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Natchitoches Parish Library Campti BranchPhoto: Wikilester1999 · CC BY-SA 4.0
–Not graded
Natural hazards in Campti · FEMA

Storms, floods and disasters in Campti

Campti isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Campti yet. Flood insurance has paid 1 claim here since 1999.

Flood claims
1
paid since 1999 · $3K
Disasters paid out here
3
of 29 declared for Natchitoches Parish
By hazard

What Campti faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

73%of expected building damage
Above average · higher than 77% of U.S. census tracts
Recorded about once a year in the area

Tornadoes

8%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Recorded about once every 12 years in the area

Strong wind

6%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Hail Hurricanes Earthquakes Ice storms Wildfire Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 9% of Campti’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Campti flood? Rarely: 1 flood claim since 1999

Every paid claim on a federal flood insurance policy in Campti, from FEMA’s records.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1999
19992026
1
paid claims since 1999
$3K
paid to owners
0
homes flooded more than once
$3K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Campti isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Natchitoches Parish.
What’s been done with FEMA grants
1home raised above flood level
Disasters

3 federal disasters brought FEMA money to Campti

Disasters that paid out in Campti itself (aid to households or repair grants to the Town of Campti), newest first, with that year’s flood claims.

  1. 2021Severe Winter Storms21 households applied for aid$21K aid approved
  2. 2020Hurricane Laura300 households applied for aid$205K aid approved
  3. 2016Severe Storms and Flooding228 households applied for aid$1.2M aid approved
Disasters declared, by decade
Paid out in CamptiNatchitoches Parish only

Natchitoches Parish has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Natchitoches Parish, 2000–2000.

Were you here?

Old photos of Campti after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Campti archive →
Be ready

Get ready for what Campti faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Campti

Does Campti flood?

Flood insurance has paid 1 claim in Campti since 1999, $3K in all.

Is Campti in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Natchitoches Parish, 19% of homes in mapped flood zones carry federal flood insurance, and 3.3% of all homes do.

How much is flood insurance in Campti?

FEMA’s Community Rating System list shows no discount for Campti’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Campti?

By FEMA money that reached Campti, Severe Storms and Flooding (2016): 228 households applied for aid, $1.2M approved.

Storm stories

Memories, warnings and help from neighbors in Campti.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Campti’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.