Photo: John Phelan · CC BY 3.0Even on the area’s higher pay, Westhampton costs more to live in than 77% of U.S. towns
Up 1.3% in a year, 27% below the Massachusetts typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Amherst Town-Northampton, MA metro area ($87K). How TownRatings grades cost of living
The grade measures what housing costs against what households in the area earn. Westhampton’s area earns well above the typical U.S. town ($87K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 24% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 33% of renters.
In dollars
- $477Ktypical home, 27% below the Massachusetts typical homeZillow, September 2026
- $1,960a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 100prices across the Amherst Town metro, where the U.S. is 100 (housing 98)BEA Regional Price Parities, 2024
In paychecks the grade
- 4.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$87K, Amherst Town-area income
- 18%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 24%of owners do; the typical U.S. town: 20%Census 2020–24
The short version on homes in Westhampton
Nearly every household owns
91% of Westhampton households own their home, against 63% across Massachusetts. There are only 36 renter households, so rentals are scarce. Property taxes ↓
A high property tax rate
Owners pay about 1.57% of a home’s value a year in property tax, against 1.07% across Massachusetts. The median bill is $6,476 (Massachusetts: $5,992). On the typical home, that’s about $620 a month. Property taxes ↓
Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; permits are Census figures through 2025; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Westhampton’s grade
Measured against what households in the area earn, Westhampton is more affordable than 23% of U.S. towns. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.
Prices here have kept pace with Massachusetts: up 23.7% in five years, against 25.7% statewide (Zillow).
Up 23.7% in five years
About the same pace as Massachusetts (25.7%).
Show as a table
| January | Westhampton | Massachusetts |
|---|---|---|
| 2017 | $295,000 | $378,000 |
| 2018 | $311,000 | $402,000 |
| 2019 | $320,000 | $421,000 |
| 2020 | $325,000 | $433,000 |
| 2021 | $361,000 | $479,000 |
| 2022 | $389,000 | $529,000 |
| 2023 | $438,000 | $565,000 |
| 2024 | $468,000 | $609,000 |
| 2025 | $487,000 | $640,000 |
| 2026 | $467,000 | $650,000 |
| September 2026 | $477,000 | $655,000 |
A typical Westhampton home worth $290K in October 2016 is worth about $477K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
A typical home costs 4.7 years of area income
The calculator starts from the area income the grade uses. Switch to Westhampton’s own median, or type yours.
That’s $167K short of a typical Westhampton home.
A two-bedroom rents for about $1,960 a month here, $1,160 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Westhampton’s typical property tax (1.57% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,960
Renters already here pay a median of $1,304, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Amherst Town-Northampton, MA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
3 new homes permitted in 2025
Builders were permitted 3 new homes in Westhampton in 2025, all single-family houses, worth about $2.6 million to build. That's 1.9 per 1,000 residents, about the pace of Massachusetts as a whole. Over the past 10 years, Westhampton has permitted 50 homes in all.
Between the 2010 and 2020 censuses, Westhampton gained 15 residents while 35 new homes were permitted: about 0.4 new residents per new home. Building outpaced population growth, which usually means smaller households or homes used part of the year. Across Massachusetts: 3.4 new residents per new home.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 0 | 0 | 0 | — |
| 2025 | 3 | 3 | 0 | $2.6 million |
| 2024 | 6 | 6 | 0 | $2.7 million |
| 2023 | 5 | 5 | 0 | $2.5 million |
| 2022 | 5 | 5 | 0 | $2.3 million |
| 2021 | 7 | 7 | 0 | $3.5 million |
| 2020 | 7 | 7 | 0 | $2.2 million |
| 2019 | 1 | 1 | 0 | $347,000 |
| 2018 | 7 | 7 | 0 | $2 million |
| 2017 | 5 | 5 | 0 | $1.7 million |
| 2016 | 4 | 4 | 0 | $715,000 |
| 2015 | 2 | 2 | 0 | $658,000 |
| 2014 | 2 | 2 | 0 | $409,000 |
| 2013 | 11 | 3 | 8 | $3.5 million |
| 2012 | 2 | 2 | 0 | $650,000 |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 1 | 1 | 0 | $100,000 |
| 2009 | 1 | 1 | 0 | $100,000 |
| 2008 | 5 | 5 | 0 | $1.3 million |
| 2007 | 6 | 6 | 0 | $1.4 million |
| 2006 | 7 | 7 | 0 | $1.3 million |
| 2005 | 13 | 13 | 0 | $2.7 million |
| 2004 | 11 | 11 | 0 | $1.6 million |
| 2003 | 17 | 17 | 0 | $2.9 million |
| 2002 | 12 | 12 | 0 | $2.1 million |
| 2001 | 9 | 9 | 0 | $1.5 million |
| 2000 | 11 | 11 | 0 | $1.6 million |
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Property tax runs above the Massachusetts norm
The median bill is $6,476 (Massachusetts: $5,992), 1.57% of a home’s value a year, against 1.07% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Westhampton
Only figures published free for the whole country, each labeled with the area it covers: the Amherst Town-Northampton, MA metro area, or Massachusetts. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 100 | MA 106 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 97 | MA 99 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 156 | MA 152 | metro | BEA, 2024 |
| Other services U.S. = 100 | 101 | MA 103 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Westhampton vs. its neighbors
Of the 2 towns here with a Zillow value, Westhampton has the lowest.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Westhampton | C− | $477K | $413K | 1.57% | $1,960 |
| Southampton | C | $499K | $452K | 1.21% | $1,810 |
Questions about the cost of living in Westhampton
Is Westhampton expensive to live in?
Measured against what households in the area earn, Westhampton costs more than 77% of U.S. towns: a C− for cost of living. The typical home costs 4.7 years of the median household income of the Amherst Town-Northampton, MA metro area ($87K).
How much does a house cost in Westhampton?
About $477K, Zillow’s typical value for September 2026, up 1.3% in a year. The Massachusetts typical home is $655K.
What salary do you need to live in Westhampton?
To buy the typical home with 20% down at 6.3%, about $134,000 a year, keeping the payment (about $3,120 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $78,000.
How much is rent in Westhampton?
HUD puts a two-bedroom at about $1,960 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,304 (Census 2020–24).
What are property taxes in Westhampton?
The median bill is $6,476 a year, 1.57% of the median home value (Massachusetts: $5,992, 1.07%), from the Census 2020–24.
Are home prices in Westhampton going up?
Yes: up 1.3% in the past year and 23.7% in five years, against 25.7% across Massachusetts (Zillow).
Neighbors talk housing
What Westhampton buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.