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South Courthouse Square in Somerset
Kentucky›Pulaski County
Photo: Nyttend · Public domain
Photo of Somerset

Somerset, KY · Photo: Nyttend · Public domain · Source ↗

Is Somerset a good place to live?

Somerset grades C overall, 99th among Kentucky's 138 graded towns, with clear strengths and some subjects that lag. Its schools rank ahead of 92% of Kentucky towns. On the other side, residents are less healthy than 93% of U.S. towns on CDC estimates. 47% of working residents work locally in Somerset, where Kentucky’s towns sit at 15% and U.S. towns at 8%. Its National Register listings include Somerset Downtown Commercial District and Crawford House. The median household income is $35K, and 27% of residents live below the poverty line.

What makes Somerset stand out

Where Somerset beats most towns, and one thing worth knowing.

A. Jackson Crawford Building
A. Jackson Crawford Building · National Register of Historic Places
Somerset’s story

228 years in pictures

Census counts: 231 in 1830, 11,924 in 2020. The archive holds 17 old photos and papers going back to 1880 and 6 maps from 1935 on.

23 places on the National Register of Historic Places.

  • 1798Somerset is settled
Explore the history →

How Somerset grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Somerset is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Somerset: who provides what

Who provides power, water and the rest in Somerset, and how to reach them.

The full setup list →
PowerKU11.9¢/kWh · EIA 2025HIFLD · EIA
WaterSomerset Water ServiceNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown pickup · day by addressTown site
SchoolsPulaski County School DistrictSomerset Independent School District2 districts serve Somerset; which school depends on your address and gradeNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections herePulaski County ClerkPulaski County; contacts on the Handbook page.FVAP, Jun 2023
ZIP codes42501, 4250342501 69% · 42503 30%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Somerset.

Somerset draws workers from Lexington and beyond, is healthier than towns with similar incomes and has seen reported crime fall by a third or more.

Work & commuteJobs & income grade D

About half of working residents work right in Somerset

17,433 jobs are based in Somerset, 3.8 for every working resident, so most of the people who work here commute in.

Among 142 Kentucky towns, just 6 have a lower median household income than Somerset. The top destinations are Lexington (2%), London (2%) and Louisville (2%). Half commute less than 5 miles.

47%work in town
SomersetKentucky townsU.S. towns
Median household income$35,000$60,000$80,000
Work from home8.7%10%11%
Average trip to work24 minutes22 minutes25 minutes

Where working residents work

In Somerset47%
Lexington2%
London2%
Louisville2%
Burnside2%
5 mi
median commute distance
17,433
jobs based in Somerset
A job hub
jobs vs. working residents
B+
Walkability grade: more walkable than 72% of U.S. towns

Census LEHD 2023 · ACS

SchoolsA

Somerset earns an A for schools

Its public schools are run by the Pulaski County school district. Three of its 10 schools are below, each with why it’s listed.

92%of KY districts it outscoresASchool Grade
SchoolLevelStudentsLetter
Southern Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8871A−
Pulaski County High SchoolLargest public high schoolGrades 9–12Grades 9–121,113A−
Pulaski Elementary SchoolTop results in townGrades K–5Grades K–5535A

NCES · EDFacts · graded within KY on state tests and graduation

HealthD

Somerset earns a D for health

Against the 1,198 U.S. towns with household incomes like Somerset’s, it is healthier than 51%, so its D isn’t only a matter of income.

19% of adults report frequent physical distress in Somerset. Somerset beats the Kentucky average on 0 of 31 CDC measures and trails it on 19. 22% of adults smoke cigarettes in Somerset.

7%healthier than U.S. townsDHealth Grade
SomersetKentucky townsU.S. towns
Frequent physical distress (CDC PLACES)19%15%14%
Smoke cigarettes (CDC PLACES)22%18%14%
Fair or poor health (CDC PLACES)29%22%19%
Diabetes (CDC PLACES)16%13%12%
31 measures vs. Kentucky
0 better12 too close to call19 worse
What stands outSomersetKY
More uninsured adults9.5%5.4%
More older adults who have lost all their teeth28.7%18.9%
More adults who have had a stroke5.5%4%
Lake Cumberland Regional Hospital
0.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
11th
percentile among KY towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyC

Compared with most of Kentucky and the rest of the country, violent crime in Somerset is higher

Reported crimes fell from 313 to 182 over the last three FBI years, a drop beyond ordinary year-to-year swings.

The violent crime rate in Somerset is 3.3 per 1,000 residents. Somerset reports more crime per resident than most U.S. towns we grade: about 66% report less.

34%of U.S. towns report more crimeCSafety Grade
SomersetKentucky townsU.S. towns
Violent crimes per 1,000 (2025)3.3 per 1,000 residents1.31.6
Property crimes per 1,000 (2025)11.3 per 1,000 residents8.29.9

Violent crime per 1,000 residents

Somerset3.3
Kentucky2.1
U.S.3.3

Property crime per 1,000 residents

Somerset11.3
Kentucky12.8
U.S.15.5
34th
percentile among U.S. towns we grade
23rd
percentile among KY towns
41
violent crimes reported in 2025
141
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Climate

Somerset has four seasons and pleasant summers

Somerset has chilly winters and warm summers, with plenty of rain. July afternoons reach 86°, January nights drop to 26° and about 11 inches of snow falls in a winter.

