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–Not graded
Natural hazards in Sun · FEMA

Storms, floods and disasters in Sun

Sun isn’t graded for hazard risk: Sun has 381 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Flooded more than once
2
properties · 2 “severe repetitive loss”
Disasters paid out here
8
of 39 declared for St. Tammany Parish
By hazard

What Sun faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

63%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

32%of expected building damage
Well above average · higher than 83% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Wildfire Tornadoes Hail Earthquakes Ice storms Strong wind Winter storms Cold waves Heat waves Landslides Lightning
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sun flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Sun. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

Homes that flooded again and again
FEMA “severe repetitive loss” (2)Flooded 2+ times
of all homes are insured
No community discount

Sun isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Tammany Parish.
Disasters

8 federal disasters brought FEMA money to Sun

Disasters that paid out in Sun itself (aid to households or repair grants to the Village of Sun), newest first, with that year’s flood claims.

  1. 2026Tropical Storm Arthur1 households applied for aid$13K aid approved
  2. 2021Hurricane Ida50 households applied for aid$101K aid approved
  3. 2016Severe Storms and Flooding2 households applied for aid$6K aid approved
  4. 2016Severe Storms and Flooding22 households applied for aid$34K aid approved
  5. 2012Hurricane Isaac31 households applied for aid$45K aid approved
  6. 2008Hurricane Gustav35 households applied for aid$32K aid approved
Show all 8
  1. 2005Hurricane Rita8 households applied for aid$4K aid approved
  2. 2005Hurricane Katrina248 households applied for aid$959K aid approved
Disasters declared, by decade
Paid out in SunSt. Tammany Parish only

St. Tammany Parish has had 39 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Sun after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Sun archive →
Be ready

Get ready for what Sun faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Sun

Is Sun in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Tammany Parish, 40.4% of all homes carry federal flood insurance.

How much is flood insurance in Sun?

FEMA’s Community Rating System list shows no discount for Sun’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Sun?

By FEMA money that reached Sun, Hurricane Katrina (2005): 248 households applied for aid, $959K approved.

Storm stories

Memories, warnings and help from neighbors in Sun.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Sun’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.