Lefort House · Photo: Z28scrambler · CC BY-SA 3.0FEMA expects more hazard damage per building in Lafourche Crossing than in 98% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Lafourche Crossing gets a D− for hazard risk: higher expected damage per building than 98% of U.S. towns, #142 of 162 in Louisiana. Most of that expected damage is hurricanes (82%), then river and rain flooding (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lafourche Crossing faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lafourche Crossing’s grade
Hurricanes are 82% of the building damage FEMA expects in Lafourche Crossing, and Lafourche Crossing’s rate of hurricanes damage is in the top 1% of U.S. census tracts. Coastal flooding adds 2%, at a rate in the top 2% of U.S. census tracts.
D− #142 of 162 in Louisiana; higher expected damage per building than 98% of U.S. towns (21,298).
Lafourche Crossing’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Louisiana town has higher expected damage than 92% of U.S. towns; within the state, Lafourche Crossing has more expected damage per building than 88% of Louisiana towns.
In dollars, FEMA expects about $1.8M a year in losses across Lafourche Crossing: $1.3M to buildings, the rest to people and crops.
Does Lafourche Crossing flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lafourche Crossing. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lafourche Crossing isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lafourche Parish.The storms Lafourche Crossing remembers
None of the 40 disasters declared for Lafourche Parish shows FEMA aid or repair money reaching Lafourche Crossing itself in FEMA’s records, so these are its biggest flood-claim years.
Lafourche Parish has had 40 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Lafourche Crossing and its neighbors
Lafourche Crossing is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Bayou Country Club | D−more damage than 97% | hurricanes | 127 |
| Lafourche Crossing | D−more damage than 98% | hurricanes | 0 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lafourche Crossing faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lafourche Crossing
Is Lafourche Crossing at risk for natural disasters?
On FEMA’s National Risk Index, Lafourche Crossing has higher expected damage per building than 98% of U.S. towns: D− for hazard risk, #142 of 162 in Louisiana. Most of the expected damage is hurricanes (82%) and river and rain flooding (13%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Lafourche Crossing in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Lafourche Parish, 23.0% of all homes carry federal flood insurance.
How much is flood insurance in Lafourche Crossing?
FEMA’s Community Rating System list shows no discount for Lafourche Crossing’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Lafourche Crossing at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (82%), and Lafourche Crossing’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lafourche Crossing.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lafourche Crossing’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.