11″snow a winter

Typical low → high °F

Winter28–47°
Spring44–67°
Summer63–84°
Fall45–69°
Oct 30
typical first frost
Apr 5
typical last frost
+0.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B−

Somerset’s typical home value is about $198K

The typical Somerset home is worth about $198,000, down 0.7% in a year, 14% below the Kentucky typical home. 49% of Somerset households own their home.

$198KZillow home value
SomersetKentucky townsU.S. towns
Households that own their home49%59%73%
Median rent$775 a month$937 a month$1,185 a month

Typical home value

Somerset$198K
Kentucky$231K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
56
days on market
95.6%
sale-to-list price
−0.7%
value change, 1 year
25
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

An age mix much like Kentucky’s

The median household earns $34,704, against $63,726 across Kentucky, one input to its D for jobs and income.

No broad age group is more than 4 points off the Kentucky average. Somerset has grown 6.1% since 2020, to 12,695 residents in the Census Bureau’s 2025 estimate. 20% of adults 25 and older have a bachelor’s degree or more, vs 28% across Kentucky.

39.8median age · KY 39.1
SomersetKentucky townsU.S. towns
Bachelor’s degree or more, 25+20%26%29%
Aged 65 or older20%17%18%
Median age39.8 years37.6 years40.5 years
SomersetKentuckyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma16%
High school31%
Some college24%
Associate’s10%
Bachelor’s10%
Graduate10%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±2.7 points. Across Kentucky, 50.5% of residents are women.

Ages and education in Somerset
SomersetKYU.S.
Under 1012.3%12.1%11.6%
10 to 179.5%10.5%10.3%
18 to 247.4%9.1%9.1%
25 to 3413.9%13.1%13.7%
35 to 4413.8%12.6%13.2%
45 to 549.7%12.3%12.2%
55 to 6413%13%12.7%
65 to 749.1%10.5%10.2%
75 and older11.3%6.8%7%
No diploma15.5%11.1%10.4%
High school30.5%32.6%26%
Some college24.1%19.7%19.1%
Associate’s10%9%8.8%
Bachelor’s10.3%16.2%21.6%
Graduate9.6%11.3%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Natural hazardsHazard risk grade B

Somerset faces a moderate natural-hazard risk, led by inland flooding

Expected storm and flood damage is lower than in 56% of U.S. communities. Since 1978, 11 flood insurance claims have been paid out in Somerset.

44risk score of 100
FEMA risk score
44Moderate riskLowerHigher
Inland floodingCold wavesTornadoes
11
paid flood claims since 1978
4
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC+

Conserved land covers 1.6% of Somerset

2.8 miles of trail in 5 parks and preserves. The biggest place to walk is Rocky Hollow Park, 33 acres with 1 miles of trail.

#73for trails in KY
SomersetKentucky townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.30.4
Conserved land1.6%1.8%4.3%
1.6%
conserved · 152 of 9,663 acres
2.8 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Rocky Hollow Park1 mi33
2. Somersport Park0.3 mi27
3. Trinity Park—12

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Somerset

20pages on Somerset
After high school

Colleges nearby

1 within 15 miles of the center of Somerset

College town

Somerset Community College calls Somerset home

College Scorecard · IPEDS

Landmarks

23 places in Somerset on the National Register of Historic Places.

All landmarks →

Famous people from Somerset

13 notable people were born in Somerset.

See all 13 →

About Somerset

City in Kentucky, United States

Official town website ↗

Somerset is a home rule-class city in and the county seat of Pulaski County, Kentucky, United States. As of the 2020 census, its population was 11,924. Somerset's micropolitan area population is 67,384; it comprises the entirety of Pulaski County.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1798
Area
11 sq mi
Elevation
971 ft
ZIP code
42501, 42502, 42503
Area code
606

Somerset’s neighbors

3 towns share a border with Somerset.

Explore the map →
How the neighbors grade
TownKY rankOverallCostSafetySchoolsHealth
Somerset#99CB−CAD
Ferguson——————
Burnside——————
Science Hill——————

Ferguson, Burnside and Science Hill aren’t graded (fewer than 1,000 residents, or not enough data). Compare Somerset with a neighbor →

Questions about Somerset

Short answers, built from the data on this page.

Is Somerset, KY a good place to live?

Somerset grades C overall, better than 27% of U.S. towns and #99 of 138 in Kentucky. It grades D for health, C for safety and A for schools. Health is its weak spot, with a D.

Is Somerset, KY expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B−.

What is Somerset, KY known for?

13 notable people were born here, including Tommy Lee Wallace and John Sherman Cooper.