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New construction in Forestville MarylandPhoto: Ser Amantio di Nicolao · CC BY-SA 3.0
A+Hazard risk
Natural hazards in Forestville · FEMA

On FEMA’s figures, few U.S. towns expect less hazard damage per building than Forestville, mostly from river and rain flooding

On FEMA’s National Risk Index, Forestville gets an A+ for hazard risk: among the lowest expected damage per building of U.S. towns, #19 of 261 in Maryland. Most of that expected damage is river and rain flooding (62%), then hurricanes (15%). Flood insurance has paid 6 claims here since 2007.

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

among the lowestof U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#19 of 261 in Maryland
By hazard

What Forestville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

62%of expected building damage
Well below average · lower than 97% of U.S. census tracts
Recorded about 4 times a year in the area

Hurricanes

15%of expected building damage
Above average · higher than 72% of U.S. census tracts
Recorded about once every 11 years in the area

Earthquakes

14%of expected building damage
Above average · higher than 66% of U.S. census tracts
Smaller shares here
 Tornadoes Hail Strong wind Ice storms Winter storms Cold waves Lightning Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 10% of Forestville’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Forestville’s grade

River and rain flooding is 62% of the building damage FEMA expects in Forestville, and Forestville’s rate of river and rain flooding damage is lower than 97% of U.S. census tracts. Next is hurricanes at 15% (higher than 72% of U.S. census tracts).

Where Forestville sits
Forestville
Least damageMiddleMost damage

A+ #19 of 261 in Maryland; among the lowest expected damage per building of U.S. towns (21,298).

Forestville’s residents live in 6 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding62%Hurricanes15%Earthquakes14%Everything else9%

The typical Maryland town has lower expected damage than 97% of U.S. towns; within the state, Forestville has less expected damage per building than 93% of Maryland towns.

In dollars, FEMA expects about $1.7M a year in losses across Forestville: $1.2M to buildings, the rest to people and crops.

A small-area figure. Forestville covers 6 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Forestville flood? Rarely: 6 flood claims since 2007

Every paid claim on a federal flood insurance policy in Forestville, from FEMA’s records: 1.2 per 1,000 homes, fewer than 73% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
2007: 1 claim2008: 0 claims2009: 0 claims2010: 1 claim2011: 2 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 2 claims2024: 0 claims2025: 0 claims2026: 0 claims200720112023
20072026
Biggest named events
  • Hurricane Irene1 claim · $721
6
paid claims since 2007
$25K
paid to owners
0
homes flooded more than once
$4K
average claim
of all homes are insured
No community discount

Forestville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.
Disasters

1 federal disaster brought FEMA money to Forestville

Disasters that paid out in Forestville itself (aid to households or repair grants to Forestville), newest first, with that year’s flood claims.

  1. 2003Hurricane Isabel25 households applied for aid$40K aid approved
Disasters declared, by decade
Paid out in ForestvillePrince George's County only

Prince George's County has had 15 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Forestville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Forestville archive →
Next door

Forestville and its neighbors

Forestville has the lowest expected damage per building of the 7 graded towns here. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
ForestvilleA+among the lowest damageriver and rain flooding6
Walker MillA+among the lowest damageriver and rain flooding5
District HeightsA+less damage than 98%river and rain flooding4
WestphaliaA+less damage than 98%river and rain flooding4
Camp SpringsA+less damage than 98%river and rain flooding31
SuitlandA+less damage than 98%river and rain flooding9
MorningsideAless damage than 91%river and rain flooding—

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Forestville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Forestville

Is Forestville at risk for natural disasters?

On FEMA’s National Risk Index, Forestville has among the lowest expected damage per building of U.S. towns: A+ for hazard risk, #19 of 261 in Maryland. Most of the expected damage is river and rain flooding (62%) and hurricanes (15%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Forestville flood?

Flood insurance has paid 6 claims in Forestville since 2007, $25K in all, or 1.2 per 1,000 homes, fewer than 73% of U.S. towns with a flood insurance record. The most claims came from Hurricane Irene (1).

Is Forestville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Prince George's County, 0.9% of all homes carry federal flood insurance.

How much is flood insurance in Forestville?

FEMA’s Community Rating System list shows no discount for Forestville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Forestville?

By FEMA money that reached Forestville, Hurricane Isabel (2003): 25 households applied for aid, $40K approved. By flood claims, Hurricane Irene: 1 paid, $721.

Is Forestville at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (62%), and Forestville’s rate for it is lower than 97% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Forestville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Forestville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.