Photo: Billy Hathorn · CC BY 3.0Springhill’s building-damage rate from ice storms is in the top 1% of U.S. census tracts
On FEMA’s National Risk Index, Springhill gets a C+ for hazard risk: higher expected damage per building than 56% of U.S. towns, #45 of 162 in Louisiana. Most of that expected damage is river and rain flooding (53%), then ice storms (13%). Flood insurance has paid 15 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Springhill faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Hail
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Springhill’s grade
River and rain flooding is 53% of the building damage FEMA expects in Springhill, and Springhill’s rate of river and rain flooding damage is lower than 58% of U.S. census tracts. Ice storms add 13%, at a rate in the top 1% of U.S. census tracts.
C+ #45 of 162 in Louisiana; higher expected damage per building than 56% of U.S. towns (21,298).
Springhill’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Louisiana town has higher expected damage than 92% of U.S. towns; within the state, Springhill has less expected damage per building than 73% of Louisiana towns.
In dollars, FEMA expects about $2.3M a year in losses across Springhill: $1.6M to buildings, the rest to people and crops.
Does Springhill flood? Sometimes: 15 flood claims since 1979
Every paid claim on a federal flood insurance policy in Springhill, from FEMA’s records: 6.0 per 1,000 homes, more than 64% of the 13,809 U.S. towns with a flood insurance record.
Springhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Webster Parish.6 federal disasters brought FEMA money to Springhill
Disasters that paid out in Springhill itself (aid to households or repair grants to the City of Springhill), newest first, with that year’s flood claims.
- 2021Hurricane Ida1 households applied for aid$500 aid approved
- 2021Severe Winter Storms12 households applied for aid$9K aid approved
- 2020Hurricane Laura1 households applied for aid$2K aid approved
- 2016Severe Storms and Flooding14 households applied for aid$8K aid approved$13K to the City of Springhill for repairs
- 2009Severe Storms, Tornadoes, and Flooding$19K to the City of Springhill for repairs3 flood claims paid that year
- 2000Severe Winter Ice Storm$100K to the City of Springhill for repairs
Webster Parish has had 27 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms.
Old photos of Springhill after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Springhill archive →Springhill and its neighbors
Springhill has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Springhill | C+more damage than 56% | river and rain flooding | 15 |
| Cullen | — | 758 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Springhill faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Springhill
Is Springhill at risk for natural disasters?
On FEMA’s National Risk Index, Springhill has higher expected damage per building than 56% of U.S. towns: C+ for hazard risk, #45 of 162 in Louisiana. Most of the expected damage is river and rain flooding (53%) and ice storms (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Springhill flood?
Flood insurance has paid 15 claims in Springhill since 1979, $499K in all, or 6.0 per 1,000 homes, more than 64% of U.S. towns with a flood insurance record. 4 properties have flooded more than once.
Is Springhill in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Webster Parish, 24% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Springhill?
FEMA’s Community Rating System list shows no discount for Springhill’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Springhill?
By FEMA money that reached Springhill, Severe Winter Ice Storm (2000): $100K to the City of Springhill for repairs.
Is Springhill at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (53%), and Springhill’s rate for it is lower than 58% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Springhill.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Springhill’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.