Photo: Hot Furnace · CC BY-SA 4.0Storms, floods and disasters in Forest Hill
Forest Hill isn’t graded for hazard risk: Forest Hill has 727 residents; we grade towns of 1,000 or more.
What Forest Hill faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Forest Hill flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Forest Hill. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Forest Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rapides Parish.6 federal disasters brought FEMA money to Forest Hill
Disasters that paid out in Forest Hill itself (aid to households or repair grants to the Village of Forest Hill), newest first, with that year’s flood claims.
- 2021Severe Winter Storms5 households applied for aid$3K aid approved
- 2020Hurricane Delta17 households applied for aid$15K aid approved
- 2020Hurricane Laura195 households applied for aid$86K aid approved
- 2008Hurricane Gustav142 households applied for aid$125K aid approved$43K to the Village of Forest Hill for repairs
- 2005Hurricane Rita$15K to the Village of Forest Hill for repairs
- 2002Hurricane Lili$6K to the Village of Forest Hill for repairs
Rapides Parish has had 35 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Rapides Parish, 2000–2023.
Old photos of Forest Hill after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Forest Hill archive →Get ready for what Forest Hill faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Forest Hill
Is Forest Hill in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Rapides Parish, 5.1% of all homes carry federal flood insurance.
How much is flood insurance in Forest Hill?
FEMA’s Community Rating System list shows no discount for Forest Hill’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Forest Hill?
By FEMA money that reached Forest Hill, Hurricane Gustav (2008): 142 households applied for aid, $125K approved, and $43K to the Village of Forest Hill for repairs.
Storm stories
Memories, warnings and help from neighbors in Forest Hill.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Forest Hill’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.