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St. Matthews
Kentucky›Jefferson County

St. MatthewsKY

A town of 17,868, settled in 1851. A regional job hub with 25,601 jobs.

9 bordering townsMap →
Ridgeway · Photo: Jack Boucher · Public domain
Photo of St. Matthews

St. Matthews, KY · Ridgeway · Photo: Jack Boucher · Public domain

Is St. Matthews a good place to live?

St. Matthews grades C− overall, ranked 113th of 138 in Kentucky, with clear strengths and some subjects that lag. St. Matthews’ property crime rate is 46.1 per 1,000 residents, against 8.2 in Kentucky’s towns and 9.9 across U.S. towns. On cost of living, just 11 of Kentucky’s 238 towns do worse. St. Matthews has 5 places on the National Register of Historic Places, among them Ridgeway and Theodore Brown House.

What makes St. Matthews stand out

Where St. Matthews beats most towns, and one thing worth knowing.

A job hub

Every workday, about 24,854 people come to St. Matthews for work

Where St. Matthews’s working residents go each day. Line width shows the share.

19% → Louisville Louisville 19% 5% → Jeffersontown Jeffersontown 5% 4% → Watterson Park Watterson Park 4% 3% → Lyndon Lyndon 3% 3% → Lexington Lexington 3% 2% → Middletown Middletown 2% St. Matthews · 9% stay
25,601jobs based in St. Matthews
9%of working residents work in town
6 mimedian commute distance

Census LEHD 2023

How St. Matthews grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far St. Matthews is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Ridgeway
Ridgeway · National Register of Historic Places
St. Matthews’s story

175 years in pictures

Census counts: 8,738 in 1960, 17,534 in 2020. The archive holds 7 old photos and papers going back to 1805 and a map from 1986 on.

5 places on the National Register of Historic Places.

  • 1851St. Matthews is settled
Explore the history →
Nearby attractions

Sons of the American Revolution and 30 more within 40 miles

Museums, parks, gardens and other places to visit around St. Matthews. Close and well known come first.

All 38 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

United States Bullion Depository: Work permit Original author=Cliff, CC BY-SA 4.0 · Kentucky Kingdom: Stevietheman at English Wikipedia, CC BY-SA 3.0 · Lynn Family Stadium: Bpluke01, CC BY-SA 4.0 · KFC Yum! Center: Jamesmac96, CC BY 3.0 · L&N Federal Credit Union Stadium: Perthsider, CC BY-SA 3.0

Getting set up

Moving to St. Matthews: who provides what

Who provides power, water and the rest in St. Matthews, and how to reach them.

The full setup list →
PowerLG&E12.4¢/kWh · EIA 2025HIFLD · EIA
WaterLouisville Water CompanyNo health-based violations in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNearest public drop-offEast District Public Works, 2 miOpenStreetMap
SchoolsJefferson County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereJefferson County ClerkJefferson County; contacts on the Handbook page.FVAP, Mar 2024
ZIP codes40207, 40222, 4004140207 78% · 40222 20% · 40041 1%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. Matthews.

St. Matthews is among the three healthiest towns in Kentucky and draws workers from Louisville and beyond, but it reports property crime at 4 times the Kentucky rate.

Work & commuteJobs & income grade A−

Most working residents commute out of St. Matthews

25,601 jobs are based in St. Matthews, 3 for every working resident, so most of the people who work here commute in.

Most working residents leave St. 7.2% of St. Matthews residents live below the poverty line. Jobs based in St. Matthews grew to 25,601 in 2023, 3,664 more than in 2013.

9%work in town
St. MatthewsKentucky townsU.S. towns
Work from home18%10%11%
Below the poverty line7.2%16%9.6%
Average trip to work20 minutes22 minutes25 minutes
Median household income$82,000$59,000$80,000

Where working residents work

In St. Matthews9%
Louisville19%
Jeffersontown5%
Watterson Park4%
Lyndon3%
6 mi
median commute distance
25,601
jobs based in St. Matthews
A job hub
jobs vs. working residents
A−
Walkability grade: more walkable than 77% of U.S. towns

Census LEHD 2023 · ACS

SchoolsD

St. Matthews’ schools rank behind 90% of Kentucky districts

Its public schools are run by the Jefferson County school district. Two of its 10 schools are below, each with why it’s listed.

10%of KY districts it outscoresDSchool Grade
SchoolLevelStudentsLetter
St Matthews ElementaryLargest public elementary schoolGrades K–5Grades K–5598B
Waggener HighLargest public high schoolGrades 9–12Grades 9–12888D

NCES · EDFacts · graded within KY on state tests and graduation

SafetyD

More crime per resident in St. Matthews than in 92% of U.S. towns

Property crime runs at 46.1 per 1,000 residents, 4 times the Kentucky rate, most of it theft.

8%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

St. Matthews1.5
Kentucky2.2
U.S.3.3

Property crime per 1,000 residents

St. Matthews46.1
Kentucky12.8
U.S.15.5
8th
percentile among U.S. towns we grade
26
violent crimes reported in 2025
824
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

HealthA

A smaller share of adults get no exercise outside work in St. Matthews than in most of Kentucky or the rest of the country

It ranks #3 of the 141 Kentucky towns we grade on the CDC estimates behind the Health Grade. Its widest gap with Kentucky is tooth loss: 6.9% of those 65+ have lost all their teeth, against 18.9% statewide.

