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Housing in Union

142 homes sold in Union in the last year, at a typical $422K

About one sale in 5 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Union homes are listed.

Homes sold
142
June 2025 to May 2026
Typical sale price
$422K
houses $459K · condos $337K
Price per square foot
$182
Kentucky $162
Paid vs. asking
98.7%
16% sold over asking
For sale now
31
May 2026 · 15 sold that month
What sold · last 12 months

13% of Union’s sales are condos, at $122K less than a house

111 houses and 18 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$459K

typical sale · 111 sold in 12 months

Per square foot
$178KY $162
Days to sell
22
Sold over asking
19%
Listings with a price cut
33%
Condos$337K

typical sale · 18 sold in 12 months

Per square foot
$193KY $177
Days to sell
179
Sold over asking
6%
Listings with a price cut
41%
Fewer sales

Townhouses: 13 sold, typical $379K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at 1.7 times the 2016 price

142 sales in the last year, against 192 in 2020 and a low of 125 in 2024. The typical sale went from $253K in 2016 to $422K.

Homes soldTypical sale price
050100150200$200K$300K$400K$500K2012: 141 sold, typical $217K’122013: 139 sold, typical $231K2014: 150 sold, typical $259K’142015: 175 sold, typical $253K2016: 190 sold, typical $253K’162017: 155 sold, typical $262K2018: 170 sold, typical $267K’182019: 166 sold, typical $278K2020: 192 sold, typical $301K’202021: 144 sold, typical $349K2022: 146 sold, typical $376K’222023: 131 sold, typical $389K2024: 125 sold, typical $428K’242025: 152 sold, typical $432KLast 12 months: 142 sold, typical $422KNow

Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.

What your budget buys

What $400K buys in Union

Houseat $178 a sq ft
Condoat $193 a sq ft
The same money in Kentuckyat $162 a sq ft

Is this asking price fair?

Check a listing against what Union homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Union are more common than before the pandemic, but 38% fewer homes come up for sale

We read every month of Union’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 142 sales.

If you’re buying in Union

  • Shop in March. It brings about 17 new listings a month, close to the busiest month, with fewer bidding wars (14% over asking).
  • You can negotiate. 32% of listings have cut their price, against 20% before the pandemic.
  • Bid near asking. Buyers paid 98.7% of the list price on average; 16% paid over.
  • You’ll usually have time. Only 38% of homes go under contract within two weeks; the typical one takes 41 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

April has the most new listings (about 19 a month), but May is the most competitive: 25% of May sales close over asking. February has the least competition (9%).

New listings a monthShare sold over asking
0510152013%27%40%Sweet spotJan: 12 new listings a month, 9% sold over asking, 74 days to sellJFeb: 12 new listings a month, 9% sold over asking, 70 days to sellFMar: 17 new listings a month, 14% sold over asking, 83 days to sellMApr: 19 new listings a month, 17% sold over asking, 57 days to sellAMay: 19 new listings a month, 25% sold over asking, 57 days to sellMJun: 18 new listings a month, 19% sold over asking, 41 days to sellJJul: 18 new listings a month, 19% sold over asking, 47 days to sellJAug: 15 new listings a month, 15% sold over asking, 50 days to sellASep: 11 new listings a month, 19% sold over asking, 48 days to sellSOct: 13 new listings a month, 13% sold over asking, 68 days to sellONov: 11 new listings a month, 13% sold over asking, 68 days to sellNDec: 6 new listings a month, 17% sold over asking, 93 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Kentucky as a whole

Union now2017–192021 peakKY now
Sold over askingShare of sales that closed above the list price16%11%42%18%
Gone within two weeksShare of homes under contract within 14 days38%5%63%36%
Listings with a price cutShare of homes for sale that cut their price32%20%26%27%
Price paid vs. askingAverage sale price ÷ list price98.7%97.8%100.8%97.4%
Days to sellMedian days from listing to contract41791150
Supply

32 homes for sale on a typical day

That’s 2.8 times the 2021 low (12), 38% fewer than in 2017–19 and well under 2012’s 88.

2012: 88 for sale’122013: 71 for sale2014: 72 for sale2015: 80 for sale’152016: 69 for sale2017: 52 for sale2018: 53 for sale’182019: 50 for sale2020: 23 for sale2021: 12 for sale’212022: 20 for sale2023: 22 for sale2024: 26 for sale’242025: 31 for saleLast 12 months: 32 for saleNow
Room to negotiate

1 in 3 listings has cut its price

32% in the last year, against 20% in 2017–19 and 27% across Kentucky. More sellers are pricing high and coming down.

2019: 20%’192020: 26%2021: 26%2022: 26%’222023: 31%2024: 31%2025: 29%’25Last 12 months: 32%Now
Prices by type

Since 2019, houses are up 59%, condos 66%

A house typically sold for $459K in the last year (111 sales), a condo for $337K (18).

$200K$300K$400K$500K2013201520172019202120232025NowHouses 2013: $238K, 128 salesHouses 2014: $264K, 137 salesHouses 2015: $261K, 155 salesHouses 2016: $260K, 157 salesHouses 2017: $267K, 128 salesHouses 2018: $277K, 144 salesHouses 2019: $289K, 148 salesHouses 2020: $303K, 176 salesHouses 2021: $360K, 131 salesHouses 2022: $390K, 128 salesHouses 2023: $402K, 114 salesHouses 2024: $437K, 95 salesHouses 2025: $459K, 115 salesHouses last 12 months: $459K, 111 salesHouses $459KCondos 2013: $200K, 11 salesCondos 2014: $195K, 13 salesCondos 2015: $209K, 20 salesCondos 2016: $228K, 29 salesCondos 2017: $230K, 13 salesCondos 2018: $209K, 16 salesCondos 2019: $203K, 11 salesCondos 2020: $235K, 10 salesCondos 2021: $280K, 8 salesCondos 2022: $300K, 9 salesCondos 2023: $307K, 14 salesCondos 2024: $338K, 16 salesCondos 2025: $327K, 29 salesCondos last 12 months: $337K, 18 salesCondos $337K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Kentucky

Union ranks 43rd of 77 busy Kentucky markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Union is in the middle of the pack.

Source: Redfin Data Center, city market tracker, January 2012 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Union home costs about $2,524 a month

Mortgage
Property tax
Insurance
Rent

Price: Union’s typical sale, last 12 months. Property tax at Union’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Union is affordable on local pay is on Cost of living.

Before you buy in Union

Six things worth knowing

19

New listings in April

The month with the most choice. December has the fewest, about 6.

Best time to buy
0.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $422K home, about $3,870 a year.

Taxes vs. neighbors
A

Schools

The schools grade for Union, from test results, graduation and how much students grow.

Schools in Union
26 min

Typical commute

The average one-way trip to work for people who live in Union.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Florence sells for less a square foot

The busier markets within 25 miles of Union, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Florence364$258K$17226%20
Independence343$318K$19634%16
Burlington238$294K$18123%17
Walton146$292K$19414%48
Union142$422K$18216%41
Oakbrook139$324K$18429%13
Elsmere98$229K$20837%13

Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Union, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Union. People who follow the town see it, and so do people comparing Union with their own town. No commission, no listing fee.

Questions about buying a home in Union

What do homes sell for in Union, KY?

142 homes sold in the year to May 2026 at a typical $422K, $182 a square foot. Houses sold for about $459K, condos for about $337K.

Is Union a buyer’s or seller’s market?

A seller’s market: 31 homes were for sale in May 2026 and 15 sold, about 2.1 months of supply. Buyers paid 98.7% of asking on average, and 32% of listings cut their price.

When is the best time to buy in Union?

April brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Union?

About 0.9% of a home’s value a year. On a $422K home that’s near $3,870.

Where can I see homes for sale in Union?

Zillow, Redfin, Realtor.com and Homes.com all carry Union’s MLS listings; the search links above open each one filtered to Union.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).