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–Not graded
Natural hazards in Loreauville · FEMA

Storms, floods and disasters in Loreauville

Loreauville isn’t graded for hazard risk: Loreauville has 833 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 1997.

Flood claims
4
paid since 1997 · $78K
Disasters paid out here
7
of 31 declared for Iberia Parish
By hazard

What Loreauville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

68%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 5 years in the area

River and rain flooding

28%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once a year in the area
Smaller shares here
 Tornadoes Hail Strong wind Earthquakes Ice storms Coastal flooding Lightning top 3% Wildfire Winter storms Cold waves Heat waves Landslides
FEMA models no building damage here
AvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts tornadoes at 11% of Loreauville’s expected losses. Tornadoes do little damage to buildings (2.8%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Loreauville flood? Rarely: 4 flood claims since 1997

Every paid claim on a federal flood insurance policy in Loreauville, from FEMA’s records.

Paid flood claims, by year
1997: 3 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims19972016
19972026
Biggest named events
  • The Mid-summer severe storms1 claim · $56K
4
paid claims since 1997
$78K
paid to owners
0
homes flooded more than once
$20K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Loreauville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Iberia Parish.
Disasters

7 federal disasters brought FEMA money to Loreauville

Disasters that paid out in Loreauville itself (aid to households or repair grants to the Village of Loreauville), newest first, with that year’s flood claims.

  1. 2021Hurricane Ida88 households applied for aid$24K aid approved
  2. 2020Hurricane Delta10 households applied for aid$18K aid approved
  3. 2016Severe Storms and Flooding48 households applied for aid$69K aid approved1 flood claim paid that year
  4. 2008Hurricane Ike22 households applied for aid$34K aid approved
  5. 2008Hurricane Gustav148 households applied for aid$152K aid approved
  6. 2005Hurricane Rita220 households applied for aid$195K aid approved
Show all 7
  1. 2005Hurricane Katrina10 households applied for aid$9K aid approved
Disasters declared, by decade
Paid out in LoreauvilleIberia Parish only

Iberia Parish has had 31 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Were you here?

Old photos of Loreauville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Loreauville archive →
Be ready

Get ready for what Loreauville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Loreauville

Does Loreauville flood?

Flood insurance has paid 4 claims in Loreauville since 1997, $78K in all. The most claims came from Mid-summer severe storms (1).

Is Loreauville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Iberia Parish, 39% of homes in mapped flood zones carry federal flood insurance, and 11.6% of all homes do.

How much is flood insurance in Loreauville?

FEMA’s Community Rating System list shows no discount for Loreauville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Loreauville?

By FEMA money that reached Loreauville, Hurricane Rita (2005): 220 households applied for aid, $195K approved. By flood claims, Mid-summer severe storms: 1 paid, $56K.

Storm stories

Memories, warnings and help from neighbors in Loreauville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Loreauville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.