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Philpot
Kentucky›Daviess County

PhilpotKY

A town of 1,036, settled in 1882.

McKay-Thornberry House · Photo: Nyttend · Public domain
Photo of Philpot

Philpot, KY · McKay-Thornberry House · Photo: Nyttend · Public domain

Is Philpot a good place to live?

The best of Philpot’s subject grades are an A− for health and incomes; the weakest is a C− for hazard risk. Only 18 of Kentucky’s 237 towns score higher on health. On the outdoors, just 2 of Kentucky’s 238 towns do worse. Philpot has 1 place on the National Register. Philpot has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Philpot stand out

Where Philpot beats most towns.

Small town

1,036 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Philpot grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Philpot is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Philpot: who provides what

Philpot is unincorporated, so Daviess County and regional agencies provide most services.

PowerKenergy16.3¢/kWh · EIA 2025HIFLD · EIA
WaterDaviess Co Water DistrictNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesDaviess CountyDaviess County provides services here
SchoolsDaviess County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereDaviess County ClerkDaviess County; contacts on the Handbook page.FVAP, Feb 2019
ZIP codes42366, 4230342366 83% · 42303 17%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Philpot.

HealthA−

Philpot ranks healthier than four in five of the country’s towns

The share of adults in Philpot who say their health is fair or poor is 15%, below both the Kentucky town median (23%) and the median of U.S. towns (19%). 14% of adults report frequent mental distress here. Also worth knowing: among 142 Kentucky towns, just 8 have a lower share of adults who get no exercise outside work than Philpot.

83%healthier than U.S. townsA−Health Grade
PhilpotKentucky townsU.S. towns
Frequent mental distress (CDC PLACES)14%18%17%
Get no exercise (CDC PLACES)18%27%25%
Frequent physical distress (CDC PLACES)12%15%14%
Fair or poor health (CDC PLACES)15%23%19%
31 measures vs. Kentucky
17 better14 too close to call0 worse
What stands outPhilpotKY
Fewer adults facing food insecurity9.7%15.5%
Fewer adults in fair or poor health14.8%22.4%
Owensboro Health Regional Hospital
4.4 mi away · emergency room
2 of 3
care shortages: dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C−

Very high risk in Philpot, with inland flooding at the top

Of the losses FEMA expects in Philpot, 64% come from inland flooding and 13% from earthquakes. On expected storm and flood damage, Philpot sits above 84% of U.S. communities. Federal disaster aid has reached households in Philpot after 3 declared disasters, most recently in 2025.

84risk score of 100
FEMA risk score
84Very high riskLowerHigher
Inland floodingEarthquakesTornadoes
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A−

Philpot stands out in Kentucky and nationally: a smaller share of its residents live below the poverty line

The top destinations are Owensboro (35%), Grass Township (2%) and Evansville (2%). The median household income for Philpot comes to $88,000, against $60,000 in Kentucky’s towns and $80,000 across U.S. towns. For Philpot, the average trip to work is 17 minutes. Half commute less than 9 miles.

2%work in town
PhilpotKentucky townsU.S. towns
Below the poverty line1.2%16%9.6%
Average trip to work17 minutes22 minutes25 minutes
Working residents who work in town2.1%15%8%
Median household income$88,000$60,000$80,000

Where working residents work

In Philpot2%
Owensboro35%
Grass Township2%
Evansville2%
Lexington2%
9 mi
median commute distance
313
jobs based in Philpot
A commuter town
jobs vs. working residents
B−
Walkability grade: more walkable than 48% of U.S. towns

Census LEHD 2023 · ACS

Climate

Philpot has four seasons and hot summers

For Philpot, the July high is 88°F.

6″snow a winter

Typical low → high °F

Winter28–46°
Spring46–68°
Summer66–87°
Fall47–70°
Nov 1
typical first frost
Apr 5
typical last frost
+0.9°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade B+

A home in Philpot is worth about $277K, on Zillow’s estimate

Over the 12 months to September 2026, the typical home gained 2.3% in value. Among households in Philpot, 83% own their home.

$277KZillow home value

Typical home value

Philpot$277K
Kentucky$231K
+2.3%
value change, 1 year
1
homes sold in April

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Philpot

16pages on Philpot
After high school

Colleges nearby

3 within 15 miles of the center of Philpot

A commuter town

98% of working residents leave Philpot for work

Where Philpot’s working residents go each day. Line width shows the share.

35% → Owensboro Owensboro 35% 2% → Grass Township Grass Township 2% 2% → Evansville Evansville 2% 2% → Lexington Lexington 2% 2% → Tell City Tell City 2% 2% → Bowling Green Bowling Green 2% Philpot · 2% stay
313jobs based in Philpot
2%of working residents work in town
9 mimedian commute distance

Census LEHD 2023

About Philpot

Unincorporated community in Kentucky, United States

Philpot is an unincorporated community in Daviess County, in the U.S. state of Kentucky. As of the 2020 census, Philpot had a population of 991.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.3 sq mi
Elevation
463 ft
ZIP code
42366

Questions about Philpot

Short answers, built from the data on this page.

Is Philpot, KY expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.