Photo: Brian Stansberry · CC BY 4.0Storms, floods and disasters in Vicco
Vicco isn’t graded for hazard risk: Vicco has 217 residents; we grade towns of 1,000 or more. Flood insurance has paid 4 claims here since 2003.
What Vicco faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Vicco flood? Rarely: 4 flood claims since 2003
Every paid claim on a federal flood insurance policy in Vicco, from FEMA’s records.
- The February Kentucky Flooding1 claim · $44K
- The Heavy rains1 claim · $643
- The Late July Flooding1 claim · $6K
Vicco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Perry County.8 federal disasters brought FEMA money to Vicco
Disasters that paid out in Vicco itself (aid to households or repair grants to the City of Vicco), newest first, with that year’s flood claims.
- 2025Severe Storms, Straight-line Winds, Flooding, Landslides, and Mudslides28 households applied for aid$222K aid approved1 flood claim paid that year
- 2022Severe Storms, Flooding, Landslides, and Mudslides98 households applied for aid$546K aid approved1 flood claim paid that year
- 2015Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, and Mudslide2 households applied for aid$5K aid approved
- 2004Severe Storms, Tornadoes, Flooding, and Mudslides18 households applied for aid$15K aid approved$2K to the City of Vicco for repairs1 flood claim paid that year
- 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes23 households applied for aid$20K aid approved
- 2003Severe Storms, Flooding, Mud and Rock Slides, and Tornadoes4 households applied for aid$12K aid approved
Show all 8
- 2003Severe Winter Ice and Snow Storms, Heavy Rain, Flooding, Tornadoes, and Mud and2 households applied for aid$3K aid approved
- 2001Severe Storms and Flooding$18K to the City of Vicco for repairs
Perry County has had 40 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Vicco after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Vicco archive →Get ready for what Vicco faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Vicco
Does Vicco flood?
Flood insurance has paid 4 claims in Vicco since 2003, $56K in all. The most claims came from February Kentucky Flooding (1).
Is Vicco in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Perry County, 16% of homes in mapped flood zones carry federal flood insurance, and 2.0% of all homes do.
How much is flood insurance in Vicco?
FEMA’s Community Rating System list shows no discount for Vicco’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Vicco?
By FEMA money that reached Vicco, Severe Storms, Flooding, Landslides, and Mudslides (2022): 98 households applied for aid, $546K approved. By flood claims, February Kentucky Flooding: 1 paid, $44K.
Storm stories
Memories, warnings and help from neighbors in Vicco.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Vicco’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.