Live Oaks Plantation · Photo: Z28scrambler · CC BY-SA 3.0Storms, floods and disasters in Rosedale
Rosedale isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Rosedale yet. Flood insurance has paid 5 claims here since 1985.
What Rosedale faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Rosedale flood? Rarely: 5 flood claims since 1985
Every paid claim on a federal flood insurance policy in Rosedale, from FEMA’s records.
- Hurricane Ida1 claim · $808
- Hurricane Juan1 claim · $13K
- Hurricane Gustav1 claim · $7K
Rosedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Iberville Parish.6 federal disasters brought FEMA money to Rosedale
Disasters that paid out in Rosedale itself (aid to households or repair grants to the Village of Rosedale), newest first, with that year’s flood claims.
- 2021Hurricane Ida95 households applied for aid$77K aid approved1 flood claim paid for it, $808
- 2016Severe Storms and Flooding18 households applied for aid$8K aid approved
- 2012Hurricane Isaac16 households applied for aid$13K aid approved
- 2008Hurricane Gustav145 households applied for aid$182K aid approved1 flood claim paid for it, $7K
- 2005Hurricane Katrina77 households applied for aid$62K aid approved
- 2004Severe Storms and Flooding22 households applied for aid$8K aid approved
Iberville Parish has had 34 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Rosedale after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Rosedale archive →Rosedale and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Grosse Tete | — | 293 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Rosedale faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Rosedale
Does Rosedale flood?
Flood insurance has paid 5 claims in Rosedale since 1985, $63K in all. The most claims came from Hurricane Ida (1).
Is Rosedale in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Iberville Parish, 21% of homes in mapped flood zones carry federal flood insurance, and 10.2% of all homes do.
How much is flood insurance in Rosedale?
FEMA’s Community Rating System list shows no discount for Rosedale’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Rosedale?
By FEMA money that reached Rosedale, Hurricane Gustav (2008): 145 households applied for aid, $182K approved. By flood claims, Hurricane Ida: 1 paid, $808.
Storm stories
Memories, warnings and help from neighbors in Rosedale.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Rosedale’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.