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Maryland›Queen Anne's County

ChesterMD

A town of 4,797, settled in 1888.

Is Chester a good place to live?

For most people who can afford it, yes. Chester grades A− overall, 90th among Maryland's 259 graded towns. Natural-hazard risk is low. Its public schools beat 84% of Maryland towns on state tests and graduation and the median household earns $102K. What holds it back is price: homes are expensive, about $530K for a typical one and 5.3 times the Baltimore metro’s $99K median household income. Chester’s median age is 46.9 years, where Maryland’s towns sit at 39.4 years and U.S. towns at 40.5 years. The biggest park or preserve is Kent Island Research Wildlife Management Area, at 28 acres. Chester is easier to get around on foot or by transit than 74% of U.S. towns.

What makes Chester stand out

Where Chester beats most towns.

A growing town

Chester has grown 20% from 2010 to 2020

4,167 counted in 2010 and 5,003 in 2020.

4,1672010
5,0032020

U.S. Census 2010 & 2020 counts

How Chester grades

Each subject compared with towns across the country (schools within Maryland), ordered by how far Chester is from typical.

How grading works

Its grades run from A+ for hazard risk (better than 95% of comparable towns) to D for cost of living (better than 13%), so the A− overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

2017-08-11 15 26 54 View south along Maryland State Route 552 (Dominion Road) at U.S. Route 50 and U.S. Route 301 (Blue…
2017-08-11 15 26 54 View south along Maryland State Route 552 (Dominion Road) at U.S. Route 50 and U.S. Route 301 (Blue…, 2017
Chester’s story

138 years in pictures

The archive holds 21 old photos and papers going back to 2017 and 4 maps from 1892 on.

  • 1888Chester is settled
Explore the history →
Nearby attractions

Smithsonian Institution and 140 more within 40 miles

Museums, parks, gardens and other places to visit around Chester. Close and well known come first.

All 297 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Smithsonian Institution: Highsmith, Carol M., 1946-, photographer, Public domain · Northwest Stadium: Maryland GovPics, CC BY 2.0 · M&T Bank Stadium: United States Department of Defense Cherie Cullen, Public domain · Oriole Park at Camden Yards: Keith Allison, CC BY-SA 2.0 · Ford's Theatre National Historic Site: Ingfbruno, CC BY-SA 3.0 · National Mall: Raul654 at en.wikipedia. Later version(s) were uploaded by Michael Shields at e, CC BY-SA 3.0

Getting set up

Moving to Chester: who provides what

Chester is unincorporated, so Queen Anne's County and regional agencies provide most services.

PowerDelmarva Power21.8¢/kWh · EIA 2025HIFLD · EIA
WaterStevensville water systemNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesQueen Anne's CountyQueen Anne's County provides services here
SchoolsQueen Annes County Public SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Maryland you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereQueen Anne's County Board of ElectionsQueen Anne's County; contacts on the Handbook page.FVAP, Aug 2025
ZIP code2161921619 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Mar 11, 2026.

The data

Ordered by what stands out in Chester.

Natural hazardsHazard risk grade A+

Chester faces a very low natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 90% of U.S. communities.

10risk score of 100
FEMA risk score
10Very low riskLowerHigher
Inland floodingCoastal floodingHurricanes
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A−

Most of Chester’s workers commute out: the town has 0.6 jobs for each of them

Most working residents leave Chester for work: only 5% work in town. The average trip to work in Chester is 33 minutes. Since 2013, Chester has added 217 jobs, to 1,408 in 2023.

5%work in town
ChesterMaryland townsU.S. towns
Average trip to work33 minutes32 minutes25 minutes
Median household income$102,000$113,000$80,000
Work from home13%18%11%
Working residents who work in town5.5%3.1%8%

Where working residents work

In Chester5%
Stevensville9%
Parole7%
Annapolis5%
Baltimore5%
22 mi
median commute distance
1,408
jobs based in Chester
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 74% of U.S. towns

Census LEHD 2023 · ACS

HealthB+

Residents of Chester are healthier than 74% of U.S. towns

Chester beats the Maryland average on 6 of 32 CDC measures and trails it on 6. 30% of Chester adults have obesity.

