Photo: Billy Hathorn · CC BY-SA 3.0Storms, floods and disasters in Baskin
Baskin isn’t graded for hazard risk: Baskin has 143 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2008.
What Baskin faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Baskin flood? Rarely: 1 flood claim since 2008
Every paid claim on a federal flood insurance policy in Baskin, from FEMA’s records.
- Hurricane Gustav1 claim · $39K
Baskin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin Parish.3 federal disasters brought FEMA money to Baskin
Disasters that paid out in Baskin itself (aid to households or repair grants to the Village of Baskin), newest first, with that year’s flood claims.
- 2016Severe Storms and Flooding7 households applied for aid$2K aid approved
- 2008Hurricane Gustav45 households applied for aid$116K aid approved1 flood claim paid for it, $39K
- 2006Severe Storms and Flooding10 households applied for aid$41K aid approved
Franklin Parish has had 33 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then floods.
Old photos of Baskin after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Baskin archive →Get ready for what Baskin faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Baskin
Does Baskin flood?
Flood insurance has paid 1 claim in Baskin since 2008, $39K in all. The most claims came from Hurricane Gustav (1).
Is Baskin in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Franklin Parish, 23% of homes in mapped flood zones carry federal flood insurance, and 3.1% of all homes do.
How much is flood insurance in Baskin?
FEMA’s Community Rating System list shows no discount for Baskin’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Baskin?
By FEMA money that reached Baskin, Hurricane Gustav (2008): 45 households applied for aid, $116K approved. By flood claims, Hurricane Gustav: 1 paid, $39K.
Storm stories
Memories, warnings and help from neighbors in Baskin.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Baskin’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.