Guest, Sign inJoin

Post to Morganza

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Old HickoryOld Hickory · Photo: Z28scrambler · CC BY-SA 3.0
–Not graded
Natural hazards in Morganza · FEMA

Storms, floods and disasters in Morganza

Morganza isn’t graded for hazard risk: Morganza has 600 residents; we grade towns of 1,000 or more. Flood insurance has paid 31 claims here since 1979.

Flood claims
31
paid since 1979 · $163K
Flooded more than once
3
properties · 1 “severe repetitive loss”
Disasters paid out here
9
of 34 declared for Pointe Coupee Parish
By hazard

What Morganza faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

45%of expected building damage
Well above average · higher than 88% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

42%of expected building damage
Well below average · lower than 87% of U.S. census tracts
Recorded about once every 2 years in the area

Tornadoes

9%of expected building damage
Above average · higher than 70% of U.S. census tracts
Recorded about once every 11 years in the area
Smaller shares here
 Earthquakes Ice storms Hail Strong wind Cold waves top 4% Lightning Winter storms Wildfire Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 35% of Morganza’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Morganza flood? Sometimes: 31 flood claims since 1979

Every paid claim on a federal flood insurance policy in Morganza, from FEMA’s records.

Paid flood claims, by year
1979: 6 claims1980: 5 claims1981: 0 claims1982: 2 claims1983: 8 claims1984: 5 claims1985: 3 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 1 claim1991: 1 claim1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims197919801983
19792026
31
paid claims since 1979
$163K
paid to owners
3
homes flooded more than once
$5K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (1)Flooded 2+ times
of all homes are insured
No community discount

Morganza isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pointe Coupee Parish.
What’s been done with FEMA grants
1building retrofitted against wind
Disasters

9 federal disasters brought FEMA money to Morganza

Disasters that paid out in Morganza itself (aid to households or repair grants to the Village of Morganza), newest first, with that year’s flood claims.

  1. 2026Tropical Storm Arthur51 households applied for aid$271K aid approved
  2. 2021Hurricane Ida199 households applied for aid$93K aid approved
  3. 2016Severe Storms and Flooding52 households applied for aid$6K aid approved
  4. 2012Hurricane Isaac22 households applied for aid$2K aid approved$4K to the Village of Morganza for repairs
  5. 2008Hurricane Gustav248 households applied for aid$267K aid approved$25K to the Village of Morganza for repairs
  6. 2005Hurricane Rita$13K to the Village of Morganza for repairs
Show all 9
  1. 2005Hurricane Katrina159 households applied for aid$86K aid approved$6K to the Village of Morganza for repairs
  2. 2004Severe Storms and Flooding102 households applied for aid$39K aid approved
  3. 2002Hurricane Lili$5K to the Village of Morganza for repairs
Disasters declared, by decade
Paid out in MorganzaPointe Coupee Parish only

Pointe Coupee Parish has had 34 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Morganza after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Morganza archive →
Be ready

Get ready for what Morganza faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Morganza

Does Morganza flood?

Flood insurance has paid 31 claims in Morganza since 1979, $163K in all. 3 properties have flooded more than once.

Is Morganza in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pointe Coupee Parish, 11.2% of all homes carry federal flood insurance.

How much is flood insurance in Morganza?

FEMA’s Community Rating System list shows no discount for Morganza’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Morganza?

By FEMA money that reached Morganza, Hurricane Gustav (2008): 248 households applied for aid, $267K approved, and $25K to the Village of Morganza for repairs.

Storm stories

Memories, warnings and help from neighbors in Morganza.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Morganza’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.