75%healthier than U.S. townsB+Health Grade
ChesterMaryland townsU.S. towns
Obesity (CDC PLACES)30%36%35%
Binge drink (CDC PLACES)17%14%16%
High blood pressure (CDC PLACES)39%35%35%
Sleep under 7 hours (CDC PLACES)34%38%36%
32 measures vs. Maryland
6 better20 too close to call6 worse
What stands outChesterMD
Fewer adults facing housing insecurity9.5%13.5%
Fewer adults facing food insecurity11%15.4%
More adults who have had cancer10.3%7.6%
Luminis Health Anne Arundel Medical Center
13.4 mi away · emergency room
2 of 3
care shortages: primary care, mental health
52nd
percentile among MD towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade D

For cost of living, Chester earns a D

Chester’s median rent is $1,878 a month. The typical Chester home is worth about $530,000, up 0.8% in a year, 25% above the Maryland typical home.

$530KZillow home value
ChesterMaryland townsU.S. towns
Median rent$1,878 a month$1,809 a month$1,185 a month
Households that own their home71%74%73%

Typical home value

Chester$530K
Maryland$425K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
32
days on market
99.1%
sale-to-list price
+0.8%
value change, 1 year
8
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

Four seasons and hot summers in Chester

Chester has chilly winters and warm summers. July afternoons reach 88°, January nights drop to 28° and about 14 inches of snow falls in a winter.

14″snow a winter

Typical low → high °F

Winter30–46°
Spring46–65°
Summer67–86°
Fall50–68°
Nov 12
typical first frost
Mar 29
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

More middle-aged adults than Maryland overall

Adults 35 to 64 are 45% of residents (40% statewide); children under 18 are 18% of residents (22% statewide). 41% of adults 25 and older have a bachelor’s degree or more, vs 44% across Maryland.

46.9median age · MD 39.4
ChesterMaryland townsU.S. towns
Under 1818%23%22%
Bachelor’s degree or more, 25+41%42%29%
Aged 65 or older19%16%18%
ChesterMarylandUnited States

Ages · share of residents

Education · adults 25 and older

No diploma6%
High school23%
Some college21%
Associate’s9%
Bachelor’s28%
Graduate14%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±4.8 points. Across Maryland, 51.3% of residents are women.

Ages and education in Chester
ChesterMDU.S.
Under 1011.2%11.9%11.6%
10 to 176.8%10.3%10.3%
18 to 247%8.5%9.1%
25 to 3410.9%13.2%13.7%
35 to 4411.3%13.6%13.2%
45 to 5414.2%12.6%12.2%
55 to 6419.9%13.3%12.7%
65 to 7411.6%9.9%10.2%
75 and older7%6.8%7%
No diploma5.8%8.9%10.4%
High school22.7%23.4%26%
Some college21.4%17.4%19.1%
Associate’s9.2%6.8%8.8%
Bachelor’s27.5%22.7%21.6%
Graduate13.5%20.8%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,800, single groups can be off by several points

OutdoorsB−

Chester has set aside 9.2% of its land for conservation

1.1 miles of trail in 2 parks and preserves.

#186for trails in MD
ChesterMaryland townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.60.4
Conserved land9.2%9.5%4.3%
9.2%
conserved · 409 of 4,447 acres
1.1 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Kent Island Research Wildlife Management Area—28
2. Cross Island Trailhead at Macuum Creek—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Chester

17pages on Chester
After high school

Colleges nearby

4 within 15 miles of the center of Chester

By the sea

Chester lives by the ocean

Coastal flooding makes up 12% of the storm damage FEMA expects here.

12%of expected storm damage is coastal flooding
98thpercentile for coastal flood risk nationally
1storm & flood disasters paid out here
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

About Chester

CDP in Maryland, United States

Chester is a census-designated place on Kent Island in Queen Anne's County, Maryland, United States. The population was 3,723 at the 2000 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
7.0 sq mi
Elevation
7 ft
ZIP code
21619

Chester’s neighbors

2 towns share a border with Chester.

Explore the map →
How the neighbors grade
TownMD rankOverallCostSafetySchoolsHealth
Chester#90A−D—A−B+
Kent Narrows——————
Stevensville#82A−C−—A−A

Chester and Stevensville report no FBI crime data of their own. Kent Narrows isn’t graded (fewer than 1,000 residents, or not enough data). Compare Chester with a neighbor →

Questions about Chester

Short answers, built from the data on this page.

Is Chester, MD a good place to live?

For most people who can afford it, yes. Chester grades A− overall, better than 79% of U.S. towns and #90 of 259 in Maryland. It grades B+ for health and A− for schools. Cost of living is its weak spot, with a D.

Is Chester, MD expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.