FEMA expects about as much hazard damage per building in Bawcomville as in the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Bawcomville gets a B− for hazard risk: lower expected damage per building than 53% of U.S. towns, #37 of 162 in Louisiana. Most of that expected damage is river and rain flooding (78%). Flood insurance has paid 32 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Bawcomville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Bawcomville’s grade
River and rain flooding is 78% of the building damage FEMA expects in Bawcomville, and Bawcomville’s rate of river and rain flooding damage is higher than 62% of U.S. census tracts. Ice storms add 4%, at a rate in the top 5% of U.S. census tracts.
B− #37 of 162 in Louisiana; lower expected damage per building than 53% of U.S. towns (21,298).
Bawcomville’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Louisiana town has higher expected damage than 92% of U.S. towns; within the state, Bawcomville has less expected damage per building than 78% of Louisiana towns.
In dollars, FEMA expects about $1.1M a year in losses across Bawcomville: $596K to buildings, the rest to people and crops.
Does Bawcomville flood? Sometimes: 32 flood claims since 1979
Every paid claim on a federal flood insurance policy in Bawcomville, from FEMA’s records: 19.1 per 1,000 homes, more than 83% of the 13,809 U.S. towns with a flood insurance record.
- The Late winter severe storms16 claims · $828K
- Hurricane Gustav1 claim · $10K
Bawcomville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Ouachita Parish.1 federal disaster brought FEMA money to Bawcomville
Disasters that paid out in Bawcomville itself (aid to households or repair grants to Bawcomville), newest first, with that year’s flood claims.
- 2020Hurricane Laura3 households applied for aid$3K aid approved
Ouachita Parish has had 34 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Bawcomville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Bawcomville archive →Bawcomville and its neighbors
Bawcomville is 2nd of the 2 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Brownsville | B+less damage than 67% | river and rain flooding | — |
| Bawcomville | B−less damage than 53% | river and rain flooding | 32 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Bawcomville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Bawcomville
Is Bawcomville at risk for natural disasters?
On FEMA’s National Risk Index, Bawcomville has lower expected damage per building than 53% of U.S. towns: B− for hazard risk, #37 of 162 in Louisiana. Most of the expected damage is river and rain flooding (78%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Bawcomville flood?
Flood insurance has paid 32 claims in Bawcomville since 1979, $1.0M in all, or 19.1 per 1,000 homes, more than 83% of U.S. towns with a flood insurance record. The most claims came from Late winter severe storms (16).
Is Bawcomville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Ouachita Parish, 47% of homes in mapped flood zones carry federal flood insurance, and 7.5% of all homes do.
How much is flood insurance in Bawcomville?
FEMA’s Community Rating System list shows no discount for Bawcomville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Bawcomville?
By FEMA money that reached Bawcomville, Hurricane Laura (2020): 3 households applied for aid, $3K approved. By flood claims, Late winter severe storms: 16 paid, $828K.
Is Bawcomville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (78%), and Bawcomville’s rate for it is higher than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Bawcomville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Bawcomville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.