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–Not graded
Natural hazards in Varnado · FEMA

Storms, floods and disasters in Varnado

Varnado isn’t graded for hazard risk: Varnado has 425 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 31 declared for Washington Parish
By hazard

What Varnado faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

52%of expected building damage
Well above average · in the top 5% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

42%of expected building damage
Well above average · higher than 85% of U.S. census tracts
Recorded about once every 1 years in the area
Smaller shares here
 Tornadoes Hail Wildfire Earthquakes Strong wind Ice storms Cold waves top 3% Lightning Winter storms Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Varnado flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Varnado. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Varnado isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington Parish.
What’s been done with FEMA grants
1building retrofitted against wind
Disasters

1 federal disaster brought FEMA money to Varnado

Disasters that paid out in Varnado itself (aid to households or repair grants to the Village of Varnado), newest first, with that year’s flood claims.

  1. 2005Hurricane Katrina32 households applied for aid$47K aid approved
Disasters declared, by decade
Paid out in VarnadoWashington Parish only

Washington Parish has had 31 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Varnado after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Varnado archive →
Be ready

Get ready for what Varnado faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Varnado

Is Varnado in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Washington Parish, 21% of homes in mapped flood zones carry federal flood insurance, and 2.5% of all homes do.

How much is flood insurance in Varnado?

FEMA’s Community Rating System list shows no discount for Varnado’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Varnado?

By FEMA money that reached Varnado, Hurricane Katrina (2005): 32 households applied for aid, $47K approved.

Storm stories

Memories, warnings and help from neighbors in Varnado.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Varnado’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.