grades B+ for health and A+ for schools. Cost of living is its weak spot, with a D.

Is Ocean City, MD expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.