Photo: Karen Apricot New Orleans · CC BY-SA 2.0Storms, floods and disasters in Dulac
Dulac isn’t graded for hazard risk: Dulac has 517 residents; we grade towns of 1,000 or more. Flood insurance has paid 24 claims here since 2002.
What Dulac faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Dulac flood? Sometimes: 24 flood claims since 2002
Every paid claim on a federal flood insurance policy in Dulac, from FEMA’s records.
- Hurricane Ike12 claims · $698K
- Hurricane Rita8 claims · $650K
- Hurricane Francine1 claim · $4K
Dulac isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Terrebonne Parish.9 federal disasters brought FEMA money to Dulac
Disasters that paid out in Dulac itself (aid to households or repair grants to Dulac), newest first, with that year’s flood claims.
- 2026Tropical Storm Arthur24 households applied for aid$77K aid approved
- 2024Hurricane Francine182 households applied for aid$885K aid approved1 flood claim paid for it, $4K
- 2021Hurricane Ida596 households applied for aid$6.5M aid approved1 flood claim paid for it, $14K
- 2020Hurricane Zeta12 households applied for aid$25K aid approved
- 2012Hurricane Isaac79 households applied for aid$86K aid approved
- 2008Hurricane Ike379 households applied for aid$1.1M aid approved12 flood claims paid for it, $698K
Show all 9
- 2008Hurricane Gustav390 households applied for aid$749K aid approved
- 2005Hurricane Rita811 households applied for aid$3.6M aid approved8 flood claims paid for it, $650K
- 2005Hurricane Katrina456 households applied for aid$1.2M aid approved1 flood claim paid for it, $25K
Terrebonne Parish has had 38 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Dulac after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Dulac archive →Get ready for what Dulac faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Dulac
Does Dulac flood?
Flood insurance has paid 24 claims in Dulac since 2002, $1.4M in all. The most claims came from Hurricane Ike (12).
Is Dulac in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Terrebonne Parish, 32.2% of all homes carry federal flood insurance.
How much is flood insurance in Dulac?
FEMA’s Community Rating System list shows no discount for Dulac’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Dulac?
By FEMA money that reached Dulac, Hurricane Ida (2021): 596 households applied for aid, $6.5M approved. By flood claims, Hurricane Ike: 12 paid, $698K.
Storm stories
Memories, warnings and help from neighbors in Dulac.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Dulac’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.