18% of adults get no exercise outside work in St. Matthews. Only 6 of the 141 Kentucky towns we compare have a lower share of adults who smoke cigarettes than St. Matthews. 33% of adults sleep under 7 hours in St. Matthews.

92%healthier than U.S. townsAHealth Grade
St. MatthewsKentucky townsU.S. towns
Frequent physical distress (CDC PLACES)10%15%14%
Smoke cigarettes (CDC PLACES)10%18%14%
Frequent mental distress (CDC PLACES)14%18%17%
Get no exercise (CDC PLACES)18%27%25%
31 measures vs. Kentucky
23 better7 too close to call1 worse
What stands outSt. MatthewsKY
Fewer older adults who have lost all their teeth6.9%18.9%
Fewer adults facing food insecurity8.2%15.5%
More binge drinkers17.3%14.2%
Baptist Health Louisville
0.7 mi away · emergency room
1 of 3
care shortages: mental health
99th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsB

3.9% of St. Matthews is conserved land

2.7 miles of trail in 3 parks and preserves. The biggest place to walk is St. Matthews Community Park, 41 acres with 1.1 miles of trail.

#27for trails in KY
St. MatthewsKentucky townsU.S. towns
Miles of trail per square mile0.6 miles per square mile0.30.4
Conserved land3.9%1.7%4.3%
3.9%
conserved · 111 of 2,817 acres
2.7 mi
of trails · 0.6 per sq mi
Biggest places to walkTrailsAcres
1. Brown Park1.5 mi29
2. St. Matthews Community Park1.1 mi41
3. Arthur K. Draut Park0.1 mi24

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Four seasons and pleasant summers in St. Matthews

Matthews has chilly winters and warm summers, with plenty of rain. July afternoons reach 88°, January nights drop to 26° and about 15 inches of snow falls in a winter.

15″snow a winter

Typical low → high °F

Winter28–45°
Spring46–67°
Summer66–87°
Fall47–69°
Nov 3
typical first frost
Apr 3
typical last frost
+1.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C

High risk in St. Matthews, with inland flooding at the top

Expected storm and flood damage is higher than in 65% of U.S. communities. Since 1978, 91 flood insurance claims have been paid out in St. Matthews.

65risk score of 100
FEMA risk score
65High riskLowerHigher
Inland floodingTornadoesEarthquakes
91
paid flood claims since 1978

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade C−

The median home in St. Matthews sells for about $374K

The median property tax bill is $3,078, against $1,544 across Kentucky, another input to its cost-of-living grade.

St. Matthews’ median rent is $1,369 a month.

$374Kmedian sale price
St. MatthewsKentucky townsU.S. towns
Households that own their home53%59%73%
Median rent$1,369 a month$930 a month$1,185 a month
Renters paying 30%+ of income on rent39%44%48%
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
34
days on market
100.1%
sale-to-list price
30
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about St. Matthews

19pages on St. Matthews
After high school

Colleges nearby

11 within 15 miles of the center of St. Matthews

Landmarks

5 places in St. Matthews on the National Register of Historic Places.

All landmarks →

About St. Matthews

City in Kentucky, United States

Official town website ↗

St. Matthews is a city in Jefferson County, Kentucky, United States. It forms part of the Louisville Metro government but is separately incorporated as a home rule-class city. As of the 2020 census, St. Matthews had a population of 17,534. It is the 23rd-largest city in the state. St. Matthews is one of the state's major shopping areas, home to the fifth-largest mall in Kentucky (Mall St. Matthews) along with many smaller shopping centers along Shelbyville Road.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1950
Area
4.3 sq mi
Elevation
551 ft
Area code
502

St. Matthews’s neighbors

9 towns share a border with St. Matthews.

Explore the map →
How the neighbors grade
TownKY rankOverallCostSafetySchoolsHealth
St. Matthews#113C−C−DDA
Beechwood Village——C—DA
Norwood——————
Woodlawn Park——————
Graymoor-Devondale#56B−C—DA−
Windy Hills——C−—DA
Lyndon#115C−CC−DA−
Bellewood——————

Beechwood Village and Windy Hills have fewer than 2,500 residents, so they get subject grades but no overall grade. Beechwood Village, Graymoor-Devondale and Windy Hills report no FBI crime data of their own. Norwood, Woodlawn Park and Bellewood aren’t graded (fewer than 1,000 residents, or not enough data). Compare St. Matthews with a neighbor →

Questions about St. Matthews

Short answers, built from the data on this page.

Is St. Matthews, KY a good place to live?

St. Matthews grades C− overall, better than 20% of U.S. towns and #113 of 138 in Kentucky. It grades A for health, D for safety and D for schools. Safety is its weak spot, with a D.

Is St. Matthews, KY expensive?

Yes. The typical home is worth about $338,000, 46% above the Kentucky